As a Woolworths Home Insurance customer, get 10% off your grocery  shop, once a month°
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Building and Contents Insurance

We know your home is more than just bricks and mortar. Get cover for your home contents with Woolworths Building and Contents Insurance. Pick from two levels of cover and save up to 20%= when you purchase a combined Building and Contents Insurance policy online.

Get your quote now and protect your home and valuables for less.

"Woolworths Insurance makes it easy to get a quote and sign up. They’re always offering local weather advice to help keep my home safe. I also like that it's quick to get through to speak to someone on the phone."

Ryan, VIC

What does Building and Contents Insurance cover?

water damage cover

Water damage

We’ll cover you for the loss or damage to your building or contents caused by the unexpected escape of liquids from sudden burst pipes, taps, dishwashers and more

stolen items


You'll be covered for loss or damage to your building or contents caused by theft

storm damage

Storm damage

We'll cover you for damage to your building or contents caused by storms, rainwater or flooding

fire damage

Fire Damage

You'll be covered for loss of damage to your building or contents in the event of a fire or explosion

  • Home office contents
    We'll help cover for loss or damage to contents in your home office, including computers and furniture

  • Accidental glass breakage
    We'll cover the cost of repairing accidental breakage of windows, shower screens, fixed mirrors and more
  • Emergency accommodation
    If you can’t safely stay at home because of loss or damage caused by a covered event, we'll help cover accommodation costs for you and your family

Keep your home and contents safe for less

Home and Contents optional extras

Valuables cover

Portable valuables

Planning a trip within Australia?
Protect yourself from loss or damage of eligible personal items while travelling, including cover for jewellery, clothes and glasses. You can choose from group cover or itemised cover for high-value items


Electrical motor burnout

If you add the optional electrical motor burnout benefit to your combined building and contents policy, we'll help pay to fix or replace motors which form part of your building, as well as contents which have broken down due to an electrical motor’s wiring burning out

Why pick Woolworths Home Insurance?

Great Woolworths value

Save up to 20%= when you buy a combined Woolworths Home and Contents policy online

24/7 emergency claims assistance

Our friendly claims team is available around the clock to help with emergency make safe to prevent further damage to your home plus lodge home insurance claims

Flexible cover, tailored to you

Pick from Standard or Comprehensive cover, adjust your policy excess to reduce your premiums and choose the flexible payment option that suits you best

Award-winning Home Insurance

Pick the winner of Mozo Experts Choice Awards Exceptional Value Standard Home & Contents Cover (2019) and Exceptional Value Comprehensive Home & Contents Cover (2020)
See our awards

roadside assistance

Woolworths Roadside Assist

You can add optional roadside assistance to a new Car Insurance policy for $88 a year, or buy a standalone Roadside Assist membership for just $99 a year.

Already an existing Car Insurance customer? Call us on 1300 10 1234 and we'll add it to your policy.

Why our customers picked Woolworths Home Insurance

"I have Woolworths Home and Contents Insurance. It is value for money. When I have any questions or issues regarding my policy I always get a quick and smart response when I call them."

Szilvia, WA

"Joined Woolworths Home Insurance because it was alot cheaper then our previous insurer. Was really easy to apply online and we are loving the savings and the discounts as we shop at Woolworths for groceries too."

Melissa, WA

Questions about Home Insurance? We're here to help

What is Strata Title?

Learn more

Can I insure my building if it is under Strata Title?

Learn more

If there is damage to both my building and contents, do I need to pay two excesses if I lodge a claim?

Learn more

Are my fences covered?

Learn more

Does my Home Insurance cover me for storm, rainwater and flood?

Learn more

How do I lodge a Home Insurance claim in My Insurance Portal?

Find out how

° Offer valid for Woolworths Insurance Policyholders (excluding Compulsory Third Party (CTP) Green Slip policyholders and Woolworths Travel Insurance policyholders) with a registered Everyday Rewards card, linked to your policy, when making a purchase of up to $500 on groceries. Offer can only be redeemed once during the Offer Period. For full T&Cs click here.

= New policies only. The up to 20% discount consists of 2 parts. A 10% discount when you apply online, applies to the first policy year only. Receive a further 10% discount when you purchase a combined Building and Contents policy, applies for the life of your combined policy. Not to be used in conjunction with any other offer. Minimum premiums and standard underwriting criteria apply. Woolworths reserves the right to withdraw or extend this discount at any time.

Testimonials based on individual circumstances and varying factors such as cover options, excess, risk ratings and available discounts.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Home Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.