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Saver Travel Insurance

Our Saver Policy is designed to cover you for the bare essentials of your overseas travel including unlimited overseas medical and hospital expenses and limited cover for lost luggage and personal effects.

Included benefits

  • Children and dependents covered for FREE*.
  • Overseas emergency medical assistance if you injure yourself or become sick during your journey.
  • Unlimited overseas emergency medical and hospital expenses.
  • Cover for lost, stolen or damaged luggage and personal items#.
  • Personal liability.

 

Optional Extras

  • Our Winter sports cover can be included to cover you for skiing or snowboarding.
  • We cover your valuables up to $2,000 but you can choose to list additional items on your policy, dependents covered for FREE.

 

For the full policy details see our Combined Product Disclosure Statement and Financial Services Guide.
 

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Smart Traveller

  • Chad

    21 Jul 2017

    This travel advice contains new information on dress regulations in Chad (see Laws). The level of this advice has not changed. Reconsider your need to travel to the capital N'Djamena. We continue to advise against travel to Chad overall.

  • Sri Lanka

    21 Jul 2017

    This travel advice contains new information on the prevalence of dengue fever and crime. The level of the advice has not changed. Exercise normal safety precautions in Sri Lanka.

  • Côte d'Ivoire

    21 Jul 2017

    Travellers are reminded of the increased risk of demonstrations and protests in Côte d'Ivoire. Protest action by members of the Ivorian armed forces took place across the country in January and May 2017. Further protest action has been threatened by non-military elements during the 2017 Francophone Games, which will take place in Abidjan from 21 to 30 July 2017. Avoid protests and large public gatherings as they have the potential to turn violent. In the event of further protests, monitor local media, exercise vigilance and follow all instructions issued by local authorities. The level has not changed. Exercise a high degree of caution in Côte d'Ivoire overall. Higher levels apply in some parts of the country.

  • Maldives

    21 Jul 2017

    This advice has been reviewed and remains current. The level has not changed. Exercise a high degree of caution on Malé Island. Exercise normal safety precautions elsewhere in the Maldives.

  • Saudi Arabia

    21 Jul 2017

    In June and July 2017 there have been a number of violent clashes between security forces and armed elements in Qatif. The level of the advice has not changed. Reconsider your need to travel to Saudi Arabia. Higher levels apply in some areas.

  • Guyana

    21 Jul 2017

    ​Protect yourself against mosquito-borne illnesses such as Malaria due to the higher risk to travellers in the wet season (see Health).The level of advice has not changed. Exercise a high degree of caution in Guyana.

  • Rwanda

    21 Jul 2017

    National elections are scheduled for 4 August 2017 (see Safety and security). The level of the advice has not changed. Exercise a high degree of caution in Rwanda.

  • Nigeria

    20 Jul 2017

    Travellers are reminded of the threat of terrorist attacks in Nigeria, including at hotels in major cities frequented by foreigners. The level of this advice has not changed. Reconsider your need to travel to Nigeria overall. Higher levels apply in some parts of the country.

  • Turkey

    18 Jul 2017

    This advice has been reviewed and remains current. The level of our advice has not changed. Reconsider your need to travel to Ankara and Istanbul because of the high threat of terrorist attack. Exercise a high degree of caution in Turkey overall. Higher levels apply in some parts of Turkey.

  • Vietnam

    18 Jul 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Vietnam.

  • Croatia

    18 Jul 2017

    Active forest fires are burning in the hinterland and coastal areas between Split and Omis. These fires have spread to residential areas and have cut off some local roads. Areas in the hinterland of the towns of Zadar and Sibenik have also been affected by fire, and isolated fires have occurred on the islands of Pag and Hvar. Roads in affected areas may become blocked and congested due to increased traffic. Air quality in areas near active fires may be harmful to your health. Avoid the affected areas. Monitor local media reports for updates and follow the advice of local authorities. The level of this advice has not changed. Exercise normal safety precautions in Croatia.                    

  • Netherlands

    18 Jul 2017

    There remains a heightened threat of terrorist attack in a number of European countries, including the Netherlands. Information suggests sporting events, including the Women's Euro soccer tournament, may be targeted. Be vigilant in public places and report any suspicious activity to police. Monitor media for any new or emerging threats to your security. The level of this advice has not changed. Exercise normal safety precautions in the Netherlands. 

  • Jordan

    18 Jul 2017

    The Arab Summit and associated meetings will be held in Jordan from 29 to 30 March. The Dead Sea resort area (northern part of the Dead Sea) and the main highway next to the Dead Sea hotels will be closed to the public from 21 to 30 March. Expect disruptions. The level of this advice is unchanged. We continue to advise Australians to exercise a high degree of caution in Jordan.

  • Egypt

    17 Jul 2017

    On 14 July 2017, an assailant stabbed six foreigners, killing two at a Red Sea resort in Hurghada. A separate incident also took place in which five police officers were killed in a shootout at a checkpoint in Badrashen, Giza. Travellers are reminded of the high threat of terrorism in Egypt. Terrorist attacks could occur at any time, including in tourist areas and around religious sites. Maintain heightened vigilance at tourist locations and crowded public places. The level of our advice has not changed. Reconsider your need to travel to Egypt overall. Higher levels apply in some areas.

