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Saver Travel Insurance

Our Saver Policy is designed to cover you for the bare essentials of your overseas travel including unlimited overseas medical and hospital expenses and limited cover for lost luggage and personal effects.

Included benefits

  • Children and dependents covered for FREE*.
  • Overseas emergency medical assistance if you injure yourself or become sick during your journey.
  • Unlimited overseas emergency medical and hospital expenses.
  • Cover for lost, stolen or damaged luggage and personal items#.
  • Personal liability.

 

Optional Extras

  • Our Winter sports cover can be included to cover you for skiing or snowboarding.
  • We cover your valuables up to $2,000 but you can choose to list additional items on your policy, dependents covered for FREE.

 

For the full policy details see our Combined Product Disclosure Statement and Financial Services Guide.
 

Get a quote

 

Smart Traveller

  • Germany

    19 Apr 2018

    On Friday 20 April 2018, a World War 2 era bomb will be defused in the Mitte district of central Berlin. From 9am all buildings within a 800m radius of a building site on Heidestrasse will be evacuated, including Berlin's central train station, the A&O Hostel on Lehrterstrasse, the Economy Ministry, the Bundeswehr hospital and part of Charité hospital. Expect disruption to travel in the area and at the central train station. Follow the advice of the local authorities. The level of our advice has not changed. Exercise normal safety precautions in Germany and be aware of the increased threat of terrorism.

  • Tonga

    19 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Tonga.

  • Laos

    18 Apr 2018

    This advice has been reviewed. The level of the advice has not changed. Exercise normal safety precautions in Laos overall. Higher levels apply in some parts of the country.

  • Albania

    16 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Albania.

  • Timor-Leste

    16 Apr 2018

    Timor-Leste Parliamentary elections will be held on 12 May 2018. The campaign commenced on 10 April 2018. There was localised unrest during previous election periods in Dili, Baucau, Viqueque and Ermera. Be vigilant, monitor media for the latest developments and follow instructions issued by local authorities. The level of our advice has not changed. Exercise a high degree of caution in Timor-Leste. 

  • Cyprus

    16 Apr 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Cyprus. 

  • Indonesia

    13 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Indonesia, including Bali. Higher levels apply in some parts of the country.

  • Tunisia

    13 Apr 2018

    This advice has been reviewed. Exercise a high degree of caution in Tunisia due to the high threat of terrorist attack. Higher levels apply in some parts of the country.

  • Somalia

    13 Apr 2018

    This advice has been reviewed. The security situation in Somalia is highly volatile and there is an ongoing very high threat of terrorist attack. There have been a large number of significant attacks since 2016. Terrorist attacks are expected to continue. If you are in Somalia, we strongly urge you to leave if it is safe to do so. The level of our advice has not changed. Do not travel to Somalia.

  • Saudi Arabia

    12 Apr 2018

    There is an ongoing threat of cross-border missiles and rocket attacks from Yemen deep into Saudi territory. Ballistic missiles targeting Riyadh have been intercepted several times since November 2017, most recently on 11 April 2018. Exercise caution in public places and monitor the media for developments which may affect your security. The level of our advice has not changed. Reconsider your need to travel to Saudi Arabia overall. Higher levels apply in some areas.

  • Cambodia

    12 Apr 2018

    There are increased risks related to security, crime and road safety during Khmer New Year celebrations (13-16 April). The Cambodian Prime Minister has announced that local authorities have disrupted a plan to bomb Wat Phnom in Phnom Penh and Siem Reap. Be alert during religious or national festivals, avoid large public gatherings, and monitor the news and other sources for developments which may affect your security. The level of advice has not changed. Exercise normal safety precautions in Cambodia.

  • Ireland

    12 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Ireland.

  • Denmark

    11 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Denmark.

  • Italy

    11 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Italy.

  • Singapore

    11 Apr 2018

    Reminder: your passport needs to be valid for at least six months to enter or exit Singapore, even if you're transiting. The level of advice has not changed. Exercise normal safety precautions in Singapore.

  • Estonia

    11 Apr 2018

    This travel advice has been reviewed and has new information on where to get help. The level of our advice has not changed. Exercise normal safety precautions in Estonia.​

  • Fiji

    11 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Fiji.

  • Ethiopia

    10 Apr 2018

    ​On 16 February 2018, the Government of Ethiopia declared a State of Emergency. Avoid protests and large gatherings as they could become violent. Monitor local media for up-to-date information and follow the advice of local authorities. The level of our advice has not changed. Reconsider your need to travel to Ethiopia. Higher levels apply in some parts of the country.

