As a Woolworths Car Insurance customer, get 10% off your grocery shop, once a month°

Woolworths Drive Less Pay Less

Woolworths Drive Less Pay Less is Comprehensive cover for the part-time driver. If you drive under 27km a day, you could get complete protection for your vehicle but with a lower premium.

"I was able to have my son put onto my policy and as we both don't drive much there was a big saving there."

Judy, WA

How does Woolworths Drive Less Pay Less work?

step one

Get a quote

Get a quote online or call us on 1300 10 1234 and tell us how many kilometres you plan to drive each year. We'll let you know if you qualify and provide you with a quote.

step two

Tell us your start odometer reading

Next, you will need to provide the start odometer reading of your car when you purchase the policy. Your end odometer reading is calculated by adding the amount of kilometres you plan to drive to the start odometer reading that you have disclosed.

step three

Top up your kilometres if you need

If at anytime during the year you're coming close to your end odometer reading, you can top up your kilometres online or give us a call. Because this will increase your end odometer reading, we'll adjust your premium accordingly.

Note: If you make a claim at a time when you’re outside the end odometer reading shown on your Certificate of Insurance, then you may need to pay the basic excess, an Outside Odometer Excess and any other applicable excesses at the time of a claim.

See how much you could save

Add your Optional Extras

roadside assist

Roadside Assist

Get 24/7 emergency Roadside Assist, 365 days a year. The mobile mechanics team will help you with problems like empty fuel tanks, breakdowns, flat batteries and tyres.

windscreen cover

Excess-free windscreen cover

Repair or replacement cost of your front windscreen glass if it’s accidentally damaged. Plus, you’ll pay no excess for the first front windscreen claim.

hire car cover

Hire car

Rental vehicle cover if your car is stolen or needs repair, after an insured event. We’ll pay the cost up to $70 per day, for the period specified in your policy.

Why pick Woolworths Drive Less Pay Less

Get Comprehensive cover for less

You'll get complete protection but with a lower premium


Buy online and save up to 15%

Get a quote online now and see what you can save


24/7 emergency claims assistance

Our Claims Team is available around the clock for emergency car claims

Freedom to choose your excess

Adjust your excess to find a premium suitable for you

Why our customers picked Woolworths Car Insurance

"Affordable, flexible and the online portal is very handy. The drive less option is a great option."



"Clear and transparent policy. Easy to understand and manage. Good online support and great prices!"

Mario, NSW

Frequently asked questions

What do I do if I've driven further than I estimated?

Learn more

How do I update my end odometer reading?

Find out how

How do I know if I’m eligible for drive less pay less?

Find out how

How do I renew my Car Insurance policy?

Find out how

What's covered with Drive Less Pay Less?

Learn more

Can I add another driver to my Car Insurance policy?

Learn more

† Up to 15% discount consists of: 5% promotional discount for a limited time only & 5% off for online applications, both these discounts apply for the first year only and up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount.

° Offer valid for Woolworths Insurance Policyholders (excluding Compulsory Third Party (CTP) Green Slip policyholders and Woolworths Travel Insurance policyholders) with a registered Everyday Rewards card, linked to your policy, when making a purchase of up to $500. Offer can only be redeemed once during the Offer Period. Excludes Tasmania. For full T&Cs click here.

Testimonials based on individual circumstances and varying factors such as cover options, excess, risk ratings and available discounts. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement to decide if it is right for you.