  • Belize

    17 Jul 2017

    This advice contains new information on road conditions and for LGBTI travellers. The level of advice has not changed. Exercise a high degree of caution in Belize.

  • Nepal

    17 Jul 2017

    The Government of Nepal is holding local level elections in Nepal in three phases. On 18 September 2017, elections will be held in province 2 which includes parts of the Terai and regions bordering India. The security situation in the lead up to, during and soon after the election may be unpredictable and there may be disruptions to transport and other services. Be aware of the security and political situation and the potential for strikes or other protests related to the elections. The level of advice has not changed. Exercise a high degree of caution in Nepal.

  • Israel, the Gaza Strip and the West Bank

    15 Jul 2017

    This advice contains new information on security in Jerusalem. On Friday 14 July, three assailants opened fire at Israeli police officers near Lions Gate in Jerusalem’s Old City, killing two and wounding a third. Anticipate heightened security in the area. Be vigilant about your safety. Monitor the media for developments which may affect your safety and security. Observe instructions from local authorities. The overall level of our travel advice remains ‘exercise a high degree of caution’. Higher levels apply in some areas.

  • Malaysia

    15 Jul 2017

    This advice has been reviewed and remains current. The level of advice has not changed. We continue to advise Australians to reconsider travel to the coastal region of eastern Sabah, and to exercise normal security precautions in Malaysia overall. ​

  • Lebanon

    14 Jul 2017

    Travellers are reminded of the threat of terrorism in Lebanon. Terrorist attacks could occur anywhere, at any time, in Lebanon.  Targets could include, but are not limited to, hotels, clubs, restaurants, shopping centres, markets, outdoor recreation events and tourist areas. Security services are at a heightened state of alert and are carrying out operations to thwart attacks. If you notice a security operation is underway, immediately leave the area. The level of advice has not changed. Reconsider your need to travel to Lebanon overall. Higher levels apply in some parts of Lebanon.

  • Republic of Korea

    14 Jul 2017

    This travel advice contains new information on health screening at airports arriving and departing the Republic of Korea. The level of the advice has not changed. Exercise normal safety precautions in the Republic of Korea.

  • Democratic People's Republic of Korea

    14 Jul 2017

    The Democratic People's Republic of Korea (DPRK) continues to conduct ballistic missile tests, further aggravating the already tense situation on the Peninsula. Foreigners may be arrested, detained or expelled from DPRK for activities that would not be considered crimes in Australia, including perceived disrespectful behaviour to the country, or current and former leaders.  The level of the advice has not changed. Reconsider your need to travel to the DPRK.

  • Iraq

    14 Jul 2017

    This advice has been reviewed and remains current. The level of our travel advice has not changed. Do not travel to Iraq, including Iraqi Kurdistan. If you choose to visit, in spite of our strong advice, ensure you take appropriate security precautions.

  • Venezuela

    14 Jul 2017

    Since April 2017, civil unrest and violent protests have escalated resulting in security measures being tightened. Avoid all demonstrations and political gatherings. The level of the advice has not changed. Reconsider your need to travel to Venezuela. Higher levels still apply in some parts of the country.

  • Zambia

    13 Jul 2017

    On 5 July 2017, the Zambian President issued a statutory instrument under Article 31 of the Constitution which enables him to introduce a range of emergency public security and other measures within a 90 day period. Emergency measures may be introduced at short notice. Be alert to changes in the local environment. Monitor media reporting and follow the instructions of local authorities. The level has not changed. Exercise normal safety precautions in Zambia overall. Reconsider your need to travel to some border regions of the country.

  • United Arab Emirates

    13 Jul 2017

    On 5 July 2017, the US government removed its restrictions on carrying electronic devices for passengers travelling from or through the United Arab Emirates (UAE) to the US. Follow the baggage restrictions of your airline. Contact your airline or travel provider for further details. The level has not changed. Exercise normal safety precautions in the UAE.

  • Peru

    13 Jul 2017

    A teachers' strike is affecting Cuzco and has led to blockages of train access to Machu Picchu, Poroy and Ollantaytambo. Monitor the media and follow the advice of local authorities. The level of the advice has not changed. Exercise a high degree of caution in Peru.

  • United States of America

    13 Jul 2017

    This travel advice contains new information on flights from certain last point of departure airports. The level has not changed. Exercise normal safety precautions in the United States of America, including Alaska and the Hawaiian Islands.

  • France

    12 Jul 2017

    A state of emergency in response to the security situation has been extended until 1 November 2017. The level of advice has not changed. Exercise a high degree of caution in France.

  • Pakistan

    12 Jul 2017

    Pakistan media report a heightened threat of terrorist attack in Lahore. Exercise heightened caution in Lahore and surrounding areas. Avoid public gatherings, crowded places, places of worship and locations frequented by foreigners. Follow local advice. Monitor the media for developments that may affect your safety and security. The level of advice has not changed. Reconsider your need to travel to Pakistan overall. Higher levels apply in some parts of the country.

