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Car Insurance

16 Mar 2020

What is Car Insurance?

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Understanding car insurance

We've put together a list of commonly asked questions about Woolworths Car Insurance.

Here are 10 frequently asked questions:

What car insurance policies do Woolworths Insurance offer?
 

  • Comprehensive

Comprehensive insurance covers you for fire, malicious damage, theft, attempted theft, accidental damage, and damage from natural weather events. In the event of a total loss, you'll also have the benefit of new for old car replacement within the first 24 months, when you're the vehicle's first registered owner.

Find about more about Woolworths Comprehensive Car Insurance

 

  • Drive Less Pay Less

Don't drive much? You could get Comprehensice cover for less, with Woolworths Drice Less Pay Less. 

Find out more about Woolworths Drive Less Pay Less Car Insurance

 

  • Third Party Property, Fire and Theft

Third Party Property, Fire and Theft will cover you for third party property damage, theft or attempted theft and fire.

Find out more about Woolworths Third Party Fire and Theft Car Insurance

 

  • Third Party Property Damage

Third Party Property Damage will cover you if you cause damage to another person's vehicle. It also includes cover for people who are legally driving your car with your permission and passengers getting in and out of your car.

Find out more about Woolworths Third Party Property Car Insurance

 

  • Roadside Assist

You can select Woolworths Roadside Assist as an optional service for less than $2 a week with any other Woolworths Car Insurance policy. This cover gives you 24-hour roadside assistance, 365 days a year. Woolworths Roadside Assist is provided by Digicall Assist, and you will receive separate terms and conditions if you purchase this optional service.

Find out more about Woolworths Roadside Assist

 

How do I apply for Woolworths Car Insurance?

You can apply for Woolworths Car Insurance online in a few easy steps. The first step will be to get a quote. Quotes are available online 24/7 or by calling 1300 10 1234 between 8am - 8pm (AEST) Monday to Friday and 9am- 5pm (AEST) Saturday and Sunday (except public holidays).


How do I make a claim?

You can lodge a claim 24/7 by:


Find out more about the Car Insurance claim process

How can I manage my account?

You can manage your Car Insurance policy online with My Insurance Portal. This allows you to do things like:

  • Update your personal and payment details
  • Keep your policy details up to date
  • Update your odometer reading (for Drive Less Pay Less policies only)
  • View your insurance certificate


What do I have to do when I have an accident?

Firstly, check the welfare of yourself and any other people involved in the accident.

Once you've made sure everyone is ok, there a few details you'll need to confirm.

  • Don't accept responsibility for the accident. Being involved in an accident can be an emotional time and you might not have had time to review all aspects of what happened. It's best to leave this to the experts to determine
  • Exchange details with the other person involved
  • Note down the driver of the other car's driver's license, name, address and the car's registration number. If the person driving it is not the owner of the vehicle, you should also take the car owner's name, address and contact details
  • Call the police. It's a good idea to contact authorities when you have an accident with a third party. This will help in the case of any disputes about who was at fault


What excess do I have to pay if I make a claim?

The amount of excess will vary depending on the type of claim you make. During the application process, you have the option to choose the value of your basic excess amount. You can view the excess amount for your policy on your Certificate of Insurance, which you can access anytime through My Insurance Portal.


What is agreed value?

Agreed value is the dollar value you and your insurer agree your car is worth, and what your vehicle will be insured for with your car insurance policy. When your policy renews, the agreed value of your car is automatically adjusted for depreciation at the time of renewal.


Is there a cooling off period?

Yes. If you decide this policy is not for you, and have not made a claim, you can cancel your policy within 14 days of starting it (this includes renewals).

 

Find the cover that's right for you

Get a quote

Why pick Woolworths Car Insurance?

price beat

Price Beat#


If you're 25 or over, we’ll beat any current comparable Comprehensive renewal notice
 

emergency claims team

24/7 emergency claims assistance

Our Claims Team is available around the clock for emergency claims lodgement and assistance.

value insurance

Great Woolworths value


Save up to 15%† when you buy your Woolworths Car Insurance online

roadside assistance

Roadside Assist


Add Roadside Assist to your policy from just $7.35 a month.* Local mechanics are available 365 days a year, Australia wide

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Sources:

° https://www.fos.org.au/custom/files/docs/general-insurance-code-governance-committee-industry-data-report-201516-snapshot.pdf

^ http://www.abs.gov.au/ausstats/abs@.nsf/mf/9309.0

# Available for a limited time only. Based on comparable comprehensive cover. Subject to minimum premiums. Savings apply for first year only. Terms, conditions and eligibility criteria apply. Any other available discounts applied before price beat. Please read the full terms and conditions. 

* Roadside Assist costs $88 per annum, as at 1 June 2020.

† Up to 15% discount consists of 3 parts: 5% first year discount, 5% off for online applicants (both of these are first year only), and up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount. Any part, or all, of the 15% discount offer can be withdrawn at any time.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.

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© Woolworths Group Limited 2020. All rights reserved. ABN 88 000 014 675

Life Insurance is issued by Swiss Re Life & Health Australia Limited ABN 74 000 218 306 AFSL No. 324908 (Swiss Re) and distributed by Greenstone Financial Services Pty Ltd, ABN 53 128 692 884; AFSL No. 343079 (Greenstone). Roadside assistance is provided by Digicall Assist Pty Ltd ABN 92 152 605 340. Car, Home, Landlords, Pet and Travel insurance are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Woolworths Group Limited ABN 88 000 014 675 AR No. 245476 (Woolworths) acts as Hollard and Greenstone's Authorised Representative. Any general advice provided does not consider your objectives, financial situation or needs. Please consider the Product Disclosure Statement and Target Market Determination available on this website, to decide if the product is right for you. Woolworths Insurance Compulsory Third Party Insurance (CTP Green Slip) is available in NSW only and is issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035) who holds a CTP License. Woolworths receives a commission from certain policy premiums paid to QBE for whom we act as an agent. For more information about this CTP product, please contact QBE.