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° Offer valid for Woolworths Insurance Policyholders (excluding Compulsory Third Party (CTP) Green Slip policyholders and Woolworths Travel Insurance policyholders) with a registered Everyday Rewards card, linked to your policy, when making a purchase of up to $500 on groceries. Offer can only be redeemed once during the Offer Period. Excludes Tasmania and Everyday Market from Woolworths orders. For full T&Cs click here.

† Offer available to new Woolworths Pet Insurance policyholders, and is limited to 1 membership per eligible policy. The free membership offer (valued at $199p.a) is from the date of your policy commencement, provided your Woolworths Pet Insurance policy remains active. You are not eligible to redeem the free membership subscription for cash or credit. VetAssist is a separate subscription based service to the Woolworths Pet Insurance product, and is provided independently by Woolworth’s third party service provider, VetChat Services Pty Ltd (VetChat). Click here for full VetAssist Service terms and conditions. Woolworths reserves the right to withdraw or extend this offer at anytime, without notice.

* 5% discount off your first year’s policy premium. Please note this offer only applies to new policies. This offer cannot be used in conjunction with any other offer. Offer starts 11.59pm AEDT on 12/09/2017 and ends 11.59pm AEDT on 30/06/2022.

^The stated percentage of each claim for eligible vet expenses for which we will reimburse you, subject to any applicable benefit limits or sub-limits. Note: The applicable benefit percentage will be shown in your certificate of insurance. Refer to the PDS for an example of how claim payments are calculated.

1 Excess - Means the amount shown on your Certificate of Insurance that is deducted from your benefit for each Illness or Specified Accidental Injury Condition treated during the Policy Period that is not related to any other Illness or Specified Accidental Injury Condition treated during the same Policy Period. 

2 Annual Benefit Limit - Means the total amount payable under your policy for each level of cover selected, inclusive of sub-limits.

3 Means physical harm or injury arising from a specified accidental injury that is the consequence of or results in, among others, one of the following: car accidents, bone fractures, animal, insect or snake bites. Refer to the PDS for further detail.

4 Means a sickness or disease which isn’t included under the specified accidental injury cover and isn’t a pre-existing condition.

5 Cover is available for the life of your pet provided you renew your policy each year without any break, lapse or change in the level of Cover. This means once your pet is insured with us and as long as we continue to offer the product, you will be able to renew your policy for that pet for life provided you continuously maintain the cover. Cover is subject to the terms and conditions of your renewing policy. See details in your PDS.

6 You'll be paid up to the benefit percentage for expenses incurred by you (up to the sub-limit) for boarding your pet at a licensed kennel or cattery if you're hospitalised for one or more consecutive days during your policy period or require emergency accommodation due to family violence.

7 In relation to Conditions covered by your policy, examples of Conditions can be found under ‘Specified Accidental Injury’ and ‘Illness Cover’ of this table.

8 This 6-month waiting period for Cruciate Ligament Conditions may be waived if we receive, within 14 days of examining your pet, written certification from your vet that they have examined your pet on or after the commencement date of the first policy period and found no signs or evidence of cruciate ligament conditions. You may be eligible for a higher limit and if so this will be specified in your certificate of insurance.

9 Hereditary and congenital conditions will be covered as long as:

• Your dog or cat didn’t show symptoms or clinical signs of these defects before you took out cover 
• You are within the applicable waiting period
• You are covered for the condition under the applicable product

10 Waiting period - Means a period starting from the commencement date of the first policy period. If a condition exists or occurs during the waiting period, it will be considered a pre-existing condition and may be excluded from cover. Some conditions are eligible for review after an 18-month period – refer to your Policy Booklet for more information regarding pre-existing conditions.

11 Some conditions are eligible for review after an 18-month period – this can be done on application or simply by submitting your claim. Refer to your PDS or our Pre-existing condition page for more information.

12 Claim up to $1,000 on the following: Gingivitis, Abscesses, Dental Disease arising from infection, retained deciduous teeth, Cavities or Fractured teeth. 6 months waiting period applicable for Dental Illness Conditions.

13 Under Indoor Cat, you are only covered for the following 11 Specified Illnesses: Poisoning, Ingestion of Foreign Object, Cancer, Feline lower urinary tract disease, Gastrointestinal Problems, Diabetes, Hyperthyroidism, Heart Disease, Outer and inner ear infections, Arthritis and Renal Disease.

~ Non-insurance Routine Care Benefits: Routine Care is an optional non-insurance benefit available on Comprehensive and Comprehensive Plus Pet Insurance policies only.

• Claim up to $50 for either of the following: Vaccinations or Health Checks
• Claim up to $50 for any ONE of the following: desexing, heartworm preventative, dew claw removal, prescription diets, microchipping, teeth cleaning, cremation/burial, Council Registration Fees, Dental Illness Treatment, Alternative Therapy, Behavioural Therapy, Obedience Training

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Woolworths Pet Insurance is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436 (Hollard), is promoted and distributed by Hollard’s Authorised Representative (AR) Woolworths Group Limited ABN 88 000 014 675, AR 245476 and is arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing. PDS and Target Market Determination available at insurance.woolworths.com.au/pet-insurance.

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