  • Hungary

    11 Jul 2017

    Hungary will host the FINA World Swimming Championships from 14 - 30 July 2017 and the FINA Masters Championships from 7 - 20 August 2017. Expect heightened security checks. The level of the advice has not changed. Exercise normal safety precautions in Hungary.

  • Botswana

    11 Jul 2017

    This travel advice has been reviewed and remains current. The level of the advice has not changed. Exercise normal safety precautions in Botswana.

  • Azerbaijan

    11 Jul 2017

    This travel advice contains new information on Dual Nationals (see Laws). The level has not changed. Exercise normal safety precautions in Azerbaijan overall. Higher levels apply in some parts of the country.

  • Germany

    11 Jul 2017

    This advice has been reviewed and remains current. The level of advice has not changed. Exercise normal safety precautions in Germany, and be aware of the increased threat of terrorism.

  • Guinea

    11 Jul 2017

    This travel advice has been reviewed and remains current. The level has not changed. Exercise a high degree of caution in Guinea. Higher levels apply in some parts of the country.

  • Georgia

    10 Jul 2017

    This advice has new information regarding the payment of goods and services according to Georgian law (See Safety and security). The level of the advice has not changed. Exercise normal safety precautions in Georgia. Higher levels apply in some areas of the country.

  • The former Yugoslav Republic of Macedonia

    10 Jul 2017

    Political tensions are high in the former Yugoslav Republic of Macedonia. Some protests have turned violent in the capital Skopje and other major cities, such as Bitola. Avoid all political rallies, demonstrations and large crowds as they may turn violent.  The level of this advice has not changed. Exercise a high degree of caution in the former Yugoslav Republic of Macedonia.

  • Ethiopia

    10 Jul 2017

    ​This travel advice has been reviewed and remains current. The level of advice has not changed. Reconsider your need to travel to Ethiopia. Higher levels apply in some parts of the country.

  • Angola

    10 Jul 2017

    ​​National elections are scheduled for 23 August 2017. In the lead up to the elections, there is likely to be an increase in demonstrations and political gatherings with a heightened police and military presence. The level of advice has not changed. Exercise a high degree of caution in Angola. Higher levels apply in some parts of the country.

  • Philippines

    09 Jul 2017

    Travellers are reminded to exercise a high degree of caution in the Philippines due to the high threat of terrorist attack, including in Manila. Exercise heightened caution and be vigilant about your surroundings. Monitor the media for developments that may affect your safety and security. The level of this advice has not changed. Exercise a high degree of caution in the Philippines overall. Higher levels apply in some parts of the country.

  • Palau

    07 Jul 2017

    This travel advice contains new information on entry and exit, including travelling with minors. The level of advice has not changed. Exercise normal safety precautions in Palau.

  • Oman

    07 Jul 2017

    This travel advice has been reviewed and remains current. We continue to advise Australians to reconsider the need to travel to areas bordering Yemen. Exercise normal security precautions in Oman overall.

  • Hong Kong

    07 Jul 2017

    This advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Hong Kong.

  • Laos

    06 Jul 2017

    ​​We now advise you to exercise normal safety precautions for road travel between Vang Vieng and Luang Prabang due to an improved security situation in the area. Exercise normal safety precautions in Laos overall. Higher levels apply in some parts of the country.

  • Gabon

    06 Jul 2017

    The Gabon legislative elections are scheduled for 29 July 2017. Tensions can escalate around national elections. Avoid demonstrations, large crowds and rallies before and after elections as they may turn violent. (See Safety and security). The level of this advice has not changed. Exercise a high degree of caution in Gabon.

  • Argentina

    05 Jul 2017

    From 1 July 2017, Australian tourists no longer have to pay a 'reciprocity fee' to enter Argentina. The level of advice has not changed. Exercise normal safety precautions in Argentina.

  • Russia

    05 Jul 2017

    This advice has been reviewed and remains current. The level of advice has not changed. Exercise a high degree of caution in Russia. Higher levels apply in some parts of the country.

  • Cambodia

    05 Jul 2017

    This travel advice contains new information on requirements for passport validity while visiting Cambodia (See Entry and exit). The level has not changed. Exercise normal safety precautions in Cambodia.

  • Norway

    05 Jul 2017

    This travel advice has been reviewed and remains current. The level has not changed. Exercise normal safety precautions in Norway.

  • Morocco

    04 Jul 2017

    Protests have been reported in several Moroccan cities; avoid large gatherings and demonstrations as they may turn violent. The level of advice has not changed. Exercise a high degree of caution in Morocco overall.  Do not travel to the Western Sahara.

  • Albania

    04 Jul 2017

    This travel advice has been reviewed and remains current. The level of this advice has not changed. Exercise normal safety precautions in Albania.

  • Uruguay

    03 Jul 2017

    This travel advice contains new information on driving in Uruguay (See Local travel). The level of the advice has not changed. Exercise normal safety precautions in Uruguay.

