An easy way to avoid paying additional excesses with your Drive Less Pay Less insurance is to keep within the odometer reading you've nominated on your policy.
If you've driven more than you planned during the year, don’t worry - as long as you let us know, you won’t be impacted if you need to make a claim. You can update your End Odometer Reading within My Insurance Portal. It's important to note that your premium may change when you make adjustments to your policy.
When you purchase Woolworths Drive Less Pay Less cover, you will be required to nominate your 'start odometer reading'. The start odometer reading is how many kilometres your car has travelled at the time your policy starts.
As part of your Drive Less Pay Less policy, you'll also nominate how many kilometres you'll drive throughout the year. This is the maximum kilometres you think your vehicle will travel, and becomes the 'end odometer reading' for your policy.
When it's time to claim, if you've driven more than your maximum nominated kilometres, you're still covered but an additional Outside Odometer Excess will apply.
You can check the 'end' and 'start' odometer readings on your Certificate of Insurance.
You can top up your overall kilometre limit to a maximum of 15,000kms online in My Insurance Portal. Simply login to My Insurance Portal and select how many additional kilometres you want to add to your policy. This amount will be added to your end odometer reading.
If you need more than 15,000 kilometres, just contact us and we can assist you.
There may be an additional cost involved with changing your end odometer reading mid-policy, so it's important to think carefully about how many kilometres you'll drive when you apply.
Once you've selected the number of kilometres you'd like to add to your Drive Less Pay Less policy, you'll be shown your new premium. If you're happy with the new premium, continue and accept, then your Woolworths Drive Less Pay Less Car Insurance policy will be updated with a new End Odometer Reading.
Once we accept your payment, your Certificate of Insurance will show your new End Odometer Reading and adjusted premium. You can view your updated certificate or check your policy information in the Account details section of My Insurance Portal. We'll also send you an updated Certificate of Insurance.
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† Up to 15% discount consists of 3 parts: 5% first year discount, 5% off for online applicants (both of these are first year only), and up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount. Any part, or all, of the 15% discount offer can be withdrawn at any time.
Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.