Building and Contents Insurance

Strata Title is a title based on dividing the site into lots with separate titles. The most common application of Strata Title is for units; but it is also used for complexes with a number of duplexes and villas.

In the event that the claim relates to the same insured event and the damage sustained is due to the same insured event (i.e. storm damage to your building and contents), then you would only need to pay whichever excess is the higher of your building or contents excess.

We do not offer building insurance for properties under Strata Title. However we can offer you Contents Insurance.

Fences are covered under our insured events, however, we do not cover damage caused by storm, rainwater or flood if the fences and gates are not structurally sound or well maintained.

You are covered for loss or damage to your building or contents (as applicable) caused by storm, rainwater and flood. There are some exclusions and limitations - these are outlined on page 14 of the Product Disclosure Statement.

You can lodge your Home Insurance claim quickly and easily via your My Insurance Portal account. Login now to start your claim.

To lodge a claim, you'll need your policy details handy, a list of the property that has been damaged, lost or stolen and any additional documents that may support your claim.

Find out more about making a Home Insurance claim.