  • Finland

    03 Jul 2017

    ​​The Finnish Security Intelligence Service (SUPO) has raised Finland’s terrorist threat level from ‘low’ to ‘elevated’ (level two on a four-point scale).  The level of the advice has not changed. Exercise normal safety precautions in Finland.

  • Kyrgyz Republic

    03 Jul 2017

    This travel advice has been reviewed and remains current. The level of advice has not changed. Exercise a high degree of caution in the Kyrgyz Republic. Higher levels apply in some parts of the country.

  • Bolivia

    03 Jul 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise a high degree of caution in Bolivia.

  • Timor-Leste

    30 Jun 2017

    Parliamentary elections will take place across the country on 22 July.  Avoid rallies, spontaneous gatherings, demonstrations and protests as the security situation could deteriorate without warning (see Safety and security). Pay close attention to your personal security at all times. Monitor the media about possible security risks and register with the Embassy for alerts. The level of advice has not changed. Exercise a high degree of caution in Timor-Leste. 

  • Austria

    28 Jun 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Exercise normal safety precautions in Austria.

  • Indonesia

    27 Jun 2017

    This travel advice contains new information under Local laws. The overall level of advice has not changed. We advise you to exercise a high degree of caution in Indonesia, including Bali. Higher levels apply in some parts of the country.

  • United Kingdom

    27 Jun 2017

    ​​The level of advice has not changed. Exercise normal safety precautions in the United Kingdom.

  • Ukraine

    27 Jun 2017

    This advice has been reviewed and remains current. The overall level of the advice has not changed. Exercise a high degree of caution in Ukraine. Higher levels apply in some parts of the country.

  • Portugal

    27 Jun 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. Exercise normal safety precautions in Portugal.

  • Haiti

    26 Jun 2017

    ​​This advice has been reviewed and remains current. The level of this advice has not changed. Exercise a high degree of caution in Haiti. Higher levels apply in some parts of the country.

  • Denmark

    23 Jun 2017

    Denmark has assessed that the terror threat in the country remains significant. Remain vigilant in public places and report any suspicious activity to police. This travel advice has been reviewed and contains new information on the G20 Summit. The level of advice has not changed. Exercise normal safety precautions in Denmark.

  • Paraguay

    23 Jun 2017

    This travel advice has been reviewed and remains current. The level of advice has not changed. Exercise a high degree of caution in Paraguay.

  • Niger

    22 Jun 2017

    This advice has been reviewed and remains current. The level of advice has not changed. Do not travel to Niger overall. Different levels apply in some parts of the country, including the capital, Niamey.

  • Tanzania

    22 Jun 2017

    There is a heightened security presence in the Pwani coastal region following recent attacks against police and local officials. Take extra care when travelling in Rufiji and surrounding areas, including at police checkpoints. The level of this advice has not changed. Exercise a high degree of caution in Tanzania.

  • Vanuatu

    21 Jun 2017

    This advice has been reviewed and remains current. The level of advice has not changed. Exercise normal safety precautions in Vanuatu.​​​

  • Kenya

    21 Jun 2017

    General elections are scheduled to take place on 8 August 2017. Political rallies and protests are expected up to, and possibly beyond, the general elections. Avoid political rallies and protests as they may quickly turn violent. The level of this advice has not changed. Exercise a high degree of caution in Kenya overall. Higher levels apply in some parts of the country.

  • Bahrain

    21 Jun 2017

    Bahrain has severed all diplomatic ties with Qatar and closed all air and sea borders between Bahrain and Qatar. If you have an upcoming flight from Bahrain to or transiting Qatar, contact your airline or travel provider for further information and to make alternate arrangements. The level of this advice has not changed. Reconsider your need to travel to Bahrain.

  • Belgium

    21 Jun 2017

    ​​We continue to receive information that terrorists may be planning further attacks in Belgium. An attack could occur at any time. Exercise particular caution around locations known to be possible terrorist targets. Monitor the news and other sources for changes to local conditions. The level of this advice has not changed. Exercise a high degree of caution in Belgium overall.

  • Colombia

    18 Jun 2017

    ​On 17 June 2017, a bomb exploded in the Andino shopping centre, in Bogota, killing 3 people, including a foreign national, and injuring others. Be vigilant to your personal safety. Follow local authorities' advice. Monitor the media for developments which may affect your safety and security. Exercise a high degree of caution in Colombia. Higher levels apply in some parts of the country.

  • Spain

    15 Jun 2017

    Terrorists may seek to target European countries, including Spain, during the European summer. Exercise heightened caution in popular tourist locations and places where crowds gather across Spain. The level of our advice has not changed. Exercise normal safety precautions in Spain.

  • Mali

    15 Jun 2017

    This advice has been reviewed and updated with new information regarding the updated travel advice issued by the United States government warning of a possible increased threat of attacks against Western diplomatic missions, places of worship and other locations in Bamako where Westerners frequent. Avoid vulnerable locations with poor security measures in place, including hotels, restaurants, and churches. A State of Emergency remains in place (See Safety and security). The level of advice has not changed. Reconsider your need to travel to parts of southern Mali and do not to travel to all other areas, including Bamako.  

