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Saver Travel Insurance

Our Saver Policy is designed to cover you for the bare essentials of your overseas travel including unlimited overseas medical and hospital expenses and limited cover for lost luggage and personal effects.

Included benefits

  • Children and dependents covered for FREE*.
  • Overseas emergency medical assistance if you injure yourself or become sick during your journey.
  • Unlimited overseas emergency medical and hospital expenses.
  • Cover for lost, stolen or damaged luggage and personal items#.
  • Personal liability.

 

Optional Extras

  • Our Winter sports cover can be included to cover you for skiing or snowboarding.
  • We cover your valuables up to $2,000 but you can choose to list additional items on your policy, dependents covered for FREE.

 

For the full policy details see our Combined Product Disclosure Statement and Financial Services Guide.
 

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Smart Traveller

  • Canada

    20 Sep 2017

    This advice contains new information about the Invictus Games which will be held in Toronto, Ontario from 23 - 30 September 2017. The level of this advice has not changed. Exercise normal safety precautions in Canada.

  • The Bahamas

    20 Sep 2017

    Hurricane Maria is forecast to become a 'dangerous major hurricane' by the time it nears the Bahamas from around 22 September 2017 (local time).  Hurricane advisories extend across much of the north-eastern Caribbean, including many areas still recovering from the impact of Hurricane Irma.  Expect extremely high winds, heavy rain and storm surges.  Monitor local media reports and follow the instructions of local authorities, including any evacuation orders.  We recommend that you keep your passport with you at all times. Disruptions to essential services may occur. Contact your airline or tour operator to check if tourist services have been affected (see Additional information).  Exercise a high degree of caution in the Bahamas.​

  • Mexico

    19 Sep 2017

    On 19 September 2017, a magnitude 7.1 earthquake struck in the state of Puebla, in the central eastern part of Mexico. Mexico City has been significantly affected as well as Puebla, State of Mexico, Morelos, and Guerrero. People in the affected areas are experiencing severe communications disruption. The National Civil Protection Agency has advised that while infrastructure is being assessed all essential services (such as public transport) are suspended. Preliminary information from local authorities requests people not to drive so that emergency services can conduct their activities. The President has evacuated all damaged hospitals and patients are being transferred to unaffected hospitals. After a major earthquake, follow the advice of the local authorities and emergency services as aftershocks are common. Monitor the media for latest developments and follow the instructions issued by local and national authorities. Take official warnings seriously (see Additional information). The level of advice has not changed. Exercise a high degree of caution in Mexico. Higher levels apply in some parts of Mexico.

  • United States of America

    19 Sep 2017

    Hurricane Maria continues to intensify as it moves through the Caribbean. Maria has been declared a ‘potentially catastrophic’ (Category 5) storm with the potential to strengthen even further by the time it nears the US Virgin Islands and the US territory of Puerto Rico on 20 September (local time). Hurricane advisories extend across much of the north-eastern Caribbean, including many areas still recovering from the impact of Hurricane Irma. States of Emergency have been declared in both the US Virgin Islands and Puerto Rico to enable the preparation and activation of emergency services. Expect high winds, heavy rain and storm surges. Monitor local media reports and follow the instructions of local authorities, including any evacuation orders. Keep your passport with you at all times. Disruptions to essential services may occur. Contact your airline or tour operator to check whether tourist services have been affected (see Additional information).  The level of this advice has not changed. Exercise normal safety precautions in the United States of America, including Alaska and the Hawaiian Islands.

  • Laos

    19 Sep 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. Exercise normal safety precautions in Laos overall. Higher levels apply in some parts of the country.

  • Ethiopia

    19 Sep 2017

    ​Due to increasing reports of violent clashes, reconsider your need to travel to the Oromia and Somali region border areas, including Jijiga. (see Safety and security). The level of advice has not changed. Reconsider your need to travel to Ethiopia. Higher levels apply in some parts of the country.

  • Vietnam

    19 Sep 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. Exercise normal safety precautions in Vietnam.

  • Dominican Republic

    18 Sep 2017

    Hurricane Maria is forecast to become a 'dangerous major hurricane' by the time it nears the Dominican Republic on 20 September 2017 (local time).  Hurricane advisories extend across much of the north-eastern Caribbean, including many areas still recovering from the impact of Hurricane Irma.  Expect extremely high winds, heavy rain and storm surges.  Monitor local media reports and follow the instructions of local authorities, including any evacuation orders.  We recommend that you keep your passport with you at all times. Disruptions to essential services may occur. Contact your airline or tour operator to check if tourist services have been affected (see Additional information).  The level of this advice has not changed.  Exercise a high degree of caution in the Dominican Republic.

  • Solomon Islands

    18 Sep 2017

    Serious assaults, including sexual assault, occur in Solomon Islands. Foreigners have been attacked at knifepoint, including at popular tourist attractions such as Mbonege Beach. Female travellers need to be particularly alert at all times. Avoid being alone in areas without security officers, or in remote public places. The level of this advice has not changed. Exercise normal safety precautions in Solomon Islands.

  • United Kingdom

    17 Sep 2017

    On 17 September 2017, the UK Government lowered its domestic threat level to 'Severe' (level 4 of 5). The level of this advice has not changed. Exercise normal safety precautions in the United Kingdom.                           

  • Afghanistan

    17 Sep 2017

    We continue to see credible reports that terrorists have plans to target venues frequented by foreigners, including diplomatic missions, airports, hotels, sporting events, shopping centres, military facilities and government buildings. The Kabul International Airport and roads leading to it are often subject to attack (see Safety and security). We continue to advise against travel to Afghanistan. The level of the advice has not changed.

