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Saver Travel Insurance

Our Saver Policy is designed to cover you for the bare essentials of your overseas travel including unlimited overseas medical and hospital expenses and limited cover for lost luggage and personal effects.

Included benefits

  • Children and dependents covered for free*
  • Overseas emergency medical assistance if you injure yourself or become sick during your journey
  • Unlimited overseas emergency medical and hospital expenses
  • Cover for lost, stolen or damaged luggage and personal items#
  • Personal liability.

 

Optional Extras

  • Our Winter sports cover can be included to cover you for skiing or snowboarding.

 

For the full policy details see our Combined Product Disclosure Statement and Financial Services Guide

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Smart Traveller

  • Democratic Republic of the Congo

    22 Mar 2019

    Avoid all demonstrations and political gatherings as they may turn violent. Monitor local media and other sources for information that may affect your security. Follow the instructions of local authorities. The level of our advice has not changed – reconsider your need to travel to the Democratic Republic of the Congo overall. Higher levels apply in some parts of the country.

  • Nepal

    22 Mar 2019

    We’ve reviewed our travel advice for Nepal to include new information on airport services and laws. We haven’t changed our level of advice – ‘Exercise a high degree of caution’ in Nepal.

  • Indonesia

    21 Mar 2019

    There may be a heightened risk of protests and rallies in the lead up to the Indonesian Presidential election in April 2019. Protests have been held recently near the Australian Embassy in Jakarta and Consulates. Be aware of your surroundings. Monitor media for the latest information about safety or security risks. Exercise a high degree of caution in Indonesia overall, including Bali. Higher levels apply in Central Sulawesi and Papua province.

  • Trinidad and Tobago

    21 Mar 2019

    We’ve reviewed our travel advice for Trinidad and Tobago with new information about travelling with ammunition (see Laws). We haven't changed the level - exercise a high degree of caution in Trinidad and Tobago.

  • Solomon Islands

    20 Mar 2019

    National elections will be held on 3 April 2019. Maintain a high degree of awareness throughout the election period and during the selection of the Prime Minister which is likely to happen two to four weeks after the election. Avoid protests, political rallies and concerts, as they may turn violent (see Safety and security). We haven’t changed the level - 'exercise normal safety precautions' in Solomon Islands overall. Higher levels apply in some parts of the country.

  • Algeria

    20 Mar 2019

    We now advise you to ‘exercise a high degree of caution’ in Algiers. Reconsider your need to travel to Algeria overall. Higher levels apply in some parts of the country.

  • Bulgaria

    20 Mar 2019

    We’ve reviewed our travel advice for Bulgaria. We haven’t changed the level – exercise normal safety precautions.

  • Mozambique

    19 Mar 2019

    Tropical cyclone Idai made landfall near Beira on 15 March 2019. The cyclone brought torrential rainfall and violent winds. Electricity and communications infrastructure have been affected. Monitor weather reports and follow instructions issued by local authorities (See Natural disasters). We haven’t changed the level - 'Exercise a high degree of caution' in Mozambique overall. Higher levels apply in some areas.

  • Netherlands

    18 Mar 2019

    On 18 March 2019 a shooting on a tram in the town of Utrecht resulted in three deaths and 13 injuries. Avoid the area while investigations continue. Police are treating the incident as terrorist related. Authorities have raised the terrorist threat level for Utrecht to 'critical', the highest level. Australians in Utrecht should follow the advice of local authorities. We haven’t changed the level - exercise normal safety precautions in the Netherlands.

  • Zimbabwe

    18 Mar 2019

    Cyclone Idai has led to flooding and mud slides across parts of eastern Zimbabwe.  If travelling to affected regions, take extra care, monitor weather updates and follow any advice given by the local authorities. We haven’t changed the level of our advice - ‘Exercise a high degree of caution’ in Zimbabwe.

  • Malawi

    18 Mar 2019

    Cyclone Idai has led to flooding across parts of southern Malawi. If travelling to affected regions, take extra care, monitor weather updates and follow advice of local authorities. The level of our advice has not changed. Exercise normal safety precautions in Malawi. Higher levels apply in in the Mulanje district.

  • New Zealand

    18 Mar 2019

    On 15 March 2019, a terrorist attack occurred in Christchurch, killing and injuring many people. The level of our advice has not changed - ‘Exercise normal safety precautions’ in New Zealand.

  • Malaysia

    17 Mar 2019

    We’ve reviewed our travel advice for Malaysia. We haven’t changed our level of advice – ‘exercise normal safety precautions’ in Malaysia overall.​ Reconsider your need to travel to the coastal region of eastern Sabah.

  • Sweden

    17 Mar 2019

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Sweden.

  • United Kingdom

    17 Mar 2019

    We’ve reviewed our travel advice for the United Kingdom. We haven’t changed the level – exercise normal safety precautions in the United Kingdom.