  • Papua New Guinea

    15 Jun 2017

    Campaigning has started for national elections and will run until 23 June. Polling is scheduled to take place between 24 June and 08 July with vote counting scheduled to be finalised by 24 July. Tensions can escalate around national elections and may cause disruption of normal flight schedules and transport services (See safety and security). The level of advice has not changed. Exercise a high degree of caution in Papua New Guinea (PNG). Higher levels apply in parts of the country.

  • Switzerland

    14 Jun 2017

    This advice has been reviewed and remains current. The level of advice has not changed. Exercise normal safety precautions in Switzerland.

  • Sudan

    14 Jun 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Reconsider your need to travel to Sudan overall. Higher levels apply in some parts of the country.

  • Solomon Islands

    13 Jun 2017

    This advice has been reviewed and remains current.The level of this advice has not changed. Exercise normal safety precautions in Solomon Islands.

  • South Sudan

    13 Jun 2017

    Security measures such as curfews can be implemented in Juba with little or no warning. The level of this advice has not changed. Do not to travel to South Sudan.

  • Afghanistan

    13 Jun 2017

    This advice has been reviewed and remains current. We continue to advise against travel to Afghanistan. The level of the advice has not changed.

  • Malta

    13 Jun 2017

    This advice has been updated with information for cruise passengers. The level of the advice has not changed. Exercise normal safety precautions in Malta.

  • Estonia

    12 Jun 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. Exercise normal safety precautions in Estonia.​

  • Qatar

    09 Jun 2017

    Major airlines based in the UAE have announced that flights between the UAE and Qatar will be suspended from 6 June 2017 until further notice, while Egypt has closed its airspace to Qatari aircraft.  Qatar Airways flights to and from Saudi Arabia and Bahrain may also be affected.  If you have an upcoming flight to, from or transiting Doha, including as a holder of a Qatari residency permit, contact your airline or travel provider for further information. We understand that Qatar Airways flights to and from Australia will continue to operate. The level of this advice has not changed. Exercise normal safety precautions in Qatar.

  • Ecuador

    09 Jun 2017

    This advice has been reviewed and remains current. The overall level of this advice has not changed. Exercise a high degree of caution in Ecuador. Higher levels apply in some parts of the country.

  • Turkmenistan

    09 Jun 2017

    ​​This travel advice has been reviewed and remains current. The level of advice has not changed. Exercise normal safety precautions in Turkmenistan. Higher levels apply in some parts of the country.

  • Czech Republic

    08 Jun 2017

    This travel advice contains new information on where to get help in Prague. The level of advice has not changed. Exercise normal safety precautions in the Czech Republic.

  • South Africa

    08 Jun 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Exercise a high degree of caution in South Africa.

  • Myanmar

    08 Jun 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Exercise a high degree of caution in Myanmar overall and reconsider travel to most of Rakhine State. Higher and lower levels apply in some parts of the country.  

  • Romania

    08 Jun 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. Exercise normal safety precautions in Romania.

  • Iran

    07 Jun 2017

    On 7 June, simultaneous terrorist attacks at the Iranian Majlis (parliament) in central Tehran and at Imam Khomeini's Shrine on the southern outskirts of Tehran. Avoid these sites and follow the instructions from local authorities. The level of advice has not changed. Exercise a high degree of caution in Iran overall. Higher levels apply in some parts of the country.

  • Mauritius

    06 Jun 2017

    H1N1 (swine flu) has been reported in Mauritius. Discuss your vaccination requirements with your doctor before travelling (see Health). The level of this advice has not changed. Exercise normal safety precautions in Mauritius.

  • Italy

    02 Jun 2017

     This travel advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Italy.

  • Sweden

    31 May 2017

    This travel advice has been reviewed and remains current. The level has not changed. Exercise normal safety precautions in Sweden.

  • Marshall Islands

    29 May 2017

    This travel advice contains new information on same-sex relationships (see Local customs) and an outbreak of mumps. A number of cases of hepatitis A and mumps have been reported in Marshall Islands (see Health risks). The level of this advice has not changed. Exercise normal safety precautions in the Marshall Islands. 

  • Latvia

    29 May 2017

    ​This advice has been reviewed and remains current. The level of advice has not changed, continue to exercise normal safety precautions in Latvia.

  • Tajikistan

    29 May 2017

    This travel advice has been reviewed and remains current. The level of the advice has not changed, continue to exercise a high degree of caution overall in Tajikistan. We also advise you to reconsider your need to travel in some border regions of the country.                           

  • Brazil

    26 May 2017

    Large protests are expected to take place in coming weeks in response to recent political developments. The President has authorised the military to enforce law and order in the Federal District of Brasília until 31 May 2017. Avoid all demonstrations and protests, and follow the instructions of local authorities. The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Brazil.

  • Tunisia

    26 May 2017

    This advice has been reviewed and remains current. We continue to advise Australians to reconsider travel to Tunisia because of the high threat of terrorist attack. Higher levels apply in some parts of the country.