  • Puerto Rico

    10 Apr 2018

    Recovery efforts are still underway following Hurricane Maria in September 2017. Access to electricity may be limited, particularly in rural areas. The level of our advice has not changed. Reconsider your need to travel to Puerto Rico.​

  • Kosovo

    10 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Kosovo overall. Higher levels apply in some parts of the country.

  • Bosnia and Herzegovina

    10 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Bosnia and Herzegovina.

  • Israel, the Gaza Strip and the West Bank

    06 Apr 2018

    This travel advice contains updated information relating to safety and security (see Safety and security). The level of our advice has not changed. Exercise a high degree of caution overall. Higher levels apply in some areas.

  • Philippines

    06 Apr 2018

    Boracay will close for tourism from 26 April 2018 for up to six months. Hotels, flights and other tourist services will be disrupted. Contact your airline, hotel, travel agent or tour operator directly for up-to-date information. The level of our advice has not changed. Exercise a high degree of caution in the Philippines overall. Reconsider your need to travel to eastern Mindanao, and do not travel to central and western Mindanao, due to very high levels of violent crime, high threat of terrorist attack and kidnapping.

  • Algeria

    06 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Reconsider your need to travel to Algeria.

  • Bolivia

    06 Apr 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Bolivia.

  • Montenegro

    06 Apr 2018

    ​This travel advice has been reviewed. The level of advice has not changed. Exercise normal safety precautions in Montenegro. ​

  • Jamaica

    06 Apr 2018

    Due to ongoing violence in the parish of St James, including Montego Bay the Jamaican Government has extended a state of emergency. Avoid protests and large public gatherings as they have the potential to turn violent. Monitor local media and follow instructions issued by local authorities (see Safety and security). The level of our advice has not changed. Exercise a high degree of caution in Jamaica.

  • Egypt

    06 Apr 2018

    Terrorist groups have conducted a number of attacks against Christians and their places of worship over the last year. Take particular care during significant religious periods, and at holiday festivals, religious observances and religious sites. In planning your activities, consider the places known to be terrorist targets and the level of security provided. The level of our advice has not changed. Reconsider your need to travel to Egypt overall. Higher levels apply in some areas.

  • Taiwan

    05 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Taiwan. 

  • Vanuatu

    05 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Vanuatu.

  • Pakistan

    05 Apr 2018

    General elections will be held in mid-2018. Previously there has been a spike in violence and terrorist attacks in the months leading up to and immediately after elections. Avoid demonstrations, political events, rallies, processions and large-scale public gatherings as they may turn violent. Follow local advice, and monitor the media for developments that may affect your safety and security. The level of our advice has not changed. Reconsider your need to travel to Pakistan overall. Higher levels apply in some parts of the country.

  • Nepal

    03 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Nepal.

  • New Zealand

    03 Apr 2018

    This travel advice has been reviewed and contains new information on local laws. The level of our advice has not changed. Exercise normal safety precautions in New Zealand.

  • Kuwait

    03 Apr 2018

     This advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Kuwait.

  • Eritrea

    03 Apr 2018

    This advice has been reviewed. The level of our advice has not changed. Reconsider your need to travel to Eritrea. Higher levels apply in some parts of the country.  

  • Oman

    03 Apr 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Oman overall. Reconsider your need to travel to border areas with Yemen.

  • Bangladesh

    02 Apr 2018

    This advice has been reviewed. The level of our advice has not changed. Reconsider your need to travel to Bangladesh.

  • Russia

    01 Apr 2018

    Due to heightened political tensions, you should be aware of the possibility of anti-Western sentiment or harassment. While the Australian Government is not aware of any increased difficulties for Australians travelling in Russia at this time, you should follow the security and political situation closely and keep up to date with this travel advice. Remain vigilant, avoid any protests or demonstrations and avoid commenting publicly on political developments. The level of our advice has not changed. Exercise a high degree of caution in Russia. Higher levels apply in some parts of the country.

  • Greece

    28 Mar 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Greece. 

  • France

    28 Mar 2018

    Rolling rail strikes are being organised through until June 2018. Monitor local media and contact your travel provider for the latest information. The level of our advice has not changed. Exercise a high degree of caution in France, due to the high threat of terrorist attack.

  • Armenia

    28 Mar 2018

    This travel advice has been reviewed and includes new information on visas. The level of our advice has not changed. Exercise normal safety precautions in Armenia. Higher levels apply in some parts of the country.

  • Mongolia

    27 Mar 2018

    This travel advice contains new information about entry and exit conditions. The level of our advice has not changed. Exercise normal safety precautions in Mongolia.  