  • Germany

    17 Mar 2019

    We've reviewed our travel advice for Germany. We haven't changed the level – exercise normal safety precautions in Germany and be aware of the increased threat of terrorism.

  • France

    17 Mar 2019

    ​​Demonstrations linked to the Yellow Vest movement may continue across France for some time, including in tourist areas. Protests mostly happen on Saturdays. Avoid all demonstrations, as they can turn violent. Monitor local media and follow the advice of local authorities.  We haven't changed the level - exercise a high degree of caution in France, due to the high threat of terrorist attack.

  • Belgium

    17 Mar 2019

    We've reviewed our advice for Belgium. We haven't changed the level - exercise a high degree of caution in Belgium.

  • United States of America

    17 Mar 2019

    We’ve lowered the level of our travel advice for the US Virgin Islands and the US territory of Puerto Rico. Exercise normal safety precautions in the United States of America, including Alaska and the Hawaiian Islands.

  • Nigeria

    15 Mar 2019

    There is a high threat of kidnapping across Nigeria. The US Embassy issued an alert on 13 March 2019 warning that a terrorist group plans to conduct kidnap operations against unidentified foreigners currently located in Borno State (see Safety and Security). Gubernatorial and State House of Assembly elections will be held in March 2019. Avoid rallies, demonstrations and large crowds as they may turn violent without warning (see Safety and security). We haven’t changed our level of advice – 'reconsider your need to travel' to Nigeria due to the high threat of terrorist attack and kidnapping. Higher levels apply in some parts of the country.

  • The Bahamas

    15 Mar 2019

    The Honorary Consul in Nassau now conducts passport interviews. You can get full consular assistance from the Australian High Commission in Trinidad and Tobago. We haven't changed the level - exercise a high degree of caution in the Bahamas.

  • Thailand

    14 Mar 2019

    We've reviewed our travel advice for Thailand. We haven't changed the level – exercise a high degree of caution in Thailand overall. Higher levels apply in some parts of the country.

  • Philippines

    13 Mar 2019

    We’ve updated our travel advice for the Philippines with new information on upcoming national and local elections. We haven't changed the level - exercise a high degree of caution in the Philippines. Higher levels apply in some parts of the country.

  • Sudan

    08 Mar 2019

    On 22 February 2019, Sudan’s President declared a year-long state of emergency across Sudan. The state of emergency bans unauthorised public gatherings and gives security forces increased powers to arrest, restrict movement and seize assets. Avoid protests or large gatherings, observe curfews and follow the instructions of local authorities. If travelling outside Khartoum, seek information on the situation in the areas you will be travelling to or passing through before departing. Be alert and monitor media for the latest information about safety or security risks. We haven’t changed the level overall, ‘reconsider your need to travel’ to Sudan. Higher levels apply in some parts of the country.

  • Spain

    08 Mar 2019

    We've reviewed our travel advice for Spain and included new information on Crime (see Safety and Security). We haven't changed the level – exercise normal safety precautions.

  • Jordan

    07 Mar 2019

    We’ve reviewed our travel advice for Jordan. We haven’t changed the level – exercise a high degree of caution. Higher levels apply in some parts of the country.

  • Nicaragua

    05 Mar 2019

    The violence associated with protest action in Nicaragua since April 2018 has diminished and relative calm has been restored. Some tensions remain and you should exercise caution and avoid all demonstrations as they may turn violent. We’ve lowered the level of our travel advice - exercise a high degree of caution in Nicaragua.

  • Armenia

    05 Mar 2019

    We've updated our travel advice on Armenia with new information on entry and exit conditions. We haven't changed the level - exercise normal safety precautions in Armenia. Higher levels apply in some parts of the country.

  • Pakistan

    04 Mar 2019

    As recent tensions between India and Pakistan reduce, international and domestic flights across Pakistan that were suspended have partially resumed. Contact your airline for the latest information. Continue to monitor local media for developments, as the security situation remains tense. We have not changed the level of our advice. We continue to advise you to reconsider your need to travel to Pakistan and do not travel to the border areas with India and Afghanistan.

  • Venezuela

    01 Mar 2019

    Venezuela has closed its land borders with Brazil and Colombia and maritime borders with Aruba, Curaçao and Bonaire until further notice. The political and economic situation remains very unstable. Monitor local media and follow the advice of authorities (see Safety and security). We continue to advise you not to travel to Venezuela.

  • Brazil

    01 Mar 2019

    The Venezuelan Government has closed its land border with Brazil. There’s an increased risk of violent protest and unrest occurring in this border region (see Safety and security). We haven’t changed the level for Brazil – exercise a high degree of caution.

