Funeral Insurance

Funeral Insurance pays a lump sum cash benefit ranging from $3,000 up to $15,000, which can help pay or go towards expenses for your funeral so your family can focus on what's important at the time: grieving and celebrating your life. Woolworths Funeral Insurance is a simple and straight forward way to help support the ones you love when they need it the most.

What does Woolworths Funeral Insurance cover?

payment for family


If you have an accident and pass away within 90 days from the accident, there may be unexpected funeral costs and end of life expenses. We will pay your family a lump sum 3 times the benefit amount

payment for terminal illness


You are covered for terminal illness after the first 12 months of your policy. If you are diagnosed with a terminal illness in the first 12 months of the policy, and the diagnosis is reconfirmed after the first 12 months of the policy, you are covered

accidental injury

Accidental serious

If you suffer paralysis, lose your sight or hearing, or suffer loss of limbs within 12 months of an accident we will pay you a lump sum 3 times the benefit amount

What's not covered by Woolworths Funeral Insurance?

no pay out

There are some instances where a funeral insurance claim will not to be paid out

In the first 12 months, you are only covered for death or serious injury due to an accident. You are not covered for any other reason*. You are also not covered for the terminal illness benefit if the diagnosis is in the first 12 months of the policy (however if a diagnosis received in the first 12 months is reconfirmed after the waiting period, this will be covered)

accidental injury beneft

Accidental Serious
Injury benefit

We won't pay a claim for accidental serious injury if it's self-inflicted, due to criminal activities, attempted suicide, drug-taking, you were over the blood alcohol limit while driving, during professional sport, motor sports, war, or if you are a pilot or crew member of a plane

Why pick Woolworths Funeral Insurance?


We will reduce your Woolworths Funeral Insurance premiums by 5% after every continuous 5 years your policy is in force


Everyday Rewards members get 10% off for the life of the policy+, so cover can start as low as $2.80 a week**  

No health
questions asked

Funeral Cover is offered to any Australian resident aged between 45 and 79. There are no health questions asked when you apply

Not an Everyday Rewards Member?

Contact us

If you need more information or have any questions give us a call on 1300 10 1234 Monday to Friday 8am to 8pm (AEST/AEDT) except public holidays.

If you change your cover your premium guarantee may be affected.

* We won't pay a claim if your death is due to suicide in the first 12 months of taking out the policy.

** Premium based on $3,000 benefit for a 50 year old female. Premium payment options are monthly, fortnightly and annually.

+ You must be a registered Everyday Rewards member to receive a 10% discount on your Woolworths Funeral Insurance. Everyday Rewards Membership is subject to the Everyday Rewards Terms and Conditions available at

This is general advice only and does not take into account your objectives, financial situation or needs. Before acting on advice, consider whether it is appropriate for you. Before you purchase this product you should carefully read the Financial Services Guide, Product Disclosure Statement and Target Market Determination to decide if it is right for you. Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. The Life insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306 AFSL 324908 has adopted the Life Insurance Code of Practice (the Code). The Code is the life insurance industry’s commitment to mandatory customer service standards and it’s designed to protect you, the customer. Click here for more information about the Code or visit