  • New Zealand

    17 Sep 2017

    Due to shortage of aviation fuel in Auckland, oil companies are limiting the amount of fuel being supplied to airlines at Auckland Airport. This is impacting flights, passengers should contact their airlines, travel agents and check for latest flight information. The level of the advice has not changed. Exercise normal safety precautions in New Zealand.

  • Germany

    15 Sep 2017

    Due to Air Berlin’s insolvency, flight delays and/or cancellations are expected until the future of the airline is known. Passengers booked on Air Berlin flights should check with their travel agent or the airline directly to establish flight status before travelling. The level of advice has not changed. Exercise normal safety precautions in Germany, and be aware of the increased threat of terrorism.

  • Thailand

    15 Sep 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Exercise a high degree of caution in Thailand. Higher levels apply in some parts of the country.

  • Lebanon

    14 Sep 2017

    The US Government has advised its citizens that due to ongoing threats to locations such as the Casino Du Liban in Jounieh, the US Embassy Beirut has barred any movement of US government staff to that Casino. Terrorist attacks could occur anywhere, at any time, in Lebanon. Targets could include, but are not limited to, hotels, clubs, restaurants, shopping centres, markets, outdoor recreation events and tourist areas. Security services are at a heightened state of alert and are carrying out operations to thwart attacks. If you notice a security operation is underway, immediately leave the area. The level of advice has not changed. Reconsider your need to travel to Lebanon overall. Higher levels apply in some parts of Lebanon.  

  • Cuba

    14 Sep 2017

    ​​Hurricane Irma passed over Cuba from 7 to 10 September. Many areas are without electricity and water supply. In some areas of Havana, electricity and water supply have been restored, but there are intermittent outages. Transportation and road access are being gradually restored, but some roads remain closed due to flooding and storm damage. Havana and Varadero airports reopened on Tuesday 12 September. The Jardines del Rey Airport in Cayo Coco remains closed. Contact your airline or tour operator to check if tourist services, including accommodation, have been affected. Exercise caution at night, as power outages may affect street lighting and traffic lights. Monitor local media reports and follow the instructions of local emergency officials. Internet connectivity is very limited throughout Cuba. Do not rely on internet access for up-to-date information or as a way to alert friends or family to your situation in an emergency. The level of this advice has not changed. Exercise normal safety precautions in Cuba.

  • Bosnia and Herzegovina

    14 Sep 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. Exercise normal safety precautions in Bosnia and Herzegovina.

  • Russia

    14 Sep 2017

    Terrorism is a threat throughout Russia. Terrorist attacks have occurred in Russian cities, including Moscow and St Petersburg. Targets have included public transport, transport hubs and public places popular with foreigners. The terrorism threat is underscored by frequent statements from Russian authorities that they have disrupted planned attacks. The level of advice has not changed. Exercise a high degree of caution in Russia. Higher levels apply in some parts of the country.

  • Italy

    13 Sep 2017

    This travel advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Italy.

  • Bangladesh

    13 Sep 2017

    Demonstrations and blockades are expected sporadically from 13 September 2017 around the Myanmar Embassy in the Baridhara area of Dhaka. Avoid demonstrations and blockades, which may become violent. Monitor local media for up-to-date information.The level of advice has not changed. Reconsider your need to travel to Bangladesh.

  • Kosovo

    13 Sep 2017

    There is an ongoing risk of terrorism in Europe. Terrorists may attempt to carry out attacks in the Balkans, including against crowded venues or places frequented by foreigners, such as religious sites, entertainment venues and transport hubs. The level of this advice has not changed. Exercise a high degree of caution in Kosovo overall. Higher levels apply in some parts of the country

  • Taiwan

    12 Sep 2017

    Typhoon Talim is projected to impact Taiwan from late 13 September. Expect high winds, strong rain and storm surges in coastal areas. Anticipate disruptions to essential services and transport. Contact your tour provider or airline for latest information on disruptions and follow the instructions issued by local authorities (see Additional information). The level of advice has not changed. Exercise normal safety precautions in Taiwan. 

  • New Caledonia

    12 Sep 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Exercise normal safety precautions in New Caledonia.

  • Nepal

    12 Sep 2017

    In August 2017, extensive rainfall caused major flooding throughout southern Nepal, including Chitwan National Park. Many roads and bridges are still blocked by landslides and floods causing difficulty for travellers to get to, and from, the Bharatpur airport. Follow the instructions issued by local authorities and monitor the media for further developments (See Additional information). The level of advice has not changed. Exercise a high degree of caution in Nepal.

  • Haiti

    10 Sep 2017

    Hurricane Irma made landfall in Haiti on 7 September 2017. Parts of the country have experienced flooding. Some services may be affected, including transport, power and telecommunications systems. Monitor local media reports and follow the instructions of local authorities. Contact your airline or tour operator to check if tourist services have been affected (see Additional information). The level of this advice has not changed.  Exercise a high degree of caution in Haiti. Higher levels apply in some parts of the country.  

  • Jamaica

    09 Sep 2017

    This travel advice has been reviewed and remains current. The level of this advice has not changed. Exercise a high of caution in Jamaica.

  • Ecuador

    09 Sep 2017

    This travel advice has been reviewed and remains current. The overall level of this advice has not changed. Exercise a high degree of caution in Ecuador. Higher levels apply in some parts of the country.

  • Guatemala

    09 Sep 2017

    This travel advice has been reviewed and remains current. The level of the advice has not changed. Exercise a high degree of caution in Guatemala.

  • El Salvador

    09 Sep 2017

    This travel advice has been reviewed and remains current. The level of this advice has not changed. Exercise a high degree of caution in El Salvador.

  • Chile

    08 Sep 2017

    Your passport is not required for official ID purposes if requested by local police, but is required for a range of other transactions, including booking a hotel, domestic air travel and bank transactions (see Safety and security). The level of this advice has not changed. Exercise normal safety precautions in Chile.

