Compare Pet Insurance

Pick the right level of cover for you and your pet. Use the comparison table below to compare our cover options and see what is and isn't covered, as well as your routine care options for Comprehensive cover.

These product features are effective for policies sold after 25/11/2016.


Cover types
  • Accidental Injury
  • Illness Cover

  • Accidental Injury
  • Illness Cover

Benefits and limits
Annual benefit limit
(up to 80% back on eligible Vet bills)
$5,000 $10,000 $12,000
Pick your excess
(per condition, per policy period)
$0 or $200 $0 or $100 $0 or $100
Lifetime cover
21 day cooling off period
Consultations fees $300 annual limit $300 annual limit
Laboratory and diagnostic tests
Medicines and drugs
Cruciate ligament conditions
(may be eligible for higher cruciate limit)
annual limit
annual limit
annual limit
Emergency boarding fees -
If you are hospitalised for 5 or more consecutive days, we will pay up to the benefit percentage per day for the cost of boarding your pet at a licensed pet boarding facility up to an annual maximum of:
$500 $1,000 $1,200
Waiting period -
You’ll only be covered for new conditions that develop after the waiting period
  • 30 days for illness conditions
  • 6 months for cruciate ligament conditions
Accidental Injury cover
Motor vehicle incidents
Burns or electrocution incidents
Allergic reactions to insect or spider bites (other than ticks or fleas)
Bone fracture
Snake bite toxicity
Ligament or tendon injuries
Bite wounds or wound abscesses
Lacerations or abrasion of tissue, skin or mucous membrane due to external violence
Illness cover
(examples of conditions covered)
Cancer treatments
Skin conditions
Ear and eye conditions
Gastrointestinal problems
Ingestion of a foreign object
(once per policy period)
Hereditary and congenital conditions
(excluding Pre-existing Conditions)
Tick paralysis
(annual benefit)
$1,000 $1,000 $1,500
Intervertebral Disc Disease (IVDD)

Above is a summary table only. Please read the Product Disclosure Statement (PDS) for full terms, conditions, limits and exclusions that apply.


Routine Care

With Routine Care cover you can claim your $50 Annual Benefit on either:

  • Vaccinations
  • Health Checks

Plus another $50 for one of the following treatments:

Desexing Microchipping Prescription diets
Heartworm preventative Obedience training
(at Recognised Facility)
Dew claw removal
Cremation or burial Council registration fees Teeth cleaning
Behavioural therapy Alternative Therapy  


Found the right cover for your pet?

By a qualified Animal Behavioural Therapist or Vet.

‡ Subject to continuous renewals with no lapse or change in level of cover.

Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Product Disclosure Statement to decide if it is right for you.