As a Woolworths Car Insurance customer, get 10% off your grocery  shop, once a month°
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Comprehensive Car Insurance

Our Comprehensive car cover provides protection for damage to your car as well as other people's property. Get a quote today and join the thousands of drivers who are enjoying big insurance cover at supermarket prices.

"Overall the services are good. The customer support is great. The policy provided is worth comparing when anybody is looking for a value for money car insurance."

Madhur, VIC

What does Comprehensive Car Insurance cover?

crashes and collisions.

Crashes and collisions

Including new for old replacement of your car if it’s written off within the first 24 months after you registered it as the first owner

damage to another vehicle.

Damage to another person’s vehicle or property

We'll repair or replace the other driver’s car or property up to $20m

theft and vandalism.

Theft and vandalism

Including if your car is damaged in an attempted theft


  • Damage from natural weather events
    Such as storms, floods, earthquakes or other extreme weathers

  • Valuables inside your car at the time of an incident
    Up to $500 for certain contents and personal property

  • Towing
    We'll tow your car to the nearest safe or secure place after an insured incident
  • Lock and car key replacement
    Up to the value of $1000 if they’re stolen

  • Trailers or caravans
    Up to $1000 if you’re towing a trailer or caravan and it's damaged along with your vehicle during a covered incident

  • Emergency travel and accommodation
    Up to $500 of urgent travel and hotel expenses if you’re more than 200km from home and your car is stolen or can't be driven
  • Essential repairs
    Up to $500 to restore your car to a roadworthy condition, so you can drive to your intended destination

  • Transit mishaps
    Loss or damage to your vehicle while being transported by road, rail, ship or air within Australia

  • Damage made by other drivers or passengers
    Compensation you’re legally responsible for if you've allowed someone else to drive your car or due to a passenger getting in or out of your vehicle during a covered incident


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Add your Optional Extras & Services

roadside assist

Roadside Assist

Get 24/7 emergency Roadside Assist, 365 days a year. The mobile mechanics team will help you with problems like empty fuel tanks, breakdowns, flat batteries and tyres.

windscreen cover

Excess-free windscreen cover

Repair or replacement cost of your front windscreen glass if it’s accidentally damaged. Plus, you’ll pay no excess for the first front windscreen claim.

hire cars

Hire car

Rental vehicle cover if your car is stolen or needs repair, after an insured event. We’ll pay the cost up to $50 per day for up to 14 days.

Why pick Woolworths Comprehensive Car Insurance?

Price Beat#

If you're 25 or over, we’ll beat any current comparable Comprehensive renewal notice

Online claims

Easy Car Insurance claim process and support

Buy online and save

Buy online and save up to 15% on your premium

Flexible payment options

Choose to pay monthly or annually

Why our customers picked Woolworths Car Insurance

"I have had both of my cars insured with Woolworths Car Insurance and when I needed to make a claim on my car I found them very easy to deal with and very easy going. A great insurance company and I would highly recommend them to my friends."

Leslie, QLD


"It was a very quick process, took maybe a total of 10 minutes from going on the website to having insurance organised. Was one of the cheapest options I found for what I wanted. Plus had lots of extras should I have needed them."

Thomas, VIC

Frequently asked questions

What does Agreed Value and Market Value mean?

Learn more

How do I make a Car Insurance claim?

Find out how

How can I pay for my Insurance policy?

Find out how

How do I renew my Comprehensive Car Insurance policy?

Find out how

How do I update or change my Car policy details?

Find out how

Can I choose a repairer for my car?

Learn more

° Offer valid for Woolworths Insurance Policyholders (excluding Compulsory Third Party (CTP) Green Slip policyholders and Woolworths Travel Insurance policyholders) with a registered Everyday Rewards card, linked to your policy, when making a purchase of up to $500 on groceries. Offer can only be redeemed once during the Offer Period. For full T&Cs click here.

Offer may be withdrawn or varied at any time. Based on comparable Comprehensive cover. Subject to minimum premiums. Savings apply for the first year only. Terms, conditions and eligibility criteria apply. Any other available discounts applied before price beat. Please read the full terms and conditions on our website.

† Up to 15% discount consists of 3 parts: 5% first year discount, 5% off for online applicants (both of these are first year only), and up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount. Any part, or all, of the 15% discount offer can be withdrawn at any time.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.