  • Japan

    06 Sep 2017

    The Democratic People’s Republic of Korea (DPRK) continues to conduct nuclear tests and ballistic missile tests, further aggravating the situation on the Korean Peninsula and in the region. Further provocations by the DPRK directed at neighbouring countries, including the Republic of Korea and Japan, cannot be ruled out. Australians in Japan should monitor developments closely due to the risk that tensions on the Korean Peninsula could escalate with little warning. The level of this advice has not changed. Exercise normal safety precautions in Japan overall.

  • Republic of Korea

    06 Sep 2017

    The Democratic People's Republic of Korea (DPRK) continues to conduct nuclear tests and ballistic missile tests, further aggravating the situation on the Korean Peninsula and in the region. Further provocations by the DPRK or reactions by other countries cannot be ruled out. Australians in the Republic of Korea (ROK) should monitor developments closely due to the risk that tensions on the Korean Peninsula could escalate with little warning. The level of this advice has not changed. Exercise normal safety precautions in the Republic of Korea.

  • Democratic People's Republic of Korea

    06 Sep 2017

    The Democratic People's Republic of Korea (DPRK) continues to conduct nuclear tests and ballistic missile tests, further aggravating the already tense situation on the Korean Peninsula and in the region. Further provocations by the DPRK or reactions by other countries cannot be ruled out.  The level of this advice has not changed. Reconsider your need to travel to the DPRK.

  • Myanmar

    05 Sep 2017

    On 5 September 2017 (local time), Myanmar authorities warned of plans by the Arakan Rohingya Salvation Army to carry out terrorist attacks in major cities in Myanmar to coincide with the United Nations General Assembly in September. Be alert to possible threats.  The level of this advice has not changed. Exercise a high degree of caution in Myanmar overall. Higher and lower levels apply in some parts of the country.

  • Cambodia

    05 Sep 2017

    Cambodian Opposition Leader Kem Sokha was arrested on treason charges on 3 September 2017. This has the potential to increase domestic political tensions. Avoid political gatherings, protests and demonstrations. Monitor media and other sources of information, and follow the instructions of local authorities. The overall level of this advice has not changed. Exercise normal safety precautions in Cambodia.

  • Burkina Faso

    05 Sep 2017

    Due to the high threat of terrorism and kidnapping in Burkina Faso, exercise heightened caution in public venues including, but not limited to, cafes, restaurants, shopping centers, schools and hotels (see Safety and secur​ity). Reconsider your need to travel to Burkina Faso overall. Higher levels apply in some parts of the country. 

  • Montenegro

    04 Sep 2017

    ​Under Montenegrin law, you must carry a valid form of ID with you at all times, such as a driver's licence or passport. If you are unable to provide ID to local authorities on request, you could be fined. The level of advice has not changed. Exercise normal safety precautions in Montenegro. ​

  • Egypt

    04 Sep 2017

    Terror attacks could occur at anytime, anywhere in Egypt. Potential targets include religious sites and communities, government buildings, security checkpoints and locations frequented by tourists. Be alert to possible threats in these locations and follow the instructions of local authorities. In August 2017, Egyptian forces reportedly identified and took action against terrorist activity. The level of this advice has not changed. Reconsider your need to travel to Egypt overall. Higher levels apply in some areas.

  • Macau

    04 Sep 2017

    Typhoon season in Macau is between May and October. Monitor regional weather forecasts and plan accordingly (see Additional information). The level of the advice has not changed. Exercise normal safety precautions in Macau.                            

  • Hong Kong

    04 Sep 2017

    Typhoon season in Hong Kong is between May and October. Monitor regional weather forecasts and plan accordingly (see Additional information). The level of our advice has not changed. Exercise normal safety precautions in Hong Kong.

  • Kenya

    01 Sep 2017

    On 1 September 2017, the Supreme Court of Kenya ruled the results of the 8 August presidential election null and void. A new election is to be held within 60 days. Political rallies and protests may occur across the nation following the ruling. Avoid political rallies and protests as they could quickly turn violent. The level of this advice has not changed. Exercise a high degree of caution in Kenya overall. Higher levels apply in some parts of the country.  

  • India

    01 Sep 2017

    Heavy rainfall has caused flooding in Mumbai and along the west coast of the states of Maharashtra and Goa. Heavy rains are expected to continue for several more days in Goa and Gujarat. Follow the advice of local authorities and monitor the media for the latest information. Anticipate disruptions to transport and essential services. Contact your tour provider or airline for latest information on disruptions and follow the instructions issued by local authorities if you are travelling to an affected part of the country (see Additional Information). The level of our advice has not changed. Exercise a high degree of caution in India overall.

  • Mali

    01 Sep 2017

    A State of Emergency has been extended by the Malian Government. Expect a robust security presence, including police patrols and possible police security checks on restaurants and hotels. The level of advice has not changed. Reconsider your need to travel to parts of southern Mali and do not to travel to all other areas, including Bamako.    

  • China

    31 Aug 2017

    If you are involved in a criminal matter or investigation, or directly or indirectly in a civil or commercial dispute, you may not be allowed to leave China until the matter is resolved.  Since June 2016, some Australians have been informed of exit bans imposed on them when attempting to depart China. An exit ban can be imposed in response to an outstanding legal issue involving a family member. The level of advice has not changed. Exercise normal safety precautions in China. Higher levels apply in Tibet and Xinjiang.

  • Lithuania

    30 Aug 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Exercise normal safety precautions in Lithuania.

  • Armenia

    30 Aug 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. Exercise normal safety precautions in Armenia. Higher levels apply in some parts of the country.

  • Kazakhstan

    29 Aug 2017

    “Expo 2017” takes place in Astana from 10 June to 10 September 2017. Be prepared for increased controls and security checks. The level of the advice has not changed. Exercise normal safety precautions in Kazakhstan.