  • Colombia

    01 Mar 2019

    ​The Venezuelan Government has closed its border with Colombia until further notice. We haven't changed the level - exercise a high degree of caution in Colombia. Higher levels apply in some parts of the country.

  • Saudi Arabia

    01 Mar 2019

    We’ve reviewed our travel advice for Saudi Arabia. We haven’t changed the level –reconsider your need to travel. Higher levels apply in some areas.

  • India

    27 Feb 2019

    Following a terrorist attack in Kashmir on 14 February, India's military response on 26 February and reports of air force incidents over border areas of the disputed region of Kashmir, there is increased tension in the region. There are reports of suspended and/or cancelled flights for some airports in North India. Airport operations and flight schedules may change at short notice. Monitor local media for developments and contact your airline for the latest information. We haven't changed our level of our advice - 'exercise a high degree of caution' in India overall. We have higher advice levels in some parts of the country, including Jammu and Kashmir.

  • Eritrea

    27 Feb 2019

    This advice has been reviewed. The level of our advice has not changed. Reconsider your need to travel to Eritrea. Higher levels apply in some parts of the country.  

  • Iran

    26 Feb 2019

    We now recommend you reconsider your need to travel to Iran due to the risk of arbitrary detention or arrest (see Safety and security). Higher levels apply in some parts of the country.                           

  • Mongolia

    25 Feb 2019

    We’ve updated our travel advice for Mongolia with new information on driving. We haven’t changed the level - exercise normal safety precautions in Mongolia.

  • Madagascar

    25 Feb 2019

    Madagascar is experiencing a measles outbreak, with 114 districts out of 116 affected by the outbreak and 91 declared an epidemic situation. WHO estimates the overall risk for Madagascar from the current outbreak to be very high. Make sure your vaccinations are up-to-date before you travel (See Health). We haven’t changed our level of our advice - ‘Exercise a high degree of caution’ in Madagascar.

  • Jamaica

    22 Feb 2019

    The Jamaican government has set up special zones for the military to support police in responding to increased violence and shooting incidents. These zones are in place until the end of March 2019 in Denham Town in Kingston and Mount Salem in Montego Bay. Anticipate road closures and travel delays. Other measures, including local curfews may be taken with little or no notice. Exercise caution in these areas, particularly if travelling at night. Monitor local media and follow instructions issued by local authorities (see Safety and security). We haven’t changed the level – exercise a high degree of caution in Jamaica.

  • Afghanistan

    22 Feb 2019

    There is a heightened threat of terrorist attack in the lead up to presidential elections in 2019, and possibly beyond. Avoid political rallies and other election-related gatherings as they could turn violent without warning (see Safety and security). The level of our advice has not changed. Do not travel to Afghanistan.

  • Moldova

    22 Feb 2019

    We've reviewed our travel advice for Moldova.  We haven't changed the level – exercise normal safety precautions in Moldova. Higher levels apply in some parts of the country.

  • New Caledonia

    20 Feb 2019

    We've reviewed our travel advice for New Caledonia. We haven’t changed the level - exercise normal safety precautions in New Caledonia.​

  • Albania

    20 Feb 2019

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Albania.

  • South Africa

    20 Feb 2019

    We’ve reviewed our travel advice for South Africa. We haven’t changed our level of our advice - ‘Exercise a high degree of caution’ in South Africa.

  • Timor-Leste

    20 Feb 2019

    We’ve reviewed our travel advice for Timor-Leste. We haven’t changed the level-'Exercise a high degree of caution' in Timor-Leste.

  • Finland

    19 Feb 2019

    ​​We've reviewed our travel advice for Finland. We haven't changed the level - exercise normal safety precautions in Finland.

  • Latvia

    19 Feb 2019

    We’ve reviewed our travel advice for Latvia. We haven’t changed the level – exercise normal safety precautions in Latvia.

  • Peru

    19 Feb 2019

    We’ve reviewed our travel advice for Peru. We haven’t changed the level - exercise a high degree of caution in Peru. Higher levels apply in some parts of the country.

  • North Macedonia (Republic of North Macedonia)

    19 Feb 2019

    We’ve reviewed our travel advice for North Macedonia. We haven’t changed the level – exercise a high degree of caution. 

  • Kenya

    19 Feb 2019

    A terror attack could happen anywhere and at any time in Kenya. Somali terror group Al-Shabaab continues to threaten attacks. Credible information indicates that Westerners may be targeted by extremists in Nairobi, Naivasha, Nanyuki and coastal areas of Kenya. Many people have been killed or injured in terror attacks in Kenya in recent years. Be particularly alert in public places such as shopping malls, hotels and places of worship. Exercise a high degree of caution in Kenya due to the high threat of terrorist attack and high level of crime. Reconsider your need to travel to Mombasa, coastal parts of Kilifi and Tana River counties, and Lamu County south of Pate Island. Higher levels apply in other parts of the country. 

