Compulsory Third Party CTP Insurance (also known as a CTP Green Slip) provides cover for medical costs, lost income and death resulting from an accident caused when you or the person driving your car is at fault^.
In NSW, CTP Insurance is mandatory to register your car.
For Insurance that covers damage to your vehicle and other motor vehicles, you'll need to purchase additional Car Insurance, such as Comprehensive or Third Party Property Damage as CTP will only provide cover for the potential injuries caused by an accident.
When you register your car, you will be required to purchase CTP Green Slip Insurance. It covers the driver of your car against any claims of injury or death from an accident caused when the driver of your vehicle is at fault.
In NSW, you can choose your own CTP Green Slip Insurer. So you can compare green slip quotes and choose the one that works best for you. You can get a Woolworths Insurance CTP Green Slip quote here.
While CTP Green Slip Insurance covers third party claims for personal injuries from an accident, it doesn't cover your vehicles or property damaged if your car is at fault.
To insure your vehicle against theft, damage or claims for a third party vehicle, you may want to compare different Car Insurance cover options, such as:
Third Party Property Damage covers you for any damage you or someone driving your car cause to another person's vehicle.
Third Party, Fire & Theft covers you with all the benefits of Third Party Property, plus theft, attempted theft, malicious damage and fire.
If you have an accident, the first thing you should do is check everyone is safe and ok. Then report the accident to the police. You're going to need the police event number to make a CTP Green Slip claim. You've got 28 days from the accident to lodge your claim, however SIRA recommends you submit your claim as soon as possible.
Next, you'll need to head to your doctor for a Certificate of Fitness and this will be completed by your doctor.
If you're making a claim for income support payments, it's recommended to also have proof of recent income, like a payslip. To receive back pay from the date of the accident, the insurer needs to receive your claim within 28 days. Otherwise, you have 3 months to submit a claim to receive weekly income payments going forward.
Then, once you have these documents you're all ready to submit your claim.
One of the most important parts of being insured is knowing how to make a claim if you need to. The State Insurance Regulatory Authority (SIRA) reports around 17,000 people make a CTP Green Slip claim in NSW every year.
We’ve partnered with QBE Insurance to provide our customers with CTP Insurance. QBE is dedicated to helping you with your CTP Claim. If you’re involved in an accident, it's easy to make a claim if you need to. Simply fill out the application for personal injury benefit form and then get in touch with QBE in any of the following ways:
133 723, Monday to Friday, 8.30am to 5pm (AEST)
GPO Box 7037, Sydney, NSW 2001
For general information on the CTP claims process and Insurers, contact CTP Assist by phone: 1300 656 919 or
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Save on your CTP Insurance premium if you are over 30 and have no demerit points on your license
You may be able to pay your premium for 6 or 12 months to suit your budget and lifestyle