  • Iceland

    28 Aug 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. Exercise normal safety precautions in Iceland.

  • Saudi Arabia

    28 Aug 2017

    We advise you to reconsider your need to travel to the district of Awamiyah, Al Qatif. Take particular care in Eastern Province, including around Shia mosques, where numerous attacks have attacks have taken place.  Reconsider your need to travel to Saudi Arabia overall. Higher levels apply in some areas.

  • Madagascar

    28 Aug 2017

    Police conduct random checks throughout the country and you may be required to show original identity documentation (see Local travel). The level of our advice has not changed. Exercise a high degree of caution in Madagascar. Higher levels apply in some parts of the country.

  • Israel, the Gaza Strip and the West Bank

    28 Aug 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise a high degree of caution overall. Higher levels apply in some areas.

  • Angola

    27 Aug 2017

    This advice has been reviewed and remains current. The level of advice has not changed. Exercise a high degree of caution in Angola. Higher levels apply in some parts of the country.

  • Bolivia

    25 Aug 2017

    Community unrest and blockades have affected transport routes around Achacachi near Lake Titicaca, including roads to Copacabana. Contact your tour provider or local authorities before travelling in this area. Remain alert and avoid large crowds as they could become violent. The level of this advice has not changed. Exercise a high degree of caution in Bolivia.

  • Turkmenistan

    25 Aug 2017

    ​The Asian Indoor and Martial Art Games (AIMAG) will be held in Ashgabat from 17 to 27 September 2017. Travel conditions may be affected in the lead-up to, and during the AIMAG. There have been reports that entering Turkmenistan will be restricted only to people involved in the AIMAG and visitors with prior approval to enter the country. If you plan to visit (or transit) Turkmenistan during this time, contact your travel provider and/or the nearest Embassy or Consulate of Turkmenistan for the latest information, including registration requirements. Expect stricter immigration checks, tightened security measures and more frequent identity checks. Anticipate disruptions to Ashgabat’s road network, especially around the Olympic Village. There are reports that smoking and the sale of alcohol have been banned for the duration of the AIMAG. The level of advice has not changed. Exercise normal safety precautions in Turkmenistan. Higher levels apply in some parts of the country.

  • United Arab Emirates

    25 Aug 2017

    This advice has been reviewed and updated. The level has not changed. Exercise normal safety precautions in the UAE.

  • Portugal

    24 Aug 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. Exercise normal safety precautions in Portugal.

  • Peru

    24 Aug 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. Exercise a high degree of caution in Peru overall. Higher levels apply in some parts of the country.

  • Bhutan

    23 Aug 2017

    Trekking alone in Bhutan is not permitted. Trekking can be dangerous. If you decide to trek in Bhutan, plan carefully and use reputable trekking companies with professional guides. The level of the advice has not changed. Exercise normal safety precautions in Bhutan.

  • France

    23 Aug 2017

    It is illegal to conceal your face in public places in France. This includes motorcycle helmets, balaclavas, full veils or any other garment or mask that is used to conceal the face. See (Laws). The level of the advice has not changed. Exercise a high degree of caution in France.

  • Papua New Guinea

    23 Aug 2017

    This advice includes new information on Papua New Guinea’s (PNG) only hyperbaric (decompression) chamber, which is out of order (see Health), and recognition of dual nationals (see Laws). The level of advice has not changed. Exercise a high degree of caution in PNG. Higher levels apply in some parts of the country.

  • Finland

    22 Aug 2017

    ​​On 18 August 2017, a stabbing attack took place in central Turku, south-west Finland in two locations (Kauppatori – Central Market and Puutori – Market Square). Police are investigating the incident as terrorist related. The level of the advice has not changed. Exercise normal safety precautions in Finland.

  • Fiji

    22 Aug 2017

    There is currently no operational hyperbaric (decompression) chamber in Fiji. The level of advice has not changed. Exercise normal safety precautions in Fiji.

  • Denmark

    22 Aug 2017

    Copenhagen Police continue to urge people to exercise heightened vigilance due to an increase in gang violence and shootings in Copenhagen. In response to these incidents, police have established stop-and-search zones in the relevant areas. This allows police officers to stop and question anyone. The level of advice has not changed. Exercise normal safety precautions in Denmark.                            

  • Brazil

    22 Aug 2017

    The Brazilian Government has deployed the military to Rio de Janeiro to enforce public security (see Safety and security). The level of this advice has not changed. Exercise a high degree of caution in Brazil.

  • Qatar

    22 Aug 2017

    As of 9 August 2017, Australian passport holders are eligible for a 30-day visa upon arrival in Qatar, free-of-charge, upon presentation of a valid passport with a minimum validity of six months and a confirmed onward ticket. The visa may be extended for up to an additional 30 days. The level of this advice has not changed. Exercise normal safety precautions in Qatar.                            

  • Hungary

    22 Aug 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. Exercise normal safety precautions in Hungary.

  • Indonesia

    21 Aug 2017

    This travel advice contains new information under Local travel. The overall level of advice has not changed. Exercise a high degree of caution in Indonesia, including Bali. Higher levels apply in some parts of the country.

  • Samoa

    20 Aug 2017

    On 12 August 2017, Samoan Ministry of Health notified of a possible outbreak of dengue fever. The level of the advice has not changed. Exercise normal safety precautions in Samoa.

  • Spain

    19 Aug 2017

    In response to the terrorist attacks in Barcelona on 17 August and Cambrils on 18 August, the Spanish Government has announced the introduction of heightened security measures in public places, including shopping areas, tourist sites and transportation hubs, and at major events which attract large crowds. Plan for delays in travel times. Remain vigilant about your surroundings, take official warnings seriously and follow the advice of local authorities.  The level of our advice has not changed. Exercise normal safety precautions in Spain.