  • Yemen

    18 Feb 2019

    We've reviewed our travel advice for Yemen. We haven't changed the level - do not travel to Yemen, including the island of Socotra due to the very high threat of kidnapping and terrorist attack.

  • Haiti

    17 Feb 2019

    Since 7 February, there have been violent protests and road blocks in Port-au-Prince and other cities in Haiti. There are reports of fuel and food shortages. Remain vigilant, avoid crowds and protests as they may quickly turn violent, monitor local media and follow the advice of local authorities. Limit your movements as much as possible, stock up on essential supplies when safe to do so and regularly review your departure options. Commercial flights remain available. We have increased the level of advice for Haiti to 'reconsider your need to travel'.

  • Papua New Guinea

    15 Feb 2019

    We've included new information about armed robberies of day trekkers near Sogeri and Variarta National Park (see Local travel) in our travel advice for Papua New Guinea (PNG). We haven’t changed the level - exercise a high degree of caution in PNG. Higher levels apply in some parts of the country.

  • Qatar

    15 Feb 2019

    We’ve reviewed our travel advice for Qatar. We haven’t changed the level – exercise normal safety precautions.

  • Chad

    15 Feb 2019

    We’ve reviewed our travel advice for Chad. We haven’t changed the level. Do not travel to Chad. Reconsider your need to travel to the capital N'Djamena.

  • Azerbaijan

    14 Feb 2019

    We’ve reviewed our travel advice for Azerbaijan. We haven’t changed the level – exercise normal safety precautions. Higher levels apply in some parts of the country.

  • Romania

    13 Feb 2019

    We’ve reviewed our travel advice for Romania with new information on driving. We haven’t changed the level - exercise normal safety precautions in Romania.

  • Israel, the Gaza Strip and the West Bank

    11 Feb 2019

    Do not travel to Gaza. It is dangerous. Border crossings from Egypt and Israel into Gaza can close at short notice and without warning. If you enter Gaza you may not be able to leave for weeks or months. The ability of the Australian Government to help when borders are closed is extremely limited. We haven’t changed the level of our advice – exercise a high degree of caution. Higher levels apply in some areas.

  • Kosovo

    08 Feb 2019

    We’ve reviewed our travel advice for Kosovo. We haven’t changed the level – exercise a high degree of caution in Kosovo overall. Higher levels apply in some parts of the country.                          

  • Somalia

    08 Feb 2019

    We've reviewed our travel advice for Somalia. The security situation in Somalia is highly volatile and there is an ongoing very high threat of terrorist attack. There have been a large number of significant attacks in 2018. Terrorist attacks are expected to continue. If you are in Somalia, we strongly urge you to leave if it is safe to do so. We haven’t changed our level of advice - ‘do not travel’ to Somalia.

  • Bhutan

    08 Feb 2019

    We have reviewed our travel advice for Bhutan. We haven’t changed the level - ‘Exercise normal safety precautions’ in Bhutan.

  • Vietnam

    07 Feb 2019

    We’ve reviewed our travel advice for Vietnam. We haven’t changed the level - 'exercise normal safety precautions' in Vietnam.

  • Bangladesh

    06 Feb 2019

    We've reviewed our travel advice for Bangladesh. We haven’t changed our level of advice - ‘reconsider your need to travel’ to Bangladesh.

  • Japan

    04 Feb 2019

    We’ve reviewed this travel advice. We haven’t changed our level of advice – ‘Exercise normal safety precautions’ in Japan overall. Higher levels apply in some parts of the country.

  • Tonga

    04 Feb 2019

    We’ve reviewed our travel advice for Tonga. We haven’t changed the level – exercise normal safety precautions in Tonga.

  • Italy

    04 Feb 2019

    We’ve included new information about winter and summer driving rules (see Local travel) and public conduct in tourist areas (see Laws). We haven’t changed the level - exercise normal safety precautions in Italy.

  • Liberia

    04 Feb 2019

    We've reviewed our travel advice for Liberia. We haven't changed the level - exercise a high degree of caution in Liberia overall. Higher levels apply in some parts of the country.

  • Palau

    31 Jan 2019

    We've reviewed our travel advice for Palau. We haven't changed the level - exercise normal safety precautions in Palau.

  • Panama

    29 Jan 2019

    There are currently a high number of hantavirus cases in the Los Santos Province (see Health). We haven't changed the level - exercise a high degree of caution in Panama overall. Do not travel to the Darien Gap beyond Yaviza.

  • Côte d'Ivoire (Ivory Coast)

    29 Jan 2019

    We've reviewed our travel advice for Côte d'Ivoire. We haven't changed the level of our advice - ‘exercise a high degree of caution’ in Côte d'Ivoire overall. Higher levels apply in some parts of the country.

