According to market research, 8 percent of Aussie adults travelled overseas without insurance within a 12 month surveyed period, with 50 percent engaging in ‘risky’ behaviour while on their overseas trip. Interestingly, a quarter (24%) experienced financial loss which could have been covered by a travel insurance policy#. So, what exactly is travel insurance and what are you covered for?
Travel insurance protects you from costs that arise from unexpected events, such as theft, injury or illness.
There are different types of travel insurance policies available that will give you varied levels of covers.
Woolworths Travel Insurance offers four different travel insurance policies, so you can choose the level of cover that’s right for you.
What you're covered for depends on the level of travel insurance you have.
Woolworths Travel Insurance has 4 policies that let you choose the level of cover that’s right for you and where you’ll be travelling to.
Yes. You can apply for any of the 4 Woolworths Travel Insurance policies for your cruise. When you're applying for travel insurance for your cruise it's important that you specify the destination of your cruise, as well as any ports you'll be stopping at.
If your cruise is only travelling within Australia, you need to specify "Australian Cruise" as your destination. If you select Australia as your destination instead of “Australian Cruise”, you won't be covered for any on-board medical expenses, any overseas medical expenses, or for the cost of any transfer to or repatriation from any overseas hospital.
You can add Snow Cover to your Woolworths Travel Insurance as a 'optional benefit'. Simply, add this when filling out your quote during the 'Cover options' section for an additional premium.
Compare the different levels of cover with the comparison table below:
|Children covered for free=|
|24/7 Overseas emergency medical assistance|
|Unlimited emergency medical and hospital expenses (Emergency dental treatment up to maximum amount of $500 per person)|
|Cancellation or amendment costs||$5,000||$20,000||$20,000|
|Additional expenses which includes cover for trip disruption and trip resumption expenses||$12,000||$12,000|
Luggage and personal effects lost, stolen or damaged
(No cover for laptops, tablets, phones, cameras and video cameras)
|Delayed luggage expenses
If your bags are delayed for more than 12 hours, we will pay up to $375 for essential items. If you still have not received your bags after 72 hours, we will again pay up to $375.
|Up to $750||Up to $750|
|Cover for lost or stolen travel documents, credit cards & travellers cheques||$5,000||$5,000|
|Theft of cash||$250||$250|
|Rental Car excess||$5,000||$5,000|
|Travel delay expenses
If your travel is delayed by over 6 hours, we will pay up to $200 per day for accommodation and meals.
|Up to $2,000||Up to $2,000|
|Hospital cash allowance
$50 per day to cover the cost of miscellaneous expenses after you are hospitalised overseas for at least 48 hours.
|Up to $5,000||Up to $5,000|
|Loss of income||Up to $10,400
Maximum 26 weeks
|Up to $10,400
Maximum 26 weeks
|Recreational winter sports|
Above is a summary only. Terms, conditions, limits (including sub-limits) and exclusions apply as set out in the Product Disclosure Statement. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details.
We'll send your Certificate of Insurance to your nominated email address, and will include details such as:
24 hours a day, 7 days a week – we’ve got your back around the clock
Travel with the comfort of knowing you’re covered, with emergency dental treatment up to $500 per person included
Dependants under 21 covered for free on all Woolworths Travel Insurance policies
If your destination is at least 200km from home, you’re covered whether in Australia, overseas or on a cruise
Choose from Woolworths' easy to set up International Roaming options for your mobile, to stay connected while you’re overseas.
Choose the level of travel insurance cover that suits you and your destination.
Mozo Experts Choice 2018 winner for 'Exceptional Value Basic Travel Insurance'.