As a Woolworths Car Insurance customer, get 10% off your grocery  shop, once a month°
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Woolworths Drive Less Pay Less

Woolworths Drive Less Pay Less is designed specifically for cars that are driven 15,000km per year or less. It offers all the benefits of Comprehensive insurance, but you only pay for the kilometres you plan to drive.

"I was able to have my son put onto my policy and as we both don't drive much there was a big saving there."

Judy, WA

How does Woolworths Drive Less Pay Less work?

step one

Get a quote

Get a quote online or call us on 1300 10 1234 and tell us how many kilometres you plan to drive each year. We'll let you know if you qualify and provide you with a quote.

step two

Tell us your start odometer reading

Next, you will need to provide the start odometer reading of your car at the start of the policy. Your end odometer reading is calculated by adding the amount of kilometres you plan to drive to the start odometer reading that you have disclosed.

step three

Apply to top up your kilometres if you need

If you find yourself coming close to your end odometer reading, you can apply for an increase at any time online or over the phone, subject to conditions and additional premiums. See our PDS for more details.

Note: If you make a claim at a time when you’re outside the end odometer reading shown on your Certificate of Insurance, then you may need to pay the basic excess, an Outside Odometer Excess and any other applicable excesses at the time of a claim.

See how much you could save

Add your Optional Extras & Services

roadside assist

Roadside Assist

Get 24/7 emergency Roadside Assist, 365 days a year. The mobile mechanics team will help you with problems like empty fuel tanks, breakdowns, flat batteries and tyres.

windscreen cover

Excess-free windscreen cover

Repair or replacement cost of your front windscreen glass if it’s accidentally damaged. Plus, you’ll pay no excess for the first front windscreen claim.

hire car cover

Hire car

Rental vehicle cover if your car is stolen or needs repair, after an insured event. We’ll pay the cost up to $50 per day for up to 14 days.

Why pick Woolworths Drive Less Pay Less

Get Comprehensive cover for less

You'll get complete protection but with a lower premium


Buy online and save up to 15%

Get a quote online now and see what you can save


24/7 emergency claims assistance

Our Claims Team is available around the clock for emergency car claims

Freedom to choose your excess

Adjust your excess to find a premium suitable for you

Why our customers picked Woolworths Car Insurance

"Affordable, flexible and the online portal is very handy. The drive less option is a great option."



"Clear and transparent policy. Easy to understand and manage. Good online support and great prices!"

Mario, NSW

Frequently asked questions

Am I eligible for Woolworths Drive Less Pay Less?

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What is the Drive Less Pay Less cover?

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How do I renew my Car Insurance policy?

Find out how

What is the start odometer reading?

Learn more

What is the end odometer reading?

Learn more

How do I update my end odometer reading?

Learn more

° Offer valid for Woolworths Insurance Policyholders (excluding Compulsory Third Party (CTP) Green Slip policyholders and Woolworths Travel Insurance policyholders) with a registered Everyday Rewards card, linked to your policy, when making a purchase of up to $500 on groceries. Offer can only be redeemed once during the Offer Period. For full T&Cs click here.

Offer may be withdrawn or varied at any time. Based on comparable Comprehensive cover. Subject to minimum premiums. Savings apply for the first year only. Terms, conditions and eligibility criteria apply. Any other available discounts applied before price beat. Please read the full terms and conditions on our website.

† Up to 15% discount consists of 3 parts: 5% first year discount, 5% off for online applicants (both of these are first year only), and up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount. Any part, or all, of the 15% discount offer can be withdrawn at any time.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.