  • French Polynesia

    24 May 2017

    This advice has been reviewed and updated. It contains new information, including on the need for travel insurance for cruise passengers (see Information for cruise passengers). We continue to advise Australians to exercise normal safety precautions in French Polynesia.

  • Federated States of Micronesia

    23 May 2017

    This advice has been reviewed and remains current. It contains new information, including on same-sex relationships, see Local Customs. The level of this advice has not changed. We continue to advise you to exercise normal safety precautions in the Federated States of Micronesia.                             

  • Djibouti

    17 May 2017

    This advice has been reissued  and remains current. The level of the advice has not changed. We advise Australians to exercise a high degree of caution in Djibouti. Higher levels apply in some areas.

  • Burkina Faso

    16 May 2017

    This advice has been reviewed and remains current. We continue to advise travellers to reconsider the need to travel to Burkina Faso overall. Higher levels apply in some areas. 

  • Taiwan

    16 May 2017

    The 2017 Summer Universiade will take place in Taipei from 19 to 30 August 2017. If you are planning to attend any of the events related to the games, expect heightened security measures and traffic and pedestrian congestion which could result in transportation delays. The level of this advice has not changed. We continue to advise Australians to exercise normal safety precautions in Taiwan. 

  • Canada

    16 May 2017

    This travel advice has new information for dual Australian-Canadian citizens travelling to or transiting Canada (see Entry and exit). The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Canada.

  • Fiji

    15 May 2017

    This advice has been reviewed and remains current. There is currently no operational hyperbaric (decompression) chamber in Fiji. The overall level of this advice has not changed. We continue to advise Australians to exercise normal safety precautions in Fiji.

  • Madagascar

    15 May 2017

    The level of our advice has not changed. We continue to advise Australians to exercise a high degree of caution in Madagascar. Higher levels apply in some parts of the country.

  • Brunei Darussalam

    15 May 2017

    This advice has been reviewed and remains current. The overall level of this advice has not changed. We continue to advise Australians to exercise normal safety precautions in Brunei Darussalam.

  • Democratic Republic of the Congo

    15 May 2017

    On 12 May 2017, the World Health Organization (WHO) announced that cases of Ebola had been identified in Bas-Uélé. The Democratic Republic of the Congo's Ministry of Health, with WHO support, is investigating these cases. The level of the travel advice has not changed. We continue to advise against all travel to the provinces of Maniema, Tanganyika, Bas-Uélé, Haut-Uélé, Kasai, Kasai Central and Kasai Oriental due to ongoing armed conflict and the threat of kidnapping. We advise you to reconsider your need to travel to other parts of the DRC due to the unpredictable security situation, ongoing armed conflict and the very high level of violent crime.

  • New Caledonia

    12 May 2017

    This travel advice has been reviewed and remains current. We continue to advise you to exercise normal safety precautions in New Caledonia.

  • Senegal

    10 May 2017

    The level of the advice has not changed. We continue to advise Australians to exercise a high degree of caution in Senegal.

  • Tonga

    09 May 2017

    This advice contains new information on credit card fraud (see Safety and security). The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Tonga.

  • Sierra Leone

    02 May 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution.

  • Malawi

    02 May 2017

    This advice contains new information on obtaining a visa for Malawi (see Additional information).The level of this advice has not changed. We continue to advise Australians to exercise normal safety precautions in Malawi. 

  • Swaziland

    28 Apr 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Swaziland.

  • Zimbabwe

    24 Apr 2017

    This travel advice has been reviewed and remains current. The level of advice has not changed. We continue to advise Australians to exercise a high degree of caution in Zimbabwe.

  • Bangladesh

    21 Apr 2017

    On 24 March 2017 a reported suicide bombing occurred at a checkpoint near Shahjala International Airport in Dhaka. The airport is operating normally. Anticipate heightened security arrangements when using the airport and follow instructions of local authorities. The level of advice has not changed. We continue to advise Australians to reconsider their need to travel to Bangladesh.

  • New Zealand

    19 Apr 2017

    This advice has been reviewed and remains current. We continue to advise Australians to exercise normal safety precautions in New Zealand.

  • Kuwait

    19 Apr 2017

    This advice has been reviewed and remains current. The level of advice has not changed.  We continue to advise Australians to exercise a high degree of caution in Kuwait.

  • Serbia

    11 Apr 2017

    Anti-government demonstrations have occurred nightly since 2 April 2017 in Belgrade, Novi Sad, Nis and several smaller cities and are likely to continue. Demonstrations have been peaceful; expect roadblocks and traffic disruptions in central Belgrade in the early evenings. The level of advice has not changed. We continue to advise Australians to exercise normal safety precautions in Serbia.

  • Bulgaria

    11 Apr 2017

    This advice has been reviewed and remains current. The level of advice has not changed. We continue to advise Australians to exercise normal safety precautions in Bulgaria.

  • Bosnia and Herzegovina

    11 Apr 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Bosnia and Herzegovina.

  • Singapore

    10 Apr 2017

    Singapore authorities require all travellers (including those transiting) to have at least six months validity remaining on their passports (Entry and exit). The level of advice has not changed. We continue to advise Australians to exercise normal safety precautions in Singapore.

