Building Insurance

Buying a house might the biggest investment you ever make. Keep your property protected with Woolworths Building Insurance. Pick between Standard or Comprehensive cover, plus choose your excess to adjust the premium you pay.

Get your Building Insurance quote today and save up to 20% when you purchase your policy online.#

"I was able to get a great Home Insurance policy with Woolworths with monthly payment options. I feel like the whole process was tailored to me and easier than I would have ever expected."

Lyndal, NSW

What's does Building Insurance cover?

storm damage

Storm damage

We'll cover you for damage to your building or contents caused by storms, rainwater or flooding

water damage cover

Water damage

We'll cover you for loss or damage to your contents caused by burst or leaking pipes, taps, dishwashers and more

emergency accomodation

Fire damage

You'll be covered for loss of damage to your building in the event of a fire or explosion

  • Emergency accommodation
    If you can't safely stay at home because of loss or damage caused by a covered event, we'll help cover accommodation costs for you and your family

  • Removal of debris
    We'll cover you for a reasonable or necessary cost of demolishing and removing debris or council fees 
  • Accidental glass breakage
    We'll cover the cost of repairing accidental breakage of windows, shower screens and more

Get a quick quote in minutes

Optional extras for your Home Insurance


Electrical motor burnout

If you add the optional electrical motor burnout benefit to your building cover, we'll help pay to fix or replace motors which form part of your building, as well as contents which have broken down due to an electrical motor's wiring burning out

Why pick Woolworths Home Insurance?

Great Woolworths value

Save up to 30%= when you buy a combined Woolworths Home and Contents policy online

24/7 emergency claims assistance

Our friendly claims team is available around the clock to help with emergency make safe to prevent further damage to your home plus lodge home insurance claims

Flexible cover, tailored to you

Pick from Standard or Comprehensive cover, choose your excess to adjust the premium you pay plus flexible payment options available

Award-winning Home Insurance

Pick the winner of Mozo Experts Choice Awards for Exceptional Value Low Cost Home & Contents Insurance (2017) and for Exceptional Value Standard Home & Contents Cover (2019)
See our awards

Why our customers picked Woolworths Home Insurance

"Everything has been explained fully and my queries answered promptly. The entire claim process really simplified and most importantly Woolworths has totally backed their policy."

Gazzard, VIC

"Woolworths Insurance makes it easy to get a quote and sign up. They’re always offering local weather advice to help keep my home safe. I also like that it’s quick to get through to speak to someone on the phone"

Ryan, VIC

Questions about Home Insurance? We're here to help

Am I covered for flood?

Learn more

Do I need to know the measurements for my building?

Learn more

Can I insure my building if it is under Strata Title?

Learn more

How do I know how much to insure my building for?

Find out how

Why don't you offer an 'unlimited' building sum insured?

Learn more

How do I change details on my Home Insurance Policy?

Find out how

# Up to 20% off consists of 2 parts: 10% promotional discount for limited time only & 10% off for online applications, both these discounts apply for the first year only. Minimum premiums and standard underwriting criteria apply. Not to be used in conjunction with any other offer. Applies to new policies only.

Up to 30% discount consists of 3 parts: 10% promotional discount for a limited time only & 10% off for online applications, both these discounts apply for the first year only. Receive a further 10% off when you combine Home & Contents policies, applies for the life of the combined policy. Minimum premiums and standard underwriting criteria apply. Not to be used in conjunction with any other offer. Applies to new policies only.  

Testimonials based on individual circumstances and varying factors such as cover options, excess, risk ratings and available discounts.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Before you purchase this product you should carefully read the Product Disclosure Statement to decide if it is right for you.