As a Woolworths Life Insurance customer, get 10% off your grocery  shop, once a month°
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Life Insurance

Woolworths Life Insurance is here to help protect your family if something was to happen to you. Our products provide a lump sum payment for your loved ones that can cover everyday bills and help out with the big commitments like your mortgage, car or the kids education. Get a quote or buy online today and join the thousands of customers who know they have life cover sorted.

Mozo Experts Choice 2021 award for Exceptional Quality Life Insurance

What does Woolworths Life Insurance cover?

payment for family

A payment for your family when you pass away*

Life Insurance products pay a lump sum amount when you pass away.* You can get cover from $100,000 up to $1.5 million depending on your age and income


payment terminal illness

Payment if you are diagnosed with a terminal illness

If you are diagnosed with a terminal illness and have less than 12 months to live, we will pay the full Woolworths Life Insurance Benefit Amount. This helps you and your family focus on the things that are important to you at a difficult time

advance payment

Advance payment
of $15,000*

If you need to make a claim we provide an advance payment of $15,000. This can help pay for funeral costs, so your family can focus on grieving and celebrating your life


How much insurance do I need?

Access the Moneysmart life insurance calculator to help determine how much life cover you might need.

Use the calculator

Optional Extra

tpd cover

Total & Permanent Disability Cover

Total & Permament Disability Cover can be added as an extra to your Life Insurance Policy. This can provide a payment to cover your loss of income and associated living costs should you suffer a permanent disability

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What's not covered in Life Insurance?

things to note

Things to note

Suicide or self-harm is not covered for the first 13 months of the policy. We will not pay any benefits where we have agreed with you a special term in respect of your cover that specifically excludes the event or condition leading to the claim. Any such special provison will appear on your policy schedule



It's important you answer questions honestly when you apply for insurance. If you have not answered something on your application accurately, a claim on your life insurance could be denied


expired policy

An expired policy

A Woolworths Life Insurance policy is active as long as the premiums are paid. If you stop paying premiums your policy may be cancelled and you will not be covered


Why pick Woolworths Life Insurance?

Easy to apply

Apply for Life Insurance online. No medical examinations or blood tests needed. Please call us for Life Insurance with the Total & Permanent disability cover options


Everyday Rewards members get 10% off for the life of the policy+, so cover can start as low as $2.80 a week**


Freedom to
change your mind

30 day cooling off period - cancel your policy within this time frame and as long as you haven't made a claim, we'll refund your premium

Not an Everyday Rewards Member?

Contact us

If you need more information or have any questions give us a call on 1300 10 1234 Monday to Friday 8am to 8pm (AEST/AEDT) except public holidays.

° Offer valid for Woolworths Insurance Policyholders (excluding Compulsory Third Party (CTP) Green Slip policyholders and Woolworths Travel Insurance policyholders) with a registered Everyday Rewards card, linked to your policy, when making a purchase of up to $500 on groceries. Offer can only be redeemed once during the Offer Period. For full T&Cs click here.

** Premium based on $150,000 Life Insurance benefit for a female non-smoker aged 35. Premium payment options are monthly, fortnightly and annually.

+ You must be a registered Everyday Rewards member to receive a 10% discount on your Woolworths Life Insurance policy. Everyday Rewards Membership is subject to the Everyday Rewards Terms and Conditions available at

* The benefit is paid for death by any cause from day one except suicide in the first 13 months. We must have satisfactory evidence of the deceased Life Insured's age and death.

# Depending on your answers to the health and lifestyle questions, or if you wish to add Total and Permanent Disability cover, you may be required to speak with a sales agent to clarify the situation.

This is general advice only and does not take into account your objectives, financial situation or needs. Before acting on advice, consider whether it is appropriate for you. Before you purchase this product you should carefully read the Financial Services Guide, Product Disclosure Statement and Target Market Determination to decide if it is right for you. Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. The Life insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306 AFSL 324908 has adopted the Life Insurance Code of Practice (the Code). The Code is the life insurance industry’s commitment to mandatory customer service standards and it’s designed to protect you, the customer. Click here for more information about the Code or visit