  • Seychelles

    16 Aug 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Exercise normal safety precautions in the Seychelles.

  • Sierra Leone

    16 Aug 2017

    On August 14 2017, a mudslide in the Regent area of Freetown resulted in hundreds of deaths and injuries. Avoid the affected area and follow the instructions of local authorities. Be aware of flash flooding and expect disruptions to local services. Monitor local media for the latest developments. The level of this advice has not changed. Exercise a high degree of caution in Sierra Leone.

  • Belize

    14 Aug 2017

    This travel advice has been reviewed and remains current. The level of advice has not changed. Exercise a high degree of caution in Belize.

  • Pakistan

    11 Aug 2017

    Terrorist attacks can occur anywhere at any time in Pakistan. Exercise heightened caution. Avoid public gatherings, crowded places, places of worship and locations frequented by foreigners. Follow local advice. Monitor the media for developments that may affect your safety and security. The level of advice has not changed. Reconsider your need to travel to Pakistan overall. Higher levels apply in some parts of the country.

  • Liberia

    11 Aug 2017

    This travel advice contains new information on Presidential and legislative elections scheduled for 10 October 2017. See Safety and Security. The level of this advice has not changed. Exercise a high degree of caution overall. Higher levels apply in some parts of the country.

  • Iraq

    11 Aug 2017

    This advice has new information on fraudulent websites and Facebook accounts claiming to represent the Australian Government (See Safety and security). The level of our travel advice has not changed. Do not travel to Iraq, including the Kurdish region. If you choose to visit, in spite of our strong advice, ensure you take appropriate security precautions.

  • Greece

    09 Aug 2017

    This travel advice contains new information on Local travel. The level of the advice has not changed. Exercise normal safety precautions in Greece. 

  • Jordan

    08 Aug 2017

    This travel advice has been reviewed and remains current. The level has not changed. Exercise a high degree of caution in Jordan. Higher levels apply in some parts of the country.

  • Netherlands

    08 Aug 2017

    There remains a heightened threat of terrorist attack in a number of European countries, including the Netherlands. Possible targets for future attacks include major targets for sporting events and mass gatherings. Be vigilant in public places and report any suspicious activity to police. Monitor media for any new or emerging threats to your security. The level of this advice has not changed. Exercise normal safety precautions in the Netherlands.

  • Rwanda

    07 Aug 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. Exercise a high degree of caution in Rwanda.

  • Trinidad and Tobago

    07 Aug 2017

    The number of violent crimes, including kidnapping, remains high on both islands (See Safety and security). The level of the advice has not changed. Exercise a high degree of caution in Trinidad and Tobago.

  • Venezuela

    04 Aug 2017

    Elections for the new constituent assembly were held on 30 July 2017. Civil unrest and violent protests continue, particularly in Caracas, with security forces out in strength since 23 July 2017. The Canadian Embassy, which provides consular support to Australians has moved to an appointment only service. Avianca Airlines announced the suspension of flights to and from Venezuela as of 27 July 2017 and some other airlines have temporarily suspended flights.  Other airlines are still operating, but could withdraw services at any time. Outbound flights have limited capacity. The level of the advice has not changed. Reconsider your need to travel to Venezuela. Higher levels still apply in some parts of the country.

  • Singapore

    03 Aug 2017

    This advice contains additional information on local laws. The level of advice has not changed. Exercise normal safety precautions in Singapore.

  • Uruguay

    03 Aug 2017

    Drug laws have recently changed, but it remains illegal for foreigners to purchase marijuana for personal use (See Laws). The level of the advice has not changed. Exercise normal safety precautions in Uruguay.

  • Democratic Republic of the Congo

    02 Aug 2017

    Security incidents, such as riots and demonstrations may occur sporadically along the Matidi Road in Kinshasa, causing road closures with little or no notice. Attacks on vehicles along this road are also becoming more frequent. Avoid all demonstrations and large gatherings and monitor media for latest developments that may affect your personal security (see Safety and security). The level of the travel advice has not changed. Reconsider your need to travel to the Democratic Republic of Congo overall.  Higher levels apply in some parts of the country.

  • Croatia

    02 Aug 2017

    This travel advice has been reviewed and remains current. The level of this advice has not changed. Exercise normal safety precautions in Croatia.                    

  • Serbia

    02 Aug 2017

    This advice has been reviewed and remains current. The level of advice has not changed. Exercise normal safety precautions in Serbia.

  • Côte d'Ivoire

    01 Aug 2017

    Travellers are reminded of the increased risk of demonstrations and protests in Côte d'Ivoire. Protest action by members of the Ivorian armed forces took place across the country in January and May 2017. Avoid protests and large public gatherings as they have the potential to turn violent. In the event of further protests, monitor local media, exercise vigilance and follow all instructions issued by local authorities. The level has not changed. Exercise a high degree of caution in Côte d'Ivoire overall. Higher levels apply in some parts of the country.

  • Timor-Leste

    01 Aug 2017

    This advice has been reviewed and remains current. The level of advice has not changed. Exercise a high degree of caution in Timor-Leste. 

  • Moldova

    30 Jul 2017

    Tensions continue over the prospective establishment of 13 border checkpoints on the Dniester section of the Moldova-Ukraine border. The level of the advice has not changed. Exercise normal safety precautions in Moldova.

  • Maldives

    28 Jul 2017

    This advice has been reviewed and remains current. The level has not changed. Exercise a high degree of caution on Malé Island. Exercise normal safety precautions elsewhere in the Maldives.

  • Yemen

    25 Jul 2017

    A major cholera outbreak in Yemen has gathered intensity since late April 2017 (see Health). The level of this advice has not changed. Do not travel to Yemen, including the island of Socotra.