  • Thailand

    27 Mar 2018

    Jet ski and scooter scams occur regularly in Thailand. Only use reputable hirers and check the equipment before you hire. The level of our advice has not changed. Exercise a high degree of caution in Thailand overall. Higher levels apply in some parts of the country.

  • Belarus

    27 Mar 2018

    This travel advice has been reviewed and includes new information on entry and exit conditions. The level of our advice has not changed. Exercise normal safety precautions in Belarus.                             

  • Cuba

    27 Mar 2018

    This travel advice has been reviewed and contains new information on entry and exit requirements. The level of our advice has not changed. Exercise normal safety precautions in Cuba.

  • Kazakhstan

    27 Mar 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Kazakhstan.

  • United States of America

    26 Mar 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in the United States of America, including Alaska and the Hawaiian Islands. Reconsider your need to travel to the US Virgin Islands and the US territory of Puerto Rico. 

  • Kenya

    23 Mar 2018

    The terrorist group Al-Shabaab continues to threaten attacks against Kenya. Possible terrorist targets include shopping centres, entertainment venues, western embassies and other places frequented by foreigners. The level of our advice has not changed. Exercise a high degree of caution in Kenya overall. Higher levels apply in some parts of the country.

  • Maldives

    23 Mar 2018

    Avoid protests and large public gatherings as they have the potential to turn violent. Monitor local media and follow instructions issued by local authorities (see Safety and security). The level of our advice has not changed. Exercise a high degree of caution on Malé Island. Exercise normal safety precautions elsewhere in the Maldives.

  • Malaysia

    23 Mar 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal security precautions in Malaysia overall.​ Reconsider your need to travel to the coastal region of eastern Sabah.

  • Croatia

    23 Mar 2018

    Flooding can occur in Croatia, triggering landslides, damaging buildings and infrastructure, and disrupting road travel. The level of this advice has not changed. Exercise normal safety precautions in Croatia.                    

  • Iraq

    22 Mar 2018

    This travel advice has been reviewed. The level of our advice has not changed. Do not travel to Iraq, including the Kurdish region. If you choose to visit, in spite of our strong advice, ensure you take appropriate security precautions and obtain a valid Iraqi visa, even if you are only travelling to the Kurdish region of Iraq.

  • Trinidad and Tobago

    21 Mar 2018

    Terrorist attacks are possible in Trinidad and Tobago. Religious holidays and large crowds could be targeted. In February 2018, the Trinidad and Tobago authorities arrested a number of individuals who planned to carry out attacks against Carnival. Pay close attention to your personal security at all times. Monitor the media and other sources about possible security threats. The level of our advice has not changed. Exercise a high degree of caution in Trinidad and Tobago.

  • Uzbekistan

    21 Mar 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Uzbekistan. Higher levels apply in some parts of the country.

  • Sri Lanka

    20 Mar 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Sri Lanka.

  • Guatemala

    20 Mar 2018

    This travel advice has been reviewed. The level of the advice has not changed. Exercise a high degree of caution in Guatemala.

  • Iceland

    19 Mar 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Iceland.

  • South Korea (Republic of Korea)

    19 Mar 2018

    ​This travel advice has been reviewed. The level of this advice has not changed. Exercise normal safety precautions in South Korea.

  • Myanmar

    16 Mar 2018

    Some areas of Myanmar are more prone to civil unrest, politically-motivated violence and conflict between ethnic groups and military forces than other areas. Take this into account when planning your travel. The level of our travel advice has not changed. Exercise a high degree of caution in Myanmar overall. Higher and lower levels apply in some parts of the country.

  • Qatar

    16 Mar 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Qatar.                            

  • Nigeria

    15 Mar 2018

    This advice has been updated with information issued by the UK Government regarding reports that Boko Haram and Islamic State West Africa (ISWA) are continuing to actively plan to kidnap foreigners, including in Bama Local Government Area of Borno state, along the Kumshe-Banki axis (see Safety and security). The level of our advice has not changed. Reconsider your need to travel to Nigeria overall. Higher levels apply in some parts of the country.

  • Turkey

    15 Mar 2018

    There is a high threat of terrorist attack in Turkey, particularly in Ankara and Istanbul. Attacks could occur at any time and at any place. Be alert to possible threats to known terrorist targets and ensure you have a contingency plan. The level of our advice has not changed. Reconsider your need to travel to Ankara and Istanbul because of the high threat of terrorist attack. Exercise a high degree of caution in Turkey overall. Higher levels apply in some parts of Turkey.

