What does pet insurance cover?

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Pet Insurance

30 Mar 2021

What does pet insurance cover?

Pet insurance helps cover eligible vet bills for unexpected illness and specified accidents.

However, it doesn’t typically cover routine expenses or wellness costs such as vaccinations, preventative care and regular check-ups.

It also doesn’t cover pet health issues that already existed before insurance is first taken out (known as ‘pre-existing conditions’), or any conditions that develop during the initial policy waiting period.

Is the annual limit the same for all treatments?

Certain conditions, like cruciate ligament conditions, have their own specific annual limits which are outlined in the pet insurance policy. It’s always a good idea to read the Certificate of Insurance and Product Disclosure Statement when you buy pet insurance to check specific condition limits.

If you’re unsure what is covered in your Pet Insurance policy, you can always consult your PDS or speak to our friendly Woolworths Pet Insurance team during our operating hours.

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Woolworths Pet Insurance is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436 (Hollard), is promoted and distributed by Hollard’s Authorised Representative (AR) Woolworths Group Limited ABN 88 000 014 675, AR 245476 and is arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing. PDS and Target Market Determination available at insurance.woolworths.com.au/pet-insurance.