  • South Korea (Republic of Korea)

    24 Jan 2019

    We’ve reviewed our travel advice. We haven’t changed the level - Exercise normal safety precautions in South Korea.

  • Mexico

    24 Jan 2019

    We’ve reviewed our travel advice for Mexico with new contact details for the Honorary Consulate in Cancun (see Where to get help). We haven’t changed the level - exercise a high degree of caution in Mexico overall. Higher levels apply in some parts of the country.

  • Mauritania

    24 Jan 2019

    We’ve reviewed our travel advice for Mauritania. We haven’t changed the level – 'reconsider your need to travel' to Mauritania. Higher levels apply in some parts of the country.

  • Eswatini

    24 Jan 2019

    We've reviewed our travel advice for Eswatini. We haven't changed the level of advice - 'exercise normal safety precautions in Eswatini'.

  • North Korea (Democratic People's Republic of Korea)

    23 Jan 2019

    ​​We’ve updated our travel advice. We haven’t changed the level - Reconsider your need to travel to North Korea.

  • Guyana

    23 Jan 2019

    ​We've reviewed our travel advice for Guyana. We haven't changed the level - exercise a high degree of caution in Guyana.

  • Iraq

    23 Jan 2019

    We've reviewed the travel advice for Iraq. We haven't changed the level – "Do not travel" to Iraq, including the Kurdish region.

  • Honduras

    22 Jan 2019

    We've reviewed our travel advice for Honduras. We haven't changed the level - exercise a high degree of caution in Honduras. Higher levels apply in some parts of the country.  

  • Greece

    22 Jan 2019

    Demonstrations and civil unrest occur regularly in central Athens sometimes at short notice. They can cause disruption to public transport and roads. Avoid large crowds and demonstrations, as they can turn violent without warning. Monitor the news and follow the advice of local authorities. See Safety and Security. We haven't changed the level of advice. Exercise normal safety precautions in Greece.

  • Argentina

    18 Jan 2019

    ​There’s a Hantavirus outbreak in Epuyen and Chubut in Southern Argentina. Avoid contact with live or dead rodents and dust from sweeping and vacuuming their droppings. We haven't changed the level - exercise normal safety precautions in Argentina.

  • Vanuatu

    18 Jan 2019

    Recent volcanic activity on Ambae and Ambrym islands has led to the evacuation of their residents. Local authorities have advised people to stay away from Ambae and are relocating people on Ambrym to safety. We now recommend you reconsider your need to travel to Ambrym island and do not travel to Ambae island (see Natural disasters). Exercise normal safety precautions elsewhere in Vanuatu.

  • Macau

    18 Jan 2019

    We've reviewed our travel advice for Macau with new information about entry and exit conditions. We haven't changed the level of advice – 'Exercise normal safety precautions' in Macau.                            

  • Mali

    17 Jan 2019

    ​​Due to high threat of terrorist attack and kidnapping, do not travel to within 100km of the borders with Burkina Faso. Reconsider your need to travel to parts of southern Mali and do not travel to any other areas, including Bamako.

  • Burkina Faso

    17 Jan 2019

    Due to high threat of terrorist attack and kidnapping, do not travel to the eastern regions of Burkina Faso. Reconsider your need to travel to Burkina Faso overall. Higher levels apply in some parts of the country.

  • Taiwan

    11 Jan 2019

    We've reviewed our travel advice. The level of our advice has not changed. Exercise normal safety precautions in Taiwan.

  • Uzbekistan

    11 Jan 2019

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Uzbekistan. Higher levels apply in some parts of the country.

  • Chile

    09 Jan 2019

    On 4 January 2019, an explosion at a bus stop in Santiago injured five bystanders. Be aware of your surroundings, exercise caution when using public transport and report suspicious behaviour or unattended packages to local authorities. We haven't changed the level - exercise normal safety precautions in Chile.                           

  • Niger

    09 Jan 2019

    We've reviewed our travel advice for Niger with new information in Where to get help. We haven't changed the level – do not travel to Niger overall. Reconsider your need to travel to the capital, Niamey.

  • Gabon

    09 Jan 2019

    We've reviewed our travel advice for Gabon with new information in Where to get help. We haven't changed the level  – ‘Exercise a high degree of caution’.

  • Cameroon

    09 Jan 2019

    We've reviewed our travel advice for Cameroon with new information in Where to get help. We haven't changed the level - exercise a high degree of caution in Cameroon. Higher levels apply in some parts of the country.

  • Benin

    09 Jan 2019

    We've reviewed our travel advice for Benin with new information in Where to get help. We haven't changed the level - exercise a high degree of caution in Benin. Higher levels apply in some parts of the country.