  • Jordan

    14 Mar 2018

    There's an increased possibility of protests in Jordan in response to domestic and regional developments, economic issues and on significant anniversaries. Avoid demonstrations and large gatherings as they may turn violent. The level of our advice has not changed. Exercise a high degree of caution in Jordan. Higher levels apply in some parts of the country.

  • Colombia

    11 Mar 2018

    ​Congressional and Presidential elections are scheduled for 11 March and 27 May 2018 respectively. Avoid all demonstrations, protests and large public gatherings, including political rallies and election-related events, because of their potential to turn violent.  The level of our advice has not changed. Exercise a high degree of caution in Colombia. Higher levels apply in some parts of the country.

  • New Caledonia

    10 Mar 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in New Caledonia.

  • Papua New Guinea

    09 Mar 2018

    On 26 February 2018, a 7.5 magnitude earthquake struck the Southern Highlands and Hela Provinces causing over one hundred fatalities and several hundred injuries. The Government of Papua New Guinea (PNG) has declared a State of Emergency in Hela, Southern Highlands, Western and Enga Provinces to allow disaster relief. Strong aftershocks and landslides are possible. There is wide-spread damage to infrastructure and disruptions to services, including communications and flights. Access to local food supplies and clean water is limited. If you are in an affected area follow the instructions of the local authorities and/or your employer, monitor media and consult your travel provider. The level of our advice has not changed. Exercise a high degree of caution in PNG overall. Reconsider your need to travel into Tari in Hela Province and Porgera township in Enga Province in the northern highlands.

  • Mexico

    09 Mar 2018

    On 7 March 2018, the US Embassy in Mexico City issued a security alert advising it has received information about a security threat in Playa del Carmen, Quintana Roo (see Safety and security). Pay close attention to your personal security at all times. Travellers may become victims of violence directed against others. The level of our advice has not changed. Exercise a high degree of caution in Mexico overall. Higher levels apply in some parts of the country.

  • Liberia

    08 Mar 2018

    Maintenance works at Liberia's main international airport, Roberts International Airport, are ongoing and causing regular airport closures. The works will continue until at least the end of March 2018, after which full operations will resume. Contact your airline or travel operator directly for up-to-date information on flight options. The level of our advice has not changed. Exercise a high degree of caution in Liberia overall. Higher levels apply in some parts of the country.

  • Chile

    07 Mar 2018

    The level of this advice has not changed. Exercise normal safety precautions in Chile.

  • Spain

    07 Mar 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Spain.

  • The Bahamas

    06 Mar 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in the Bahamas.

  • China

    06 Mar 2018

    ​This travel advice contains new information relating to visas when visiting Hong Kong or Macau from mainland China (see Entry and Exit). The level of our advice has not changed. Exercise normal safety precautions in China. Higher levels apply in Tibet and Xinjiang.

  • India

    06 Mar 2018

    The level of our advice has not changed. Exercise a high degree of caution in India overall. Higher levels apply in some parts of the country.

  • Mali

    05 Mar 2018

    There is a high threat of kidnapping against foreigners in Mali, including in the south. We continue to receive information indicating extremists may be planning kidnapping operations in Mali, including in Bamako. Foreigners, western mining interests, aid workers and long-term expatriates are possible targets. Seek professional security advice and review your personal security plans. The level of our advice has not changed. Reconsider your need to travel to parts of southern Mali and do not travel to any other areas, including Bamako.

  • Costa Rica

    03 Mar 2018

    This advice has been reviewed and includes new information on entry and exit requirements. The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Costa Rica.

  • Burkina Faso

    02 Mar 2018

    On 2 March 2018, a series of attacks occurred in central Ouagadougou, killing and injuring a number of people. The level of our advice has not changed. Reconsider your need to travel to Burkina Faso overall. Higher levels apply in some parts of the country.                            

  • United Arab Emirates

    02 Mar 2018

    If you are travelling on an Australian passport showing 'X' (indeterminate/intersex/unspecified) in the sex field you will not be permitted to enter the United Arab Emirates (see Entry and exit). The level of our advice has not changed. Exercise normal safety precautions in the United Arab Emirates (UAE).

  • Zambia

    01 Mar 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Zambia overall. Reconsider your need to travel to some border regions of the country.

  • Brazil

    01 Mar 2018

    This travel advice has been reviewed and reissued and remains current. The level of this advice has not changed. Exercise a high degree of caution in Brazil.

  • Netherlands

    01 Mar 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in the Netherlands.

  • Serbia

    28 Feb 2018

    This advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Serbia.

  • Seychelles

    28 Feb 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Seychelles.

  • Georgia

    26 Feb 2018

    We now advise you to reconsider your need to travel to the Pankisi Gorge. Exercise normal safety precautions in Georgia overall. Higher levels apply in other areas of the country.

