Malicious acts and theft by tenants

The lesser of: $35,000 or 20% of either the building sum insured for building claims or the contents insured for the contents claims. This limit will not apply to malicious acts which result in explosion, fire or impact.

Removal of debris and trees

Up to $10,000

Loss of rent following damage

The lesser of: 12 months rent or 10% of your building sum insured or the actual rent you lose

Outdoor contents at your home

Up to $500

Cover for strata title property owners

Loss of rent following damage limited to the lesser of: 12 months rent or 10% of your landlord’s contents sum insured or the actual rent you lose.

Electrical motor burnout

$1,000 for Electrical motor burnout. Loss or spoilage of food is not covered

Rent default and legal expenses

The lesser of: 10 weeks of rent or $20,000. Legal expenses up to a maximum of $1,000