Total and Permanent Disability Insurance

Total and Permanent Disability (TPD) Insurance is an optional extra that you can apply to purchase with your life insurance cover. It can pay you a lump sum from $100,000 up to $1 million if you suffer an injury or illness that leaves you permanently disabled.^This money can be used to pay for medical expenses, fund permanent lifestyle changes or cover debts.
 

Why include Woolworths Total and Permanent Disability Insurance
in your Life Insurance cover?

unable to work

A payment if you are permanently unable to work

If you have been absent from work for at least 3 months in a row because you have been sick or had an injury, and it's unlikely you will work again, we can pay you a lump sum benefit. This cover is designed to help you with the life changes that come with being unable to work

 

house duties

Payment if you are unable to fulfil domestic duties

If you are not in paid work, and have been sick or have had an injury that means you are unable to perform the work you do in the home, and you are unable to leave home without help, or under the care of a GP,  we can pay you a lump sum. This will help you with the life changes from your sickness or injury and can cover the costs of managing domestic duties when you are unable to

serious injury

Payment if you have had a permanent and serious injury

We can pay you a cash lump sum to help you with the life changes that you would need to make following a serious injury. A permanent and serious injury would be permanently losing the use of two limbs, loss of sight in both eyes, becoming paralysed, losing your hearing, or suffering severe burns

serious injury

What's not included in Woolworths Total and Permanent Disability Insurance
in your Life Insurance cover?

You won't be covered if your claim is the result of intentional or deliberate self-inflicted injury

Contact us

If you need more information or have any questions give us a call on 1300 10 1234 Monday to Friday 8am to 8pm (AEST/AEDT) except public holidays.

^ Woolworths Total and Permanent Disability Insurance Benefit Amount cannot exceed the Benefit amount of the Woolworths Life Insurance. Any payment of the Woolworths Permanent Disibility Insurance benefit as a result of a claim, will reduce (or in some instances end) the Woolworths Life Insurance Benefit Amount which remains on your Woolworths Life Insurance.

This is general advice only and does not take into account your objectives, financial situation or needs. Before acting on advice, consider whether it is appropriate for you. Before you purchase this product you should carefully read the Financial Services Guide and Product Disclosure Statement to decide if it is right for you. Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. The Life insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306 AFSL 324908 has adopted the Life Insurance Code of Practice (the Code). It’s the life insurance industry’s commitment to mandatory customer service standards and it’s designed to protect you, the customer. Click here for more information about the Code or visit www.fsc.org.au