Pet Insurance - Full Table

Compare all the benefits of Woolworths Pet Insurance with comprehensive table below

These product features are effective for
policies sold after 25/11/2016


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Cover options
and inclusions
Accidental Injury and Illness Cover Accidental Injury and Illness Cover Accidental Injury and Illness Cover Plus Routine Care
Annual Benefit Limit $5,000 $10,000 $12,000
Up to 80% cover on eligible vet bills
Per Condition Excess $0 or $200 $0 or $100 $0 or $100
Covers Accidental Injury
Covers Illnesses
Routine Care Cover (per policy period)
Routine Care Cover limit $0 $0 $100 stated benefits+
Tick paralysis - annual benefit $1,000 $1,000 $1,500
Emergency boarding fees – We will pay up to $20.00 per day for the cost of boarding your pet at a licensed boarding facility if you are hospitalised up to an annual maximum of: $500 $1,000 $1,200
Lifetime cover - renewal offer guaranteed
21 day-cooling off period
Cancer treatment
Skin Conditions e.g. allergies
Consultations and visits $300 Annual Limit $300 Annual Limit
After-hours emergency visits
Specialist care
Laboratory and diagnostic tests
Medicines & drugs
Cruciate Ligament Conditions $1,500 Annual Limit* $2,600 Annual Limit* $2,600 Annual Limit*
Hereditary and congenital conditions
Vaccinations $50
Desexing $50
Overseas Pet Travel Insurance
Waiting period - There is a 30 day waiting period for illness conditions.  30 days for illness conditions 30 days for illness conditions 30 days for illness conditions

There is also a 6 month waiting period for cruciate ligament conditions. This 6 month waiting period may be waived if we receive within 14 days of examining your pet, written certification from your vet that they have examined your pet on or after the commencement date and found no signs or evidence of cruciate ligament conditions.

You may be entitled to a higher limit, and if so, this will be stated on your Certificate of Insurance.


Comprehensive cover

Routine Care (only with Comprehensive Cover):

$50 Annual Benefit Limit for any ONE of the following:

Desexing Microchipping Prescription diets
Heartworm preventative Obedience training (at Recognised Facility) Dew claw removal
Dental illness treatment Cremation or burial Council registration fees
Teeth cleaning Behavioural therapy (by a qualified Animal Behavioural Therapist or Vet) Alternative Therapy

Plus $50 Annual Benefits for either of the following: Vaccinations or Health Checks.

If you are an existing policy holder and require a copy of your current PDS please contact us on 1300 647 093.


^ Price Promise a. only available if a Woolworths Pet Insurance policy is purchased by 30 June 2019 b. only applies to competitor products available as at 1 January 2019 that at least cover up to 80% back on eligible vet bills and have a similar excess c. does not apply to quoted renewals, variations, free insurance offers, or quotes that include discounts for other products purchased d. only available if the quote is genuine – written proof of quote may be required. Please note covers provided by insurers will vary.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Cover is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Woolworths Group Limited ABN 88 000 014 675 AR No. 245476 (Woolworths) acts as Hollard’s Authorised Representative. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Product Disclosure Statement to decide if it is right for you.