  • Trinidad and Tobago

    06 Apr 2017

    This advice has new information on some popular tourist sites where criminals target foreigners (See Safety and security). The overall level of the advice has not changed. We continue to advise Australians to exercise a high degree of caution in Trinidad and Tobago.

  • Somalia

    06 Apr 2017

    Following elections in February Somalia remains a do not travel destination. Al Shabaab has declared its intention to target the new administration.  We continue to advise you not to travel to any part of Somalia because the security situation remains very poor and the threat of conflict or attacks by armed groups is high.              

  • Mozambique

    04 Apr 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Mozambique overall.

  • Namibia

    30 Mar 2017

    This advice has been reviewed and updated with minor editorial changes. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Namibia.

  • Algeria

    30 Mar 2017

    Legislative elections will be held in Algeria on 4 May 2017. Avoid political gatherings, protests or demonstrations as they could turn violent with little warning. The level of the advice has not changed. We continue to advise Australians to reconsider their need to travel to Algeria.

  • China

    30 Mar 2017

    This advice contains updated information on visas and other entry requirements (see Entry and exit). The level of advice has not changed. We continue to advise Australians to exercise normal safety precautions in China and to exercise a high degree of caution in Tibet and Xinjiang.

  • Uganda

    30 Mar 2017

    This advice contains new information on obtaining visas though a new official online visa portal (see Entry and exit).  The level of advice has not changed. We continue to advise Australians to exercise a high degree of caution in Uganda overall. Higher levels apply in some parts of the country.

  • Cyprus

    27 Mar 2017

    This advice has been reviewed and remains current. The overall level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Cyprus. 

  • Ireland

    24 Mar 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Ireland.

  • Jamaica

    22 Mar 2017

    This advice has been reviewed an remains current. The level of the advice has not changed. We continue to advise Australians to exercise a high degree of caution in Jamaica.

  • Ghana

    22 Mar 2017

    The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Ghana.

  • India

    19 Mar 2017

    This travel advice has been reviewed and remains current. The level of our advice has not changed. We continue to advise you to exercise a high degree of caution in India overall. Higher levels apply in some parts of India.

  • Chile

    16 Mar 2017

    This advice has been updated with new information on requirements when performing bank transactions and booking accommodation. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Chile.

  • Guam

    08 Mar 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Guam.

  • Seychelles

    07 Mar 2017

    This advice has been reviewed and remains current. The overall level of this advice has not changed. We continue to advise Australians to exercise normal safety precautions in the Seychelles.

  • Kosovo

    07 Mar 2017

    This advice has been reviewed and updated with minor editorial changes. The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Kosovo overall.

  • Honduras

    23 Feb 2017

    This advice includes new information on the road travel risks from the World Health Organization (see Local travel). The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Honduras.

  • Iceland

    23 Feb 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Iceland.

  • Guatemala

    23 Feb 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise a high degree of caution in Guatemala.

  • Kazakhstan

    21 Feb 2017

    As of 16 January 2017, the Government of Kazakhstan has cancelled its 'yellow' domestic terror threat level for the country. Remain vigilant in public places and follow the advice of local authorities (see Safety and security). This travel advice has been reviewed and updated. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Kazakhstan.

  • Mexico

    21 Feb 2017

    This advice includes new information on road travel risks from the World Health Organization. The overall level of advice for Mexico remains unchanged. We continue to advise Australians to exercise a high degree of caution in Mexico. Higher levels apply in some parts of Mexico.

  • Montenegro

    20 Feb 2017

    ​This travel advice has been reviewed and remains current. The level of advice has not changed. We advise Australians to exercise normal safety precautions in Montenegro. ​

  • Greece

    12 Feb 2017

    The travel for Greece has been reviewed and ​remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Greece.

  • The Gambia

    10 Feb 2017

    We have lowered the overall level of advice following a stabilisation of the security environment after the transfer of power to President Barrow. The situation has calmed, though regional military forces remain in The Gambia. We now advise you to exercise a high degree of caution in The Gambia due to the uncertain political situation and the potential for civil unrest.

  • Central African Republic

    08 Feb 2017

    This advice has been reviewed and remains current. The level of the travel advice has not changed. We continue to strongly advise you not to travel to the Central African Republic.

  • Bhutan

    07 Feb 2017

    This advice has been reviewed and remains current. The overall level of the advice has not changed. We continue to advise you to exercise normal safety precautions in Bhutan.

  • Belarus

    02 Feb 2017

    Australians may be eligible for a five day visa-free entry into Belarus from 12 February 2017. The level of advice has not changed. We continue to advise Australians to exercise normal safety precautions in Belarus.

  • Cameroon

    02 Feb 2017

    Tensions in the Northwest and Southwest Regions have resulted in demonstrations and unrest. Avoid large gatherings and demonstrations, as these may turn violent. Monitor local media. Follow the advice of local authorities. The level of the advice has not changed. We continue to advise Australians to exercise a high degree of caution in Cameroon. Higher levels apply in some parts of the country.

