Compare Home Insurance

Whether you’re a homeowner or a renter, protect your property and the things you love with home insurance. Pick from combined Building and Contents, Building only or Contents only options below and compare our Standard and Comprehensive insurance benefits.

All benefits are subject to policy terms and conditions, including exclusions and limits (including sub-limits).

Save up to 10% when you buy a Building policy online#


Benefits Standard Comprehensive
Building Insurance 
Choose your excess
24 hour emergency claims assistance (including make safe and home claims lodgement)
Fire and explosion
Storm, rainwater and flood
Earthquake, tsunami and volcanic eruption
Lightning
Malicious damage (including vandalism)
Theft
Impact caused by events listed in the policy wording
Riot, civil commotion or industrial unrest
Bursting, leaking, discharge or overflow of water or liquids from sources listed in the policy wording
Accidental glass breakage
Accidental damage
Building Insurance - Additional benefits
Emergency accommodation Lesser of 12 months of rent or 10% of sum insured
Replacement of locks $500 $1,000
Damage to trees, plants or shrubs $750 $1,500
Discharge of mortgage costs $1,000 $2,000
Temporary accommodation for your dogs and/or cats $500 $1,000
Funeral expenses $5,000 $10,000
Building Insurance - Optional benefits
Electrical motor burnout $1,000 $2,000

Save up to 20% when you purchase a Contents policy online^


Benefits Standard Comprehensive
Contents Insurance 
Choose your excess
24 hour emergency claims assistance (including make safe and home claims lodgement)
Fire and explosion
Storm, rainwater and flood
Earthquake, tsunami and volcanic eruption
Lightning
Malicious damage (including vandalism)
Theft
Impact caused by events listed in the policy wording
Riot, civil commotion or industrial unrest
Bursting, leaking, discharge or overflow of water or liquids from sources listed in the policy wording
Accidental glass breakage
Contents Insurance - Additional benefits
Contents temporarily removed from your home*
Moving to a new address in Australia - contents whilst in transit*
Moving to a new address in Australia - contents in your new and old home for up to 14 days
Outdoor contents at your home $4,000 $8,000
Contents in your home office $5,000 $10,000
Cover for Strata title property owners (to include fixture, lock replacement and emergency accommodation)*
Food spoilage $500 $1,000
Legal liability
Accidental damage
Removal of debris and fees $10,000 $15,000
Funeral expenses $5,000 $10,000
Guests' contents $500 $1,000
Documents replacement $500 $1,000
Tools of trade $1,000 $2,000
Contents Insurance - Optional benefits
Electrical motor burnout $1,000 $2,000
Portable valuables outside your home, within Australia (available as Group cover or Itemised cover)

Save up to 30% when you buy a combined Home and Contents policy=


Benefits Standard Comprehensive
Building and Contents Insurance 
Choose your excess
24 hour emergency claims assistance (including make safe and home claims lodgement)
Fire and explosion
Storm, rainwater and flood
Earthquake, tsunami and volcanic eruption
Lightning
Malicious damage (including vandalism)
Theft
Impact caused by events listed in the policy wording
Riot, civil commotion or industrial unrest
Bursting, leaking, discharge or overflow of water or liquids from sources listed in the policy wording
Accidental glass breakage
Building and Contents Insurance - Additional benefits
Emergency accommodation Lesser of 12 months of rent or 10% of sum insured
Replacement of locks $500 $1,000
Damage to trees, plants or shrubs $750 $1,500
Contents temporarily removed from your home*
Moving to a new address in Australia - contents whilst in transit*
Moving to a new address in Australia - contents in your new and old home for up to 14 days
Outdoor contents at your home $4,000 $8,000
Contents in your home office $5,000 $10,000
Cover for Strata title property owners (to include fixture, lock replacement and emergency accommodation)*
Food spoilage $500 $1,000
Legal liability
Accidental damage
Removal of debris and fees $10,000 $15,000
Discharge of mortgage costs $1,000 $2,000
Temporary accommodation for your dogs and/or cats $500 $1,000
Funeral expenses $5,000 $10,000
Guests' contents $500 $1,000
Documents replacement $500 $1,000
Tools of trade $1,000 $2,000
Building and Contents Insurance - Optional benefits
Electrical motor burnout $1,000 $2,000
Portable valuables outside your home, within Australia (available as Group cover or Itemised cover)

Above is a summary table only. Please read the Product Disclosure Statement or full terms, conditions, limits (including sub-limits) and exclusions that apply.

 

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If you have any questions you can read our FAQs or give us a call Monday to Friday 8am-8pm (AEST/AEDT) Saturday and Sunday 9am-5pm (AEST/AEDT) (except public holidays) on 1300 10 1234
 

# Up to 10% off for online applications, applies for the first year only. Minimum premiums and standard underwriting criteria apply. Not to be used in conjunction with any other offer. Applies to new policies only.

^ Up to 20% discount consists of 2 parts: 10% promotional discount for a limited time only & 10% off for online applications, both these discounts apply for the first year only. Minimum premiums and standard underwriting criteria apply. Not to be used in conjunction with any other offer. Applies to new policies only.

= Up 30% discount consists of 3 parts: 10% promotional discount for a limited time only & 10% off for online applications, both these discounts apply for the first year only. Receive a further 10% off when you combine Home & Contents policies, applies for the life of the combined policy. Minimum premiums and standard underwriting criteria apply. Not to be used in conjunction with any other offer. Applies to new policies only.

* Sub-limits apply. 

Before you purchase this product you should carefully read the Product Disclosure Statement to decide if it is right for you.