  • The Gambia

    09 Jan 2019

    We've reviewed our travel advice for The Gambia with new information in Where to get help. We haven't changed the level - exercise a high degree of caution in The Gambia.

  • Costa Rica

    09 Jan 2019

    This travel advice has been reviewed and includes information on ongoing protest activity. The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Costa Rica.

  • El Salvador

    08 Jan 2019

    We've reviewed our travel advice for El Salvador. We haven't changed the level - exercise a high degree of caution in El Salvador.

  • Fiji

    07 Jan 2019

    We've reviewed our travel advice for Fiji. We haven't changed the level – exercise normal safety precautions in Fiji.

  • Myanmar

    05 Jan 2019

    Defaming, disturbing or threatening any person using a telecommunications network is illegal in Myanmar. Do not post negative comments on social media. In December 2018 and January 2019 improvised explosive devices were detonated on the road between Sittwe and Mrauk U in Rakhine State, causing damage to passing vehicles.The level of our travel advice has not changed. Exercise a high degree of caution in Myanmar overall. Higher and lower levels apply in some parts of the country.

  • Turkey

    31 Dec 2018

    We now advise you to exercise a high degree of caution in Ankara and Istanbul, and in Turkey overall. Higher levels apply in some parts of the country.

  • Egypt

    28 Dec 2018

    On 28 December 2018, a bomb attack on a tour bus near the Giza pyramids killed a number of foreign tourists and a local tour guide (See Safety and security). The level of our advice has not changed. Reconsider your need to travel to Egypt overall. Higher levels apply in some areas.

  • Ukraine

    27 Dec 2018

    Martial law imposed in a number of Ukraine's border and coastal regions in November 2018 was lifted on 26 December 2018. It is uncertain whether the ban on foreign nationals travelling from Ukraine-controlled territory to Crimea will remain (see Entry and exit). Monitor the media and follow instructions issued by local authorities. We haven't changed our level of advice - Exercise a high degree of caution in Ukraine. Higher levels apply in some parts of the country.

  • Morocco

    21 Dec 2018

    Two foreign nationals were murdered by suspected terrorists while hiking in December 2018. Moroccan authorities have arrested four individuals in connection with the murders, including one they say had links to “an extremist group”. The level of our advice has not changed. Exercise a high degree of caution in Morocco overall. Higher levels apply in some parts of the country.

  • Norway

    21 Dec 2018

    We’ve reviewed our travel advice for Norway. We haven’t changed the level – exercise normal safety precautions in Norway.

  • The Republic of Slovenia

    21 Dec 2018

    We've published a new travel advice for The Republic of Slovenia. We've set the level at our lowest - ​exercise normal safety precautions in Slovenia.

  • The Slovak Republic

    21 Dec 2018

    We've published a new travel advice for the Slovak Republic.  We've set the level at our lowest – exercise normal safety precautions in Slovakia.​

  • Libya

    21 Dec 2018

    The security situation in Libya remains volatile due to ongoing armed conflict, a high risk of terrorist attacks and kidnapping, an unpredictable political situation and a high crime rate. Unexploded ordnances, including landmines, are a hazard throughout Libya. We haven’t changed our level of advice – ‘Do not travel’ to Libya.

  • Mauritius

    21 Dec 2018

    We’ve reviewed our travel advice for Mauritius. We haven’t changed our level of advice – ‘Exercise normal safety precautions’ in Mauritius.

  • Samoa

    20 Dec 2018

    Samoa will be hosting the Pacific Games from 7 to 20 July 2019. Consider booking your accommodation and flights well in advance. We haven’t changed our level of advice - ‘Exercise normal safety precautions’ in Samoa.

  • Sri Lanka

    18 Dec 2018

    We’ve reviewed our travel advice for Sri Lanka. We haven’t change our level of advice - 'Exercise normal safety precautions' in Sri Lanka.

  • Syria

    18 Dec 2018

    We’ve reviewed our travel advice for Syria. We haven’t changed the level – do not travel to Syria.

  • Marshall Islands

    12 Dec 2018

    ​We’ve reviewed our travel advice for Marshall Islands. We haven’t changed our level of advice – ‘Exercise normal safety precautions’ in Marshall Islands. 

  • Cambodia

    12 Dec 2018

    ​We’ve reviewed our travel advice for Cambodia. We haven’t changed our level of advice – ‘Exercise normal safety precautions’ in Cambodia.

  • Georgia

    12 Dec 2018

    We’ve reviewed our travel advice for Georgia. We haven’t changed the level – exercise normal safety precautions in Georgia. Higher levels apply in other areas of the country.

  • Federated States of Micronesia

    11 Dec 2018

    We’ve updated our travel advice for the Federated States of Micronesia (FSM). We haven’t changed the level - exercise normal safety precautions in FSM.