  • Mauritania

    01 Feb 2017

    This advice has been reviewed and remains current. The level of advice has not changed. We continue to advise Australians to reconsider their need to travel to Mauritania. Higher levels apply in some parts of the country.                           

  • Dominican Republic

    24 Jan 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise a high degree of caution in the Dominican Republic.

  • Costa Rica

    24 Jan 2017

    This advice has been reviewed and remains current. The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Costa Rica.

  • Cuba

    24 Jan 2017

    ​​This travel advice includes new information on restrictions of travel on U.S. carriers to Cuba. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Cuba.

  • Eritrea

    24 Jan 2017

    This advice has been reviewed and updated.  We continue to advise Australians to reconsider their need to travel to Eritrea. Higher levels apply in some parts of the country.  

  • Libya

    23 Jan 2017

    This travel advice has been reviewed and remains current. The level of advice has not changed. We continue to strongly advise Australians against all travel to Libya.

  • Thailand

    22 Jan 2017

    The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Thailand. Higher levels apply in some parts of the country.

  • Poland

    17 Jan 2017

    This advice has been reviewed and reissued. We continue to advise Australians to exercise normal safety precautions in Poland.

  • Lithuania

    17 Jan 2017

    This advice has been reviewed and remains current. The overall level of the advice has not changed. We continue to advise you to exercise normal safety precautions in Lithuania.

  • Armenia

    16 Jan 2017

    The main road between Armenia and Georgia (Yerevan-Vanadzor-Alaverdi-Bagratashen) remains closed for maintenance until further notice (see Local travel). The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Armenia. Higher levels apply in some parts of the country.

  • Macau

    09 Jan 2017

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Macau.

  • Japan

    22 Dec 2016

    This travel advice has been updated with information if you intend to drive in Japan (see Local travel). The level of this advice has not changed. We continue to advise Australians to exercise normal safety precautions in Japan.

  • Cook Islands

    14 Dec 2016

    New helmet legislation requires anyone riding a motorcycle, bicycle or scooter in the Cook Islands to wear an approved safety helmet. This travel advice has been reviewed and remains current. The level of advice has not changed. We continue to advise Australians to exercise normal safety precaution in the Cook Islands.

  • Nicaragua

    12 Dec 2016

    This advice has information on the electronic Travel Authorisation (eTA) you will need if you transit or travel through Canada before entering Nicaragua (see Entry and exit). We continue to advise Australians to exercise a high degree of caution in Nicaragua.

  • Burundi

    06 Dec 2016

    This travel advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians not to travel to Burundi.

  • Mongolia

    02 Dec 2016

    This advice has been reviewed and remains current. The level of this advice has not changed. We continue to advise Australians to exercise normal safety precautions in Mongolia.  

  • Liberia

    01 Dec 2016

    Liberia was declared Ebola-free on 9 June 2016 following a regional outbreak of the deadly Ebola virus. Monitor updates from the World Health Organization (WHO) for up-to-date advice on Ebola and related health issues in Liberia.

  • Samoa

    01 Dec 2016

    This advice has been reviewed and remains current. The level of the advice has not changed. We continue to advise Australians to exercise normal safety precautions in Samoa.

  • El Salvador

    29 Nov 2016

    This advice has been issued with information on the Canadian eTA. The level of this advice has not changed. We continue to advise you to exercise a high degree of caution in El Salvador.

  • Uzbekistan

    25 Nov 2016

    This advice has been updated regarding importing prescription medications (see Entry and exit). The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Uzbekistan. Higher levels apply in some parts of the country.

  • Panama

    21 Nov 2016

    This advice has been reviewed and updated. The level of the advice has not changed. We continue to advise Australians in Panama to exercise a high degree of caution.

  • Yemen

    10 Nov 2016

    This advice has been reviewed and remains current. The level of this advice has not changed. The ongoing political instability and dangerous security situation present a significant risk to foreigners in Yemen. We continue to advise Australians not to travel to Yemen, including the island of Socotra.

  • Moldova

    02 Nov 2016

    This travel advice has been reviewed and remains current. The level of the advice has not changed. We advise you to exercise normal safety precautions in Moldova.

  • Benin

    25 Oct 2016

    This advice contains new information about recent cases of cholera (see Health). The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Benin.

  • Lesotho

    25 Oct 2016

    This advice has been reviewed and remains current. The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Lesotho.

  • Syria

    15 Sep 2016

    Travellers are reminded it is our strong advice Australians not travel to Syria because of the extremely dangerous security situation. It is illegal under Australian law for Australian citizens, including dual citizens, to provide any kind of support to any armed group in Syria. The level of our advice has not changed.

Contact us

If you need more information or have any questions please call 1300 10 1234 between 8am - 8pm (AEST) Monday to Friday.

*Children and dependants under 21 covered for free when travelling with an insured adult.

#A single item limit of $500 applies to this benefit.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Cover is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Woolworths Limited ABN 88 000 014 675 AR No. 245476 (Woolworths) acts as Hollard’s Authorised Representative. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Product Disclosure Statement to decide if it is right for you.