  • United Kingdom

    26 Feb 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in the United Kingdom.

  • Dominican Republic

    26 Feb 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution in the Dominican Republic.

  • Venezuela

    23 Feb 2018

    Protests in Caracas and other major cities are ongoing. There continue to be shortages of basic food items and medicines. Avoid political gatherings and demonstrations as they may become violent. The level of our advice has not changed. Reconsider your need to travel to Venezuela. Higher levels apply in some parts of the country.

  • Kyrgyz Republic

    22 Feb 2018

    Australians can apply for an e-visa for travel up to 90 days for tourism or business. The level of our advice has not changed. Exercise a high degree of caution in the Kyrgyz Republic. Higher levels apply in some parts of the country.                           

  • Lithuania

    22 Feb 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Lithuania.

  • Bhutan

    21 Feb 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Bhutan.

  • Macau

    16 Feb 2018

    This travel advice contains new information relating to visas (see Entry and exit). The level of our advice has not changed. Exercise normal safety precautions in Macau.                            

  • Hong Kong

    16 Feb 2018

    This travel advice contains new information relating to visas (see Entry and exit). The level of our advice has not changed. Exercise normal safety precautions in Hong Kong.

  • Belgium

    16 Feb 2018

    Terrorists may be planning further attacks in Belgium. An attack could occur at any time. Exercise particular caution around locations known to be possible terrorist targets. Monitor the news and other sources for changes to local conditions. The level of our advice has not changed. Exercise a high degree of caution in Belgium overall.

  • Guyana

    15 Feb 2018

    ​This travel advice has been updated and contains new information for LGBTI travellers. The level of our advice has not changed. Exercise a high degree of caution in Guyana.

  • Niger

    15 Feb 2018

    This advice has been updated with a security alert issued by the US Embassy in Niger warning that terrorists may attack targets in Diffa Region, including areas where security forces or Westerners may be present. The level of our advice has not changed. Do not travel to Niger overall. Different levels apply in some parts of the country, including the capital, Niamey.

  • Samoa

    10 Feb 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Samoa.

  • Mauritania

    09 Feb 2018

    There is an ongoing threat of kidnapping in Mauritania. Be alert to your personal security at all times (see safety and security). The level of our advice has not changed. Reconsider your need to travel to Mauritania. Higher levels apply in some parts of the country.

  • Belize

    08 Feb 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution in Belize.

  • Senegal

    08 Feb 2018

    The security situation in the Casamance region of southern Senegal remains unpredictable. Armed bandits are known to operate in the area and travellers have been attacked. The possibility of armed clashes between separatist groups and the Senegalese Army persists. On 6 January 2018, 13 people were killed during clashes in the département of Ziguinchor. The level of our advice has not changed. Exercise a high degree of caution in Senegal overall. Higher levels apply in some parts of the country.

  • Democratic Republic of the Congo

    07 Feb 2018

    The security situation remains volatile across the country. Riots and large-scale demonstrations may occur at any time and lead to violence in Kinshasa and other large cities. During large-scale demonstrations, the only road to the N’Djili Airport in Kinshasa can be blocked and flight schedules can be disrupted. Avoid demonstrations and large gatherings and monitor media for latest developments that may affect your personal security (see Safety and security). The level of our advice has not changed. Reconsider your need to travel to the Democratic Republic of Congo overall. Higher levels apply in some parts of the country.

  • Chad

    07 Feb 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Do not travel to Chad overall. Reconsider your need to travel to the capital N'Djamena.

  • Afghanistan

    06 Feb 2018

    The security situation in Afghanistan is extremely dangerous and there is a very high threat of terrorist attack. The frequency of attacks has increased significantly. We continue to see credible reports that terrorists plan to attack venues frequented by foreigners. The Kabul international airport has been attacked recently, and roads leading to it are frequently under threat of attack. The level of our advice has not changed. Do not travel to Afghanistan.

  • Morocco

    05 Feb 2018

    Avoid large gatherings and demonstrations in Morocco as they can turn violent. We now advise you to exercise a high degree of caution in the Western Sahara region. Do not travel to areas within 30 kilometres of the northern or western side of the Berm. Do not travel to areas south and east of the Berm. Exercise a high degree of caution in Morocco overall.

  • Guinea

    05 Feb 2018

    This travel advice has been reviewed and remains current. The level of our has not changed. Exercise a high degree of caution in Guinea overall. Reconsider your need to travel to all areas bordering Cote d'Ivoire, Liberia and Sierra Leone.