  • French Polynesia

    05 Dec 2018

    We’ve reviewed our travel advice for French Polynesia. We haven’t changed the level - exercise normal safety precautions in French Polynesia.                           

  • Hungary

    05 Dec 2018

    We've reviewed our travel advice for Hungary.  We haven't changed the level – exercise normal safety precautions in Hungary.

  • Croatia

    04 Dec 2018

    We’ve reviewed our travel advice for Croatia with new information under Health. We haven’t changed the level - exercise normal safety precautions in Croatia.

  • Austria

    29 Nov 2018

    We've reviewed our travel advice for Austria.  We haven't changed the level – exercise normal safety precautions in Austria.

  • Poland

    29 Nov 2018

    Poland has temporarily reinstated land border checkpoints until 16 December 2018. Be prepared to show travel documents and allow additional time for your vehicle to be checked at or near border crossings. Additional security checks will be carried out at seaports and airports. The level of our advice has not changed. Exercise normal safety precautions.

  • Brunei Darussalam

    28 Nov 2018

    We’ve reviewed our travel advice for Brunei Darussalam. We haven’t changed our level of advice - ‘Exercise normal safety precautions’ in Brunei Darussalam.

  • Cyprus

    28 Nov 2018

    We’ve reviewed our travel advice for Cyprus. We haven’t changed the level – exercise normal safety precautions in Cyprus. 

  • Singapore

    22 Nov 2018

    ​​This travel advice includes revised information on entry and exit requirements. We haven’t changed the level of advice - ‘Exercise normal safety precautions’ in Singapore.

  • Russia

    21 Nov 2018

    We’ve reviewed our travel advice for Russia. We haven’t changed the level – exercise a high degree of caution. Higher levels apply in some parts of the country.

  • Montenegro

    21 Nov 2018

    We’ve reviewed our travel advice for Montenegro. We haven’t changed the level – exercise normal safety precautions in Montenegro.

  • Dominican Republic

    20 Nov 2018

    We've reviewed out travel advice for Domincan Republic with new information in Where to get help. We haven't changed the level - exercise a high degree of caution in the Dominican Republic.

  • Cuba

    14 Nov 2018

    This travel advice has been reviewed with new information in Entry and exit. The level of our advice has not changed. Exercise normal safety precautions in Cuba.

  • South Sudan

    07 Nov 2018

    Armed conflict, including attacks on civilians could break out with little warning (see Safety and security). The level of our advice has not changed. Do not to travel to South Sudan.

  • Burundi

    05 Nov 2018

    This travel advice has been reviewed. The level of our advice has not changed. Do not travel to Burundi.

  • Tunisia

    05 Nov 2018

    This advice has been reviewed. Exercise a high degree of caution in Tunisia due to the high threat of terrorist attack. Higher levels apply in some parts of the country.

  • Ghana

    02 Nov 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Ghana.

  • United Arab Emirates

    01 Nov 2018

    This travel advice has been reviewed and includes information on safety and security. The level of our advice has not changed. Exercise normal safety precautions in the United Arab Emirates (UAE).

  • Ireland

    29 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Ireland.

  • Czech Republic

    26 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in the Czech Republic.

  • Serbia

    22 Oct 2018

    This advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Serbia.

  • Canada

    19 Oct 2018

    ​Canada legalised the recreational use of cannabis on 17 October 2018. Restrictions and age limits apply (see Laws). The level of our advice has not changed. Exercise normal safety precautions in Canada.

  • Tajikistan

    18 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Tajikistan overall. Reconsider your need to travel to the Gorno-Badakhshan Autonomous Oblast and some border regions of the country.

  • Kazakhstan

    15 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Kazakhstan.

  • Belarus

    12 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Belarus.

  • Ecuador

    10 Oct 2018

    This travel advice has been reviewed. We now recommend you reconsider your need to travel to both Sucumbios and Esmeraldas provinces in the North of Ecuador. The overall level of our advice has not changed. Exercise a high degree of caution in Ecuador. Higher levels apply in some parts of the country.

  • Uganda

    08 Oct 2018

    The Uganda Police Force has issued a warning of possible terrorist attacks around Independence Day on 9 October 2018. Pay close attention to your personal security and follow the instructions of local authorities. The level of our advice has not changed. Exercise a high degree of caution. Higher levels apply in some parts of the country.

  • China

    08 Oct 2018

    There are increased security measures in Xinjiang (see Safety and security). The level of our advice has not changed. Exercise normal safety precautions in China. Higher levels apply in Tibet and Xinjiang.

  • Maldives

    26 Sep 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution on Malé Island. Exercise normal safety precautions elsewhere in the Maldives.

  • Kyrgyz Republic

    25 Sep 2018

    This advice has been reviewed. Exercise a high degree of caution in the Kyrgyz Republic. Higher levels apply in some parts of the country.                           