  • Poland

    25 Jul 2017

    This advice contains new information on Road Travel. The level of the advice has not changed. Exercise normal safety precautions in Poland.

  • Eritrea

    24 Jul 2017

    This advice contains new information on road safety (See Local Travel). The level of the advice has not changed. Reconsider your need to travel to Eritrea. Higher levels apply in some parts of the country.  

  • Philippines

    24 Jul 2017

    On 22 July, the Philippine Congress extended martial law in Mindanao until 31 December 2017. Travellers are reminded to exercise a high degree of caution in the Philippines due to the high threat of terrorist attack, including in Manila. Possible targets include commercial and public places frequented by foreigners, such as transport hubs, the metro system, hotels, shopping malls and tourist areas. Exercise heightened caution and be vigilant about your surroundings. Monitor the media for developments that may affect your safety and security. The level of this advice has not changed. Exercise a high degree of caution in the Philippines overall. Higher levels apply in some parts of the country.

  • Chad

    21 Jul 2017

    This travel advice contains new information on dress regulations in Chad (see Laws). The level of this advice has not changed. Reconsider your need to travel to the capital N'Djamena. We continue to advise against travel to Chad overall.

  • Sri Lanka

    21 Jul 2017

    This travel advice contains new information on the prevalence of dengue fever and crime. The level of the advice has not changed. Exercise normal safety precautions in Sri Lanka.

  • Guyana

    21 Jul 2017

    ​Protect yourself against mosquito-borne illnesses such as Malaria due to the higher risk to travellers in the wet season (see Health).The level of advice has not changed. Exercise a high degree of caution in Guyana.

  • Nigeria

    20 Jul 2017

    Travellers are reminded of the threat of terrorist attacks in Nigeria, including at hotels in major cities frequented by foreigners. The level of this advice has not changed. Reconsider your need to travel to Nigeria overall. Higher levels apply in some parts of the country.

  • Turkey

    18 Jul 2017

    This advice has been reviewed and remains current. The level of our advice has not changed. Reconsider your need to travel to Ankara and Istanbul because of the high threat of terrorist attack. Exercise a high degree of caution in Turkey overall. Higher levels apply in some parts of Turkey.

  • Malaysia

    15 Jul 2017

    This advice has been reviewed and remains current. The level of advice has not changed. We continue to advise you to reconsider your need to travel to the coastal region of eastern Sabah, and to exercise normal security precautions in Malaysia overall.​

  • Zambia

    13 Jul 2017

    On 5 July 2017, the Zambian President issued a statutory instrument under Article 31 of the Constitution which enables him to introduce a range of emergency public security and other measures within a 90 day period. Emergency measures may be introduced at short notice. Be alert to changes in the local environment. Monitor media reporting and follow the instructions of local authorities. The level has not changed. Exercise normal safety precautions in Zambia overall. Reconsider your need to travel to some border regions of the country.

  • Botswana

    11 Jul 2017

    This travel advice has been reviewed and remains current. The level of the advice has not changed. Exercise normal safety precautions in Botswana.

  • Azerbaijan

    11 Jul 2017

    This travel advice contains new information on Dual Nationals (see Laws). The level has not changed. Exercise normal safety precautions in Azerbaijan overall. Higher levels apply in some parts of the country.

  • Guinea

    11 Jul 2017

    This travel advice has been reviewed and remains current. The level has not changed. Exercise a high degree of caution in Guinea. Higher levels apply in some parts of the country.

  • Georgia

    10 Jul 2017

    This advice has new information regarding the payment of goods and services according to Georgian law (See Safety and security). The level of the advice has not changed. Exercise normal safety precautions in Georgia. Higher levels apply in some areas of the country.

  • The former Yugoslav Republic of Macedonia

    10 Jul 2017

    Political tensions are high in the former Yugoslav Republic of Macedonia. Some protests have turned violent in the capital Skopje and other major cities, such as Bitola. Avoid all political rallies, demonstrations and large crowds as they may turn violent.  The level of this advice has not changed. Exercise a high degree of caution in the former Yugoslav Republic of Macedonia.

  • Palau

    07 Jul 2017

    This travel advice contains new information on entry and exit, including travelling with minors. The level of advice has not changed. Exercise normal safety precautions in Palau.

  • Oman

    07 Jul 2017

    This travel advice has been reviewed and remains current. We continue to advise Australians to reconsider the need to travel to areas bordering Yemen. Exercise normal security precautions in Oman overall.

  • Gabon

    06 Jul 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Exercise a high degree of caution in Gabon.

  • Argentina

    05 Jul 2017

    From 1 July 2017, Australian tourists no longer have to pay a 'reciprocity fee' to enter Argentina. The level of advice has not changed. Exercise normal safety precautions in Argentina.

  • Norway

    05 Jul 2017

    This travel advice has been reviewed and remains current. The level has not changed. Exercise normal safety precautions in Norway.

  • Morocco

    04 Jul 2017

    Protests have been reported in several Moroccan cities; avoid large gatherings and demonstrations as they may turn violent. The level of advice has not changed. Exercise a high degree of caution in Morocco overall.  Do not travel to the Western Sahara.

  • Albania

    04 Jul 2017

    This travel advice has been reviewed and remains current. The level of this advice has not changed. Exercise normal safety precautions in Albania.

  • Kyrgyz Republic

    03 Jul 2017

    This travel advice has been reviewed and remains current. The level of advice has not changed. Exercise a high degree of caution in the Kyrgyz Republic. Higher levels apply in some parts of the country.

  • Austria

    28 Jun 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Exercise normal safety precautions in Austria.

  • Ukraine

    27 Jun 2017

    This advice has been reviewed and remains current. The overall level of the advice has not changed. Exercise a high degree of caution in Ukraine. Higher levels apply in some parts of the country.

