As an Everyday Car Insurance customer, get 10% off an in-store grocery shop, once a month°  
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Explore our Car Insurance policies

Everyday Car Insurance gives you quality cover you can count on, with flexible options for you and your car. Get a quote online today to help decide which option suits you best.

Comprehensive or Drive Less Pay Less

Extensive range of cover for damage to your car & other people's property

What's included

  • Accidental damage to your car and to other people's property
  • Theft & fire
  • Malicious damage
  • Essential repairs - up to $500
  • New for old replacement - 24 months. Learn more
  • Natural events

 

Optional upgrades

These are not automatically included but can be added as optional extras and services

  • Roadside assistance
  • $0 excess for windscreen cover
  • Hire car

 

What's not included

  • Injuries to you or others are covered by your mandatory CTP Green Slip.

Get a free quote

Do you drive 15,000km, or less, per year?

Drive Less Pay Less is designed specifically for cars that are driven 15,000km, or less, per year. It offers all the benefits of Comprehensive insurance, but you only pay for the kilometres you plan to drive.

Third Party Property, Fire & Theft

The benefits of Third Party Property Damage Insurance, but with a little extra

What's included

  • Damage to other people's property
  • Theft or attempted theft
  • Fire
  • Essential repairs - up to $500

 

Optional upgrades

These are not automatically included but can be added as optional extras and services

  • Roadside assistance
  • $0 excess for windscreen cover
  • Hire car

 

What's not included

  • Malicious damage
  • Collision
  • Accidental damage to your car
  • Natural events

 

Please see Comprehensive Car Insurance if you require a higher level of coverage

Third Party Property Damage

Cover for damage to another person's vehicle or property

What's included

  • Accidental damage to other people's car or property

 

Optional upgrade

This is not automatically included but can be added as an optional service

  • Roadside assistance
  •  

What's not included

  • Malicious damage
  • Theft & fire
  • Accidental damage to your car
  • Natural events

 

If you require a higher level of coverage, please see Third Party Property, Fire & Theft or Comprehensive Car Insurance.

Above is a limited summary only. Please read the Car Insurance Product Disclosure Statement for full terms, conditions, limits and exclusions that apply.

Why pick Everyday Car Insurance?

Drive Less Pay Less

Drive Less Pay Less

Comprehensive cover for less. Eligible drivers could save up to $282 with Drive Less Pay Less*

Quality cover you can count on

Quality cover you can count on

Backed by Hollard. One of Australia's largest insurers.

Award-winning Insurancer

Award-winning Insurance

Winner of Finder’s Customer Satisfaction Awards for Highly Commended Car Insurance 2023
See our awards >

Cover you can count on

24/7 emergency claims assistance

Our expert claims team is available around the clock for emergency car claims

Woolworths Roadside Assist

Everyday Roadside Assist

You can add roadside assistance to a new Car Insurance policy for $88 a year, or buy a standalone Roadside Assist membership for just $99 a year.

Already an existing Car Insurance customer? Call us on 1300 10 1234 and we'll add it to your policy.

Get a quote online today and see how much you could save

Frequently asked questions

How do I make a Car Insurance claim?

You can lodge your Car Insurance claim quickly and easily via your My Insurance Portal account. Login now to start your claim.

To lodge a claim, you'll need the full name, address and registration number of any other parties involved, as well as the telephone and licence number of the other driver if possible.

Find out more about making a Car Insurance claim.


What does my Car Insurance Policy cover?

A summary of what you are covered for is in our Benefits and Comparison table. You can also read through the terms, conditions and exclusions outlined in the Car Insurance Product Disclosure Statement.

You will also find the details of your individual cover in your Certificate of Insurance, which you can view and download in My Insurance Portal or by contacting us on 1300 10 1234 and we’ll email or post a copy to you.

Not registered for My Insurance Portal? Register now to manage your policies quickly and easily online.


How do I get cover for my car breakdowns?

Roadside Assist is available as an optional service on all our policies. Refer to your Certificate of Insurance to see if you are covered for this service.

You can add Roadside Assist service when you take out a new Everyday Car Insurance policy, or purchase it on it's own if you already have an existing policy.


How do I update or change my Car policy details?

You can manage your Car Insurance policy via My Insurance Portal.

From your account, you will be able to:

  • Update your email address and phone number
  • Update your credit or debit card details
  • Access your Certificate of Insurance
  • Increase your Odometer end reading (for Drive Less Pay Less)
  • Login
    Register now

If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234  during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.


How do I renew my Car Insurance policy?

If we offer renewal, the policy will automatically renew as per the renewal notice. We will send you this renewal notice at least 14 days before your renewal date which will outline what you need to do to stay covered. You should check your renewal notice carefully and contact us on 1300 10 1234 if you need to make any changes to your policy or details, or if you'd like to opt out of automatic renewal.

With automatic renewal, your renewal notice will set out the proposed new policy terms and premium. If no changes are required to your policy and your premium payments are up to date, you don’t need to do anything – your policy will automatically renew.

If you opted out of automatic renewal, your renewal notice will advise you to call to continue your cover. We will provide you with a quote and policy terms. If you’re happy to proceed, we will renew your policy.

To find out more about your renewal dates, you can Chat Now.


How do I add someone to my policy?

You can chat with us to add another policy holder, an authorised contact or another driver during our chat operating hours.


° Offer valid for Everyday Insurance Policyholders (excluding Compulsory Third Party (CTP) Green Slip policyholders and Everyday Travel Insurance policyholders) with a registered Everyday Rewards card, linked to your policy, when making a purchase of up to $500 on groceries. Offer can only be redeemed once during the Offer Period. For full T&Cs click here.

* Savings between $0 to $282 derived from premium comparisons between Everyday Comprehensive car cover option and Drive Less Pay Less option. Calculations based on profiles of existing Everyday Car insurance customers who advised they drive under 15,000 km annually. Current as at 30 June 2022. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings. Kilometres can be increased during the policy period, an additional premium is payable. In event of accident and end odometer reading exceeded, additional excess applied.

Everyday Roadside Assist services and support are provided by our Allied Service Provider - Digicall Assist Pty Ltd (ABN 92 152 605 340). This includes roadside assistance as an optional service product to your Everyday Insurance Comprehensive Car policy. Benefits are subject to the Roadside Assist terms and conditions including the limits and exclusions. Before you purchase the product you should carefully read the Roadside Assist Terms and Conditions to decide if this product is right for you.

Testimonials based on individual circumstances and varying factors such as cover options, excess, risk ratings and available discounts.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.