  • Ethiopia

    20 Sep 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Ethiopia overall. Higher levels apply in some parts of the country.

  • Hong Kong

    19 Sep 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Hong Kong.

  • Zambia

    18 Sep 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Zambia overall. Reconsider your need to travel to some border regions of the country.

  • Belize

    07 Sep 2018

    On 4 September 2018, the Government of Belize declared a state of emergency for the George Street and Ghost Town areas of Southside Belize City, as a result of a significant increase in violent crime. Police have been deployed to the areas to stabilise the situation. Avoid the affected areas, remain vigilant at all times and follow the advice of local authorities. The level of our advice has not changed. Exercise a high degree of caution in Belize.

  • Iceland

    07 Sep 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Iceland.

  • Bolivia

    06 Sep 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Bolivia.

  • Tanzania

    30 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Tanzania.

  • Seychelles

    30 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Seychelles.

  • Senegal

    28 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Senegal overall. Higher levels apply in some parts of the country.

  • Laos

    16 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Laos overall. Higher levels apply in some parts of the country.

  • Lithuania

    14 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions.

  • Uruguay

    10 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Uruguay.

  • Rwanda

    10 Aug 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Rwanda. Higher levels apply in some parts of the country. 

  • Turkmenistan

    07 Aug 2018

    ​This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Turkmenistan. Higher levels apply in some parts of the country.

  • Guatemala

    30 Jul 2018

    The level of the advice has not changed. Exercise a high degree of caution in Guatemala.

  • Estonia

    13 Jul 2018

    This travel advice has been reviewed and has new information on where to get help. The level of our advice has not changed. Exercise normal safety precautions in Estonia.​

  • Guinea

    13 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Guinea overall. Reconsider your need to travel to all areas bordering Cote d'Ivoire, Liberia and Sierra Leone.

  • Paraguay

    10 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Paraguay.

  • Cook Islands

    10 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precaution in the Cook Islands.

  • Oman

    10 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Oman overall. Reconsider your need to travel to border areas with Yemen.

  • Portugal

    06 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Portugal.

  • Denmark

    06 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Denmark.

  • Djibouti

    25 Jun 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Djibouti. Higher levels apply in some areas.

  • Sierra Leone

    22 Jun 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Sierra Leone.

  • Lebanon

    22 Jun 2018

    We now advise you to exercise a high degree of caution in Lebanon, due to the unpredictable security situation, the threat of terrorist attack and ongoing political and sectarian tensions. Higher levels apply in some parts of Lebanon.

  • Kuwait

    22 Jun 2018

     This advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Kuwait.

  • Bahrain

    22 Jun 2018

    This advice has been reviewed. We now advise you to exercise a high degree of caution in Bahrain due to the threat of terrorist attack and civil disturbance. 

  • Switzerland

    14 Jun 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Switzerland.

  • Botswana

    06 Jun 2018

    If you’re entering Botswana from Ebola affected countries, you’ll be subject to Ebola screening and may be denied entry or quarantined on arrival (See Entry and exit). The level of our advice has not changed. Exercise normal safety precautions in Botswana.                           

  • Malta

    06 Jun 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Malta.

  • Angola

    17 May 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Angola. Higher levels apply in some parts of the country.

  • Namibia

    16 May 2018

    This travel advice has been reviewed. The level of our advice has not changed. We continue to advise Australians to exercise normal safety precautions in Namibia.

  • Lesotho

    08 May 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Lesotho.

  • Guam

    04 May 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Guam.

  • Central African Republic

    24 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Do not travel to the Central African Republic.

  • Bosnia and Herzegovina

    10 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Bosnia and Herzegovina.

Contact us

If you need more information or have any questions please call 1300 10 1234 between 8am-8pm (AEST) Monday to Friday and 9am-5pm (AEST) Saturday and Sunday (except public holidays).

* Children and dependants under 21 covered for free when travelling with an insured adult.

# A single item limit of $500 applies to this benefit.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Cover is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Woolworths Group Limited ABN 88 000 014 675 AR No. 245476 (Woolworths) acts as Hollard’s Authorised Representative. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Product Disclosure Statement to decide if it is right for you.

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Life Insurance is issued by Swiss Re Life & Health Australia Limited ABN 74 000 218 306 AFSL No. 324908 (Swiss Re) and distributed by Greenstone Financial Services Pty Ltd, ABN 53 128 692 884; AFSL No. 343079 (Greenstone). Car, Home, Landlords, Pet and Travel insurance are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Woolworths Group Limited ABN 88 000 014 675 AR No. 245476 (Woolworths) acts as Hollard and Greenstone's Authorised Representative. Any general advice provided does not consider your objectives, financial situation or needs. Please consider the Product Disclosure Statement available on this website, to decide if the product is right for you.