  • Poland

    01 Feb 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Poland.

  • Azerbaijan

    31 Jan 2018

    This travel advice has been reviewed and contains new information on entry and exit conditions. Electronic visas are now available online for single entry visits to Azerbaijan of less than 30 days (see Entry and Exit). The level of our advice has not changed. Exercise normal safety precautions in Azerbaijan overall. Higher levels apply in some parts of the country.

  • Palau

    31 Jan 2018

    This travel advice contains new information on entry and exit conditions. The level of our advice has not changed. Exercise normal safety precautions in Palau.

  • Honduras

    30 Jan 2018

    Following elections in Honduras in November 2017, violent demonstrations occurred throughout the country, with some resulting in deaths. Avoid demonstrations and large public gatherings as they may turn violent, be alert and follow instructions issued by local authorities. Exercise a high degree of caution in Honduras. Higher levels apply in some parts of the country.  

  • South Africa

    30 Jan 2018

    The Western Cape, including the city of Cape Town, is experiencing severe drought conditions and strict water restrictions are in place. Follow the advice of local authorities, including complying with water restrictions. The level of our advice has not changed. Exercise a high degree of caution in South Africa.

  • Côte d'Ivoire (Ivory Coast)

    28 Jan 2018

    There is an increased risk of demonstrations and protests in Côte d'Ivoire. Protest action by current and former members of the Ivorian armed forces has been occurring across the country since the beginning of 2017. Avoid protests and large public gatherings as they have the potential to turn violent. In the event of further protests, monitor local media, and follow all instructions issued by local authorities. The level of our advice has not changed. Exercise a high degree of caution in Côte d'Ivoire overall. Higher levels apply in some parts of the country.

  • Argentina

    24 Jan 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Argentina.

  • Paraguay

    24 Jan 2018

    This travel advice has been reviewed and includes new information for LGBTI travellers. The level of our advice has not changed. Exercise a high degree of caution in Paraguay.

  • Iran

    24 Jan 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution in Iran overall. Higher levels apply in some parts of the country.

  • Cook Islands

    22 Jan 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precaution in the Cook Islands.

  • Botswana

    21 Jan 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Botswana.                           

  • Madagascar

    19 Jan 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution in Madagascar. Higher levels apply in some parts of the country.

  • Mauritius

    19 Jan 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Mauritius.

  • Lebanon

    18 Jan 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Reconsider your need to travel to Lebanon overall. Higher levels apply in some parts of Lebanon.

  • Uruguay

    17 Jan 2018

    This travel advice has been reviewed and contains new information on cruise travel to Uruguay. The level of our advice has not changed. Exercise normal safety precautions in Uruguay.

  • Sudan

    16 Jan 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Reconsider your need to travel to Sudan overall. Higher levels apply in some parts of the country.

  • Solomon Islands

    12 Jan 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Solomon Islands.

  • Norway

    11 Jan 2018

    There are risks for travellers to the arctic archipelago of Svalbard relating to avalanches, glacier accidents, boating incidents and polar bear encounters. The level of our advice has not changed. Exercise normal safety precautions in Norway.

  • Japan

    10 Jan 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Japan overall.

  • Angola

    09 Jan 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution in Angola. Higher levels apply in some parts of the country.

  • Federated States of Micronesia

    04 Jan 2018

    This travel advice has been reviewed and contains new information, on entry and exit, local travel and health. The level of our advice has not changed. Exercise normal safety precautions in the Federated States of Micronesia (FSM).

  • Ukraine

    02 Jan 2018

    This advice has been reviewed and remains current. The overall level of the advice has not changed. Exercise a high degree of caution in Ukraine. Higher levels apply in some parts of the country.

  • The former Yugoslav Republic of Macedonia

    02 Jan 2018

    Political tensions have reduced significantly in the former Yugoslav Republic of Macedonia since the appointment of the new government. Some recent protests have turned violent in the capital Skopje and other major cities. Avoid political rallies, demonstrations and large crowds as they may turn violent. The level of our advice has not changed. Exercise a high degree of caution in the former Yugoslav Republic of Macedonia.

  • Latvia

    21 Dec 2017

    Public consumption of alcohol, unless in a designated place, is illegal in Latvia; fines may apply (see Laws). The level of our advice has not changed. Exercise normal safety precautions in Latvia.

  • Ecuador

    21 Dec 2017

    Research local laws as penalties for drug offences are severe (see Laws). The overall level of our advice has not changed. Exercise a high degree of caution in Ecuador. Higher levels apply in some parts of the country.

