As a Woolworths Car Insurance customer, get 10% off your grocery  shop, once a month°
Find out more

Why pick Woolworths Drive Less Pay Less?

drive less pay less

Drive Less and save more

Comprehensive cover for less

save online

Save up to 15% when you buy online

Freedom to choose your excess

Get a quote online today and see how much you could save

From quote to claim, we're here to make things as simple and straightforward as possible

emergency claims assistance

24 hour emergency claims assistance

Our Claims Team is available around the clock for emergency car claims lodgement

My Insurance Portal

Manage your policy online

Log in to My Insurance Portal and update your policy quickly and easily online anytime, anywhere

flexible payments

Flexible payment options

Adjust your excess to find a premium suitable for you. Plus you can choose to pay monthly or yearly

How does Woolworths Drive Less Pay Less Work?

Get a quote

Get a quote today and tell us how many kilometres you plan to drive each year. We'll let you know if you qualify and provide you with a quote.


Tell us your start odometer reading

Next, you will need to provide the start odometer reading of your car at the start of the policy. Your end odometer reading is calculated by adding the amount of kilometres you plan to drive to the start odometer reading that you have disclosed.

Apply to top up your kilometres if you need

If you find yourself coming close to your end odometer reading, you can apply for an increase at any time online or over the phone, subject to conditions and additional premiums. See our PDS for more details.

Note: If you make a claim at a time when you’re outside the start or end odometer reading shown on your Certificate of Insurance, then you may need to pay the basic excess, an Outside Odometer Excess and any other applicable excesses at the time of a claim.

Interested in Drive Less Pay Less?

° Offer valid for Woolworths Insurance Policyholders (excluding Compulsory Third Party (CTP) Green Slip policyholders and Woolworths Travel Insurance policyholders) with a registered Everyday Rewards card, linked to your policy, when making a purchase of up to $500 on groceries. Offer can only be redeemed once during the Offer Period. For full T&Cs click here.

* Savings between $0 to $235 derived from premium comparisons between Woolworths Comprehensive cover option and Drive Less Pay Less option. Calculations based on profiles of existing Woolworths Car insurance customers who advised they drive under 15,000 km annually. Current as at 30 June 2020. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings. Kilometres can be increased during the policy period, an additional premium is payable. In event of accident and end odometer reading exceeded, additional excess applied.

† Up to 15% discount consists of 3 parts: 5% first year discount, 5% off for online applicants (both of these are first year only), and up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount. Any part, or all, of the 15% discount offer can be withdrawn at any time.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.