Woolworths Home Insurance includes flood cover. Please refer to the Home Insurance Product Disclosure Statement for more information on terms, conditions, exclusions and limits.

No, we do not need to know the exact measurements of the building. Some examples of the things we need to know are:

• The address and age of the building

• The construction type and roofing materials (for example, brick, cladding, tile)

• The security measures in the building (for example, alarms and deadlocks)

We do not offer Building Insurance for properties under Strata Title. However we can offer you Contents Insurance.

When considering the sum insured for your building insurance, this amount should cover the full cost to rebuild including the cost of structural improvements such as carports, fences and pools and clearing debris from the land in the event of a total loss, however, the sum insured should not include land value.

You should also consider increased building costs to meet stringent Local Council building requirements. If you are unsure of the replacement cost, a builder or architect may be able to assist you, or we strongly recommend you use a building calculator.

Woolworths Insurance lets you choose your own sum insured for your building and contents insurance. This way, you have peace of mind knowing that you are covered for the amount you think you’ll need if you suffer a total loss of your building. There is no advantage in being over-insured and paying a higher premium because of this.