  • Brunei Darussalam

    21 Dec 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Brunei Darussalam.

  • Vietnam

    20 Dec 2017

    To enter Vietnam, you must have a valid and appropriate visa, a visa exemption document or a written approval letter for a visa to be issued on arrival. From December 2017, Australians are eligible to apply online for a single entry electronic visa (e-visa), valid for up to a maximum of 30 days. The level of our advice has not changed. Exercise normal safety precautions in Vietnam.

  • Moldova

    20 Dec 2017

    The travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Moldova. Higher levels apply in some parts of the country.

  • El Salvador

    20 Dec 2017

    Pay close attention to your personal security at all times and monitor the media about new safety or security risks. The level of our advice has not changed. Exercise a high degree of caution in El Salvador.

  • Syria

    18 Dec 2017

    The security situation in Syria is extremely dangerous. It is illegal under Australian law for Australian citizens, including dual citizens, to provide any kind of support to any armed group in Syria. The level of our advice has not changed. Do not travel to Syria.

  • Haiti

    18 Dec 2017

    Due to the hurricanes in recent months, be prepared that emergency and medical care, water and food supplies are still affected in some areas. The level of our advice has not changed. Exercise a high degree of caution in Haiti. Higher levels apply in some parts of the country.  

  • Turkmenistan

    17 Dec 2017

    ​This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Turkmenistan. Higher levels apply in some parts of the country.

  • Panama

    14 Dec 2017

    This travel advice has been updated with the contact details of the Australian Consulate in Panama. The level of our advice has not changed. Exercise a high degree of caution in Panama overall. Do not travel to the Darien Gap beyond Yaviza.                            

  • Nicaragua

    14 Dec 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution in Nicaragua.

  • Marshall Islands

    13 Dec 2017

    This travel advice contains new information on entry and exit conditions, travelling with children, and driver’s licence requirements. The level of our advice has not changed. Exercise normal safety precautions in the Marshall Islands. 

  • Sweden

    12 Dec 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Sweden.

  • Switzerland

    08 Dec 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Switzerland.

  • Zimbabwe

    08 Dec 2017

    The security situation in Zimbabwe is calm but ongoing political developments may lead to further demonstrations. Avoid all demonstrations or activities that could be considered political. The authorities have sometimes used force to suppress demonstrations. Pay close attention to your personal security at all times. Monitor the media and other information sources and adjust your travel plans accordingly. We now recommend you exercise a high degree of caution in Zimbabwe.

  • Rwanda

    07 Dec 2017

    This advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution in Rwanda. Higher levels apply in some parts of the country. 

  • French Polynesia

    06 Dec 2017

    This advice has been reviewed and remains current. Exercise normal safety precautions in French Polynesia.

  • Romania

    05 Dec 2017

    Romania isn't a part of the Schengen area, but is working towards becoming a member. Visa and other entry and exit conditions (such as customs and quarantine regulations) may change as they're realigned with those of the Schengen area. Contact an Embassy or Consulate of Romania for up-to-date information. The level of our advice has not changed. Exercise normal safety precautions in Romania.

  • Finland

    01 Dec 2017

    ​​This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Finland.

  • Tajikistan

    16 Nov 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution in Tajikistan overall. Reconsider your need to travel to the Gorno-Badakhshan Autonomous Oblast and some border regions of the country.

  • The Gambia

    15 Nov 2017

    While the situation in The Gambia has stabilised, there is a heightened security presence in the capital, Banjul and in other parts of the country. The level of our advice has not changed. Exercise a high degree of caution in The Gambia overall. Reconsider your need to travel to and from The Gambia overland travel through the Casamance region in Senegal.

  • Libya

    13 Nov 2017

    Tripoli International Airport reopened in July 2017 but only limited commercial options are available. The security situation in Libya remains volatile, with ongoing fighting. The level of our advice has not changed. Do not travel to Libya.

  • South Sudan

    10 Nov 2017

    The Australian Government's ability to provide consular assistance in South Sudan remains extremely limited. The level of our advice has not changed. Do not to travel to South Sudan.

  • Yemen

    10 Nov 2017

    This advice has been reviewed and remains current. The level of our advice has not changed. Do not travel to Yemen, including the island of Socotra.

  • Djibouti

    09 Nov 2017

    This travel advice has been reissued and remains current. The level of our advice has not changed. Exercise a high degree of caution in Djibouti. Higher levels apply in some areas.

  • Central African Republic

    09 Nov 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Do not travel to the Central African Republic.

  • Burundi

    06 Nov 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Do not travel to Burundi.

  • Sierra Leone

    03 Nov 2017

    This travel advice has been reviewed and is current. The level of our advice has not changed. Exercise a high degree of caution in Sierra Leone.

