Save up to $600 a year on your groceries°

As an Everyday Insurance customer, you could save up to $50 a month on groceries°  
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Why Choose Drive Less Pay Less Car Insurance?

Quality cover you can trust
Quality cover you can trust
Backed by Hollard, one of Australia's largest insurers
Lifetime guarantee on authorised repairs+
Comprehensive policies enjoy a lifetime guarantee on authorised car repairs carried out by our extensive network of nominated repairers
Cover you can count on
Cover you can count on
Our friendly claims lodgement team are here 24 hours a day, 7 days a week
Drive Less Pay Less
Save up to $282 a year*
Comprehensive Cover tailored to how far you drive. Eligible drivers could save up to $282 a year *

How does Everyday Drive Less Pay Less work?

step one

Get a quote

Get a quote online or call us on 1300 10 1234 and tell us how many kilometres you plan to drive each year. We'll let you know if you qualify and provide you with a quote.

step two

Tell us your start odometer reading

Next, you will need to provide the start odometer reading of your car at the start of the policy. Your end odometer reading is calculated by adding the amount of kilometres you plan to drive to the start odometer reading that you have disclosed.

step three

Apply to top up your kilometres if you need

If you find yourself coming close to your end odometer reading, you can apply for an increase at any time online or over the phone, subject to conditions and additional premiums. See our PDS for more details.

Note: If you make a claim at a time when you’re outside the end odometer reading shown on your Certificate of Insurance, then you may need to pay the basic excess, an Outside Odometer Excess, an additional premium and any other applicable excesses at the time of a claim.

Evevryday Car Insurance Logo

Get a quote online today and see how much you could save
      

Great everyday rewards

As an Everyday Insurance customer, get 10% off your Woolworths shop once a month°, plus enjoy exclusive offers and partner discounts.

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From quote to claim, we're here to make things as simple and straightforward as possible

24 hour emergency claims assistance

24 hour emergency claims assistance

Our claims lodgement team is available around the clock for emergency car claims.

Quick online claims

Manage your policy online

Log in to My Insurance Portal and update your policy online anytime, anywhere.

Flexible payment options

Flexible payment options
 

Adjust your excess to find a premium suitable for you. Plus you can choose to pay monthly or yearly.

Frequently asked questions

How do I make a Car Insurance claim?

You can lodge your Car Insurance claim quickly and easily via your My Insurance Portal account. Login now to start your claim.

To lodge a claim, you'll need the full name, address and registration number of any other parties involved, as well as the telephone and licence number of the other driver if possible.

Find out more about making a Car Insurance claim.


What does my Car Insurance Policy cover?

A summary of what you are covered for is in our Benefits and Comparison table. You can also read through the terms, conditions and exclusions outlined in the Car Insurance Product Disclosure Statement.

You will also find the details of your individual cover in your Certificate of Insurance, which you can view and download in My Insurance Portal or by contacting us on 1300 10 1234 and we’ll email or post a copy to you.

Not registered for My Insurance Portal? Register now to manage your policies quickly and easily online.


How do I get cover for my car breakdowns?

Roadside Assist is available as an optional extra on all our policies. Refer to your Certificate of Insurance to see if you are covered for this extra.

You can add Roadside Assist service when you take out a new Everyday Car Insurance policy, or purchase it on it's own if you already have an existing policy.


How do I update or change my Car policy details?

You can manage your Car Insurance policy via My Insurance Portal.

From your account, you will be able to:

  • Update your email address and phone number
  • Update your credit or debit card details
  • Access your Certificate of Insurance
  • Increase your Odometer end reading (for Drive Less Pay Less)
  • Login
    Register now

If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234  during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.


How do I renew my Car Insurance policy?

If we offer renewal, the policy will automatically renew as per the renewal notice. We will send you this renewal notice at least 14 days before your renewal date which will outline what you need to do to stay covered. You should check your renewal notice carefully and contact us on 1300 10 1234 if you need to make any changes to your policy or details.

With automatic renewal, your renewal notice will set out the proposed new policy terms and premium. If no changes are required to your policy and your premium payments are up to date, you don’t need to do anything – your policy will automatically renew. 

If you opted out of automatic renewal, your renewal notice will advise you to call to continue your cover. We will provide you with a quote and policy terms. If you’re happy to proceed, we will renew your policy.

To find out more about your renewal dates, you can Chat Now.


How do I add someone to my policy?

You can chat with us to add another policy holder, an authorised contact or another driver during our chat operating hours.


° This offer is only available for policyholders who have a registered Everyday Rewards card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

Savings between $0 to $282 derived from premium comparisons between Everyday Comprehensive car cover option and Drive Less Pay Less option. Calculations based on profiles of existing Everyday Car insurance customers who advised they drive under 15,000 km annually. Current as at 30 June 2022. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings. Kilometres can be increased during the policy period, an additional premium is payable. In event of accident and end odometer reading exceeded, additional excess applied.

While you remain the registered owner of the vehicle.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.