  • Paraguay

    23 Jun 2017

    This travel advice has been reviewed and remains current. The level of advice has not changed. Exercise a high degree of caution in Paraguay.

  • Niger

    22 Jun 2017

    This advice has been reviewed and remains current. The level of advice has not changed. Do not travel to Niger overall. Different levels apply in some parts of the country, including the capital, Niamey.

  • Tanzania

    22 Jun 2017

    There is a heightened security presence in the Pwani coastal region following recent attacks against police and local officials. Take extra care when travelling in Rufiji and surrounding areas, including at police checkpoints. The level of this advice has not changed. Exercise a high degree of caution in Tanzania.

  • Vanuatu

    21 Jun 2017

    This advice has been reviewed and remains current. The level of advice has not changed. Exercise normal safety precautions in Vanuatu.​​​

  • Bahrain

    21 Jun 2017

    Bahrain has severed all diplomatic ties with Qatar and closed all air and sea borders between Bahrain and Qatar. If you have an upcoming flight from Bahrain to or transiting Qatar, contact your airline or travel provider for further information and to make alternate arrangements. The level of this advice has not changed. Reconsider your need to travel to Bahrain.

  • Belgium

    21 Jun 2017

    ​​We continue to receive information that terrorists may be planning further attacks in Belgium. An attack could occur at any time. Exercise particular caution around locations known to be possible terrorist targets. Monitor the news and other sources for changes to local conditions. The level of this advice has not changed. Exercise a high degree of caution in Belgium overall.

  • Colombia

    18 Jun 2017

    ​On 17 June 2017, a bomb exploded in the Andino shopping centre, in Bogota, killing 3 people, including a foreign national, and injuring others. Be vigilant to your personal safety. Follow local authorities' advice. Monitor the media for developments which may affect your safety and security. Exercise a high degree of caution in Colombia. Higher levels apply in some parts of the country.

  • Switzerland

    14 Jun 2017

    This advice has been reviewed and remains current. The level of advice has not changed. Exercise normal safety precautions in Switzerland.

  • Sudan

    14 Jun 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Reconsider your need to travel to Sudan overall. Higher levels apply in some parts of the country.

  • South Sudan

    13 Jun 2017

    Security measures such as curfews can be implemented in Juba with little or no warning. The level of this advice has not changed. Do not to travel to South Sudan.

  • Malta

    13 Jun 2017

    This advice has been updated with information for cruise passengers. The level of the advice has not changed. Exercise normal safety precautions in Malta.

  • Estonia

    12 Jun 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. Exercise normal safety precautions in Estonia.​

  • Czech Republic

    08 Jun 2017

    This travel advice contains new information on where to get help in Prague. The level of advice has not changed. Exercise normal safety precautions in the Czech Republic.

  • South Africa

    08 Jun 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Exercise a high degree of caution in South Africa.

  • Romania

    08 Jun 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Exercise normal safety precautions in Romania.

  • Iran

    07 Jun 2017

    On 7 June, simultaneous terrorist attacks at the Iranian Majlis (parliament) in central Tehran and at Imam Khomeini's Shrine on the southern outskirts of Tehran. Avoid these sites and follow the instructions from local authorities. The level of advice has not changed. Exercise a high degree of caution in Iran overall. Higher levels apply in some parts of the country.

  • Mauritius

    06 Jun 2017

    H1N1 (swine flu) has been reported in Mauritius. Discuss your vaccination requirements with your doctor before travelling (see Health). The level of this advice has not changed. Exercise normal safety precautions in Mauritius.

  • Sweden

    31 May 2017

    This travel advice has been reviewed and remains current. The level has not changed. Exercise normal safety precautions in Sweden.

  • Marshall Islands

    29 May 2017

    This travel advice contains new information on same-sex relationships (see Local customs) and an outbreak of mumps. A number of cases of hepatitis A and mumps have been reported in Marshall Islands (see Health risks). The level of this advice has not changed. Exercise normal safety precautions in the Marshall Islands. 

  • Latvia

    29 May 2017

    ​This advice has been reviewed and remains current. The level of advice has not changed, continue to exercise normal safety precautions in Latvia.

  • Tajikistan

    29 May 2017

    This travel advice has been reviewed and remains current. The level of the advice has not changed, continue to exercise a high degree of caution overall in Tajikistan. We also advise you to reconsider your need to travel in some border regions of the country.                           

  • Tunisia

    26 May 2017

    This advice has been reviewed and remains current. We continue to advise Australians to reconsider travel to Tunisia because of the high threat of terrorist attack. Higher levels apply in some parts of the country.

  • French Polynesia

    24 May 2017

    This advice has been reviewed and updated. It contains new information, including on the need for travel insurance for cruise passengers (see Information for cruise passengers). We continue to advise Australians to exercise normal safety precautions in French Polynesia.

  • Federated States of Micronesia

    23 May 2017

    This advice has been reviewed and remains current. It contains new information, including on same-sex relationships, see Local Customs. The level of this advice has not changed. We continue to advise you to exercise normal safety precautions in the Federated States of Micronesia.                             

  • Djibouti

    17 May 2017

    This advice has been reissued  and remains current. The level of the advice has not changed. We advise Australians to exercise a high degree of caution in Djibouti. Higher levels apply in some areas.

  • Brunei Darussalam

    15 May 2017

    This advice has been reviewed and remains current. The overall level of this advice has not changed. We continue to advise Australians to exercise normal safety precautions in Brunei Darussalam.

  • Senegal

    10 May 2017

    The level of the advice has not changed. We continue to advise Australians to exercise a high degree of caution in Senegal.

  • Tonga

    09 May 2017

    This advice contains new information on credit card fraud (see Safety and security). The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Tonga.

  • Malawi

    02 May 2017

    This advice contains new information on obtaining a visa for Malawi (see Additional information).The level of this advice has not changed. We continue to advise Australians to exercise normal safety precautions in Malawi. 