  • Bulgaria

    02 Nov 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Bulgaria.

  • Czech Republic

    01 Nov 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in the Czech Republic.

  • Bahrain

    30 Oct 2017

    This advice has been reviewed and remains current. The level of our advice has not changed. Reconsider your need to travel to Bahrain.

  • Austria

    27 Oct 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Austria.

  • Portugal

    26 Oct 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Portugal.

  • Lesotho

    26 Oct 2017

    This advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution in Lesotho.

  • Peru

    25 Oct 2017

    This advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution in Peru overall. Higher levels apply in some parts of the country.

  • Malawi

    25 Oct 2017

    There have been recent incidents of unrest and violence in the Mulanje district. We now advise you to exercise a high degree of caution in the Mulanje district. Exercise normal safety precautions in Malawi overall. Higher levels apply in some parts of the country.

  • Hungary

    24 Oct 2017

    This advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Hungary.

  • Swaziland

    24 Oct 2017

    This advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Swaziland.

  • Canada

    13 Oct 2017

    ​This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Canada.

  • Tanzania

    13 Oct 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution in Tanzania.

  • Guam

    10 Oct 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Guam.

  • Mozambique

    06 Oct 2017

    From 5 to 6 October 2017, there have been armed attacks on Mozambican government facilities and violent clashes between the police and militants in the town of Mocimboa da Praia in Cabo Delgado. There are reports of military and police road blocks set up in response to the situation. Avoid the area and monitor the media for updates. Follow all instructions issued by local authorities. The level of our advice has not changed. Exercise a high degree of caution in Mozambique overall. Reconsider your need to travel by road along the EN1 north of the Save River and south of Caia in Zamebezia province, and the EN6 between Beira and Chimoio.

  • Uganda

    06 Oct 2017

    This travel advice has been reviewed and remains current.  The level of our advice has not changed. Exercise a high degree of caution in Uganda overall. Higher levels apply in some parts of the country.

  • Ghana

    06 Oct 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Ghana.

  • Benin

    06 Oct 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution in Benin.

  • Namibia

    05 Oct 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. We continue to advise Australians to exercise normal safety precautions in Namibia.

  • Cameroon

    05 Oct 2017

    In late September 2017, protests in the Northwest and Southwest regions turned violent, resulting in deaths and injuries. There is the potential for further unrest in both regions as protests continue. There are reports of transport restrictions, including movement of people, in both regions. In September 2017, explosions were reported in the regional capitals of Bamenda and Buea, resulting in some injuries. Avoid large gatherings and demonstrations, as these may turn violent. Monitor local media. Follow the advice of local authorities. We now advise you to reconsider your need to travel to the Northwest and Southwest regions, due to the ongoing domestic tensions. Exercise a high degree of caution in Cameroon. Higher levels apply in some parts of the country.

  • Gabon

    04 Oct 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution in Gabon.

  • North Korea (Democratic People's Republic of Korea)

    06 Sep 2017

    ​​North Korea (the Democratic People's Republic of Korea) continues to conduct nuclear tests and ballistic missile tests, further aggravating the already tense situation on the Korean Peninsula and in the region. Further provocations by North Korea or reactions by other countries cannot be ruled out. The level of this advice has not changed. Reconsider your need to travel to North Korea.

  • Malta

    13 Jun 2017

    This advice has been updated with information for cruise passengers. The level of our advice has not changed. Exercise normal safety precautions in Malta.

Contact us

If you need more information or have any questions please call 1300 10 1234 between 8am - 8pm (AEST) Monday to Friday.

* Children and dependants under 21 covered for free when travelling with an insured adult.

# A single item limit of $500 applies to this benefit.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Cover is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Woolworths Group Limited ABN 88 000 014 675 AR No. 245476 (Woolworths) acts as Hollard’s Authorised Representative. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Product Disclosure Statement to decide if it is right for you.

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Life Insurance is issued by Swiss Re Life & Health Australia Limited ABN 74 000 218 306 AFSL No. 324908 (Swiss Re) and distributed by Greenstone Financial Services Pty Ltd, ABN 53 128 692 884; AFSL No. 343079 (Greenstone). Car, Home, Landlords, Pet and Travel insurance are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Woolworths Group Limited ABN 88 000 014 675 AR No. 245476 (Woolworths) acts as Hollard and Greenstone's Authorised Representative. Any general advice provided does not consider your objectives, financial situation or needs. Please consider the Product Disclosure Statement available on this website, to decide if the product is right for you.