Woolworths Drive Less Pay Less

No stress. We understand that your circumstances can change. That’s why you can add kilometres at any time during your policy period to increase your end odometer reading.

Just let us know when you’re getting close to your end odometer reading limit and we can top up your kilometres for an additional premium.

If you’ve driven further than you planned and you forgot to tell us, you’re still covered. Your adjusted excess will then apply to include an additional Outside Odometer excess. This is shown on your Certificate of Insurance.

If you have a Drive Less Pay Less policy, you can increase your end odometer reading online via My Insurance Portal.

To increase your end odometer reading, login to My Insurance Portal, click on ‘View Policy details’ for your desired Car policy OR click on ‘Need more kms?’ on your current odometer reading.

There might be some instances where your end odometer reading cannot be increased. If this is the case, or to decrease your end odometer reading, please give us call on 1300 10 1234 during our operating hours.


It’s simple. When you get a quote for Drive Less Pay Less cover, we'll ask you how many kilometres on average you drive each year. If you don’t drive much, we’ll offer you this cover option – so you’re only paying for the kilometres you plan to use.

If we offer renewal, the policy will automatically renew as per the renewal notice. We will send you this renewal notice at least 14 days before your renewal date which will outline what you need to do to stay covered. You should check your renewal notice carefully and contact us on 1300 10 1234 if you need to make any changes to your policy or details.

With automatic renewal, your renewal notice will set out the proposed new policy terms and premium. If no changes are required to your policy and your premium payments are up to date, you don’t need to do anything – your policy will automatically renew. If you would like to opt out of automatic renewal, please email us at stopmyrenewal@woolworthsinsurance.com.au with your name, phone number, date of birth and policy number.

If you opted out of automatic renewal, your renewal notice will advise you to call to continue your cover. We will provide you with a quote and policy terms. If you’re happy to proceed, we will renew your policy.

To find out more about your renewal dates, you can Chat Now.

With Woolworths Drive Less Pay Less, you have the same cover as our Comprehensive Car Insurance but you only pay for the kilometres you plan to drive.

You get cover for damage to your own vehicle, plus someone else's. And you can add the same optional extras available for Comprehensive cover.

Yes. You can add another driver to an existing policy, or when you get a new quote.

We'll ask you the age and driving history of your additional drivers and advise the new price of your premium.

We'll also cover learner drivers who are legally permitted to drive. You'll just pay the relevant type of additional car insurance excess, if you need to make a claim.

You can read the Car Insurance Product Disclosure Statement for further details.