  • Swaziland

    28 Apr 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Swaziland.

  • Zimbabwe

    24 Apr 2017

    This travel advice has been reviewed and remains current. The level of advice has not changed. We continue to advise Australians to exercise a high degree of caution in Zimbabwe.

  • Kuwait

    19 Apr 2017

    This advice has been reviewed and remains current. The level of advice has not changed.  We continue to advise Australians to exercise a high degree of caution in Kuwait.

  • Bulgaria

    11 Apr 2017

    This advice has been reviewed and remains current. The level of advice has not changed. We continue to advise Australians to exercise normal safety precautions in Bulgaria.

  • Somalia

    06 Apr 2017

    Following elections in February Somalia remains a do not travel destination. Al Shabaab has declared its intention to target the new administration.  We continue to advise you not to travel to any part of Somalia because the security situation remains very poor and the threat of conflict or attacks by armed groups is high.              

  • Mozambique

    04 Apr 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Mozambique overall.

  • Namibia

    30 Mar 2017

    This advice has been reviewed and updated with minor editorial changes. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Namibia.

  • Algeria

    30 Mar 2017

    Legislative elections will be held in Algeria on 4 May 2017. Avoid political gatherings, protests or demonstrations as they could turn violent with little warning. The level of the advice has not changed. We continue to advise Australians to reconsider their need to travel to Algeria.

  • Uganda

    30 Mar 2017

    This advice contains new information on obtaining visas though a new official online visa portal (see Entry and exit).  The level of advice has not changed. We continue to advise Australians to exercise a high degree of caution in Uganda overall. Higher levels apply in some parts of the country.

  • Cyprus

    27 Mar 2017

    This advice has been reviewed and remains current. The overall level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Cyprus. 

  • Ireland

    24 Mar 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Ireland.

  • Ghana

    22 Mar 2017

    The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Ghana.

  • Guam

    08 Mar 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Guam.

  • Honduras

    23 Feb 2017

    This advice includes new information on the road travel risks from the World Health Organization (see Local travel). The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Honduras.

  • The Gambia

    10 Feb 2017

    We have lowered the overall level of advice following a stabilisation of the security environment after the transfer of power to President Barrow. The situation has calmed, though regional military forces remain in The Gambia. We now advise you to exercise a high degree of caution in The Gambia due to the uncertain political situation and the potential for civil unrest.

  • Central African Republic

    08 Feb 2017

    This advice has been reviewed and remains current. The level of the travel advice has not changed. We continue to strongly advise you not to travel to the Central African Republic.

  • Belarus

    02 Feb 2017

    Australians may be eligible for a five day visa-free entry into Belarus from 12 February 2017. The level of advice has not changed. We continue to advise Australians to exercise normal safety precautions in Belarus.

  • Cameroon

    02 Feb 2017

    Tensions in the Northwest and Southwest Regions have resulted in demonstrations and unrest. Avoid large gatherings and demonstrations, as these may turn violent. Monitor local media. Follow the advice of local authorities. The level of the advice has not changed. We continue to advise Australians to exercise a high degree of caution in Cameroon. Higher levels apply in some parts of the country.

  • Mauritania

    01 Feb 2017

    This advice has been reviewed and remains current. The level of advice has not changed. We continue to advise Australians to reconsider their need to travel to Mauritania. Higher levels apply in some parts of the country.                           

  • Costa Rica

    24 Jan 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Costa Rica.

  • Libya

    23 Jan 2017

    This travel advice has been reviewed and remains current. The level of advice has not changed. We continue to strongly advise Australians against all travel to Libya.

  • Cook Islands

    14 Dec 2016

    New helmet legislation requires anyone riding a motorcycle, bicycle or scooter in the Cook Islands to wear an approved safety helmet. This travel advice has been reviewed and remains current. The level of advice has not changed. We continue to advise Australians to exercise normal safety precaution in the Cook Islands.

  • Nicaragua

    12 Dec 2016

    This advice has information on the electronic Travel Authorisation (eTA) you will need if you transit or travel through Canada before entering Nicaragua (see Entry and exit). We continue to advise Australians to exercise a high degree of caution in Nicaragua.

  • Burundi

    06 Dec 2016

    This travel advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians not to travel to Burundi.

  • Mongolia

    02 Dec 2016

    This advice has been reviewed and remains current. The level of this advice has not changed. We continue to advise Australians to exercise normal safety precautions in Mongolia.  

  • Uzbekistan

    25 Nov 2016

    This advice has been updated regarding importing prescription medications (see Entry and exit). The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Uzbekistan. Higher levels apply in some parts of the country.

  • Panama

    21 Nov 2016

    This advice has been reviewed and updated. The level of the advice has not changed. We continue to advise Australians in Panama to exercise a high degree of caution.

  • Benin

    25 Oct 2016

    This advice contains new information about recent cases of cholera (see Health). The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Benin.

  • Lesotho

    25 Oct 2016

    This advice has been reviewed and remains current. The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Lesotho.

  • Syria

    15 Sep 2016

    Travellers are reminded it is our strong advice Australians not travel to Syria because of the extremely dangerous security situation. It is illegal under Australian law for Australian citizens, including dual citizens, to provide any kind of support to any armed group in Syria. The level of our advice has not changed.

Contact us

If you need more information or have any questions please call 1300 10 1234 between 8am - 8pm (AEST) Monday to Friday.

* Children and dependants under 21 covered for free when travelling with an insured adult.

# A single item limit of $500 applies to this benefit.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Cover is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Woolworths Limited ABN 88 000 014 675 AR No. 245476 (Woolworths) acts as Hollard’s Authorised Representative. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Product Disclosure Statement to decide if it is right for you.