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Saver Travel Insurance

Our Saver Policy is designed to cover you for the bare essentials of your overseas travel including unlimited overseas medical and hospital expenses and limited cover for lost luggage and personal effects.

Included benefits

  • Children and dependents covered for free*
  • Overseas emergency medical assistance if you injure yourself or become sick during your journey
  • Unlimited overseas emergency medical and hospital expenses
  • Cover for lost, stolen or damaged luggage and personal items#
  • Personal liability.

 

Optional Extras

  • Our Winter sports cover can be included to cover you for skiing or snowboarding.

 

For the full policy details see our Combined Product Disclosure Statement and Financial Services Guide
 

Get a quote

 

Smart Traveller

  • Turkey

    15 Nov 2018

    We now advise you to exercise a high degree of caution in Ankara and Istanbul, and in Turkey overall. Higher levels apply in some parts of the country.

  • Israel, the Gaza Strip and the West Bank

    14 Nov 2018

    This travel advice has been reviewed and includes new information on safety and security. The level of our advice has not changed. Exercise a high degree of caution overall. Higher levels apply in some areas.

  • Cuba

    14 Nov 2018

    This travel advice has been reviewed with new information in Entry and exit. The level of our advice has not changed. Exercise normal safety precautions in Cuba.

  • New Caledonia

    12 Nov 2018

    ​This travel advice has been reviewed and includes information on health. The level of our advice has not changed. Exercise normal safety precautions in New Caledonia.

  • Argentina

    09 Nov 2018

    ​This travel advice has been reviewed and includes new information on safety and security. The level of our advice has not changed. Exercise normal safety precautions in Argentina.

  • Indonesia

    09 Nov 2018

    Japanese encephalitis is an ongoing risk in Indonesia, including Bali. But the risk of infection remains low. Avoid mosquito bites. Talk to your doctor about vaccinations before you go. The level of our advice has not changed. Exercise a high degree of caution in Indonesia overall, including Bali. Higher levels apply in Central Sulawesi and Papua provinces.

  • Japan

    07 Nov 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Japan overall. Higher levels apply in some parts of the country.

  • South Sudan

    07 Nov 2018

    Armed conflict, including attacks on civilians could break out with little warning (see Safety and security). The level of our advice has not changed. Do not to travel to South Sudan.

  • Madagascar

    06 Nov 2018

    Presidential elections will be held on 7 November 2018. Political instability may impact security in the capital and the regions. Follow the instructions of local authorities and avoid any demonstrations, rallies and public gatherings in the lead up to, and during, the election period. The level of our advice has not changed. Exercise a high degree of caution in Madagascar.

  • Burundi

    05 Nov 2018

    This travel advice has been reviewed. The level of our advice has not changed. Do not travel to Burundi.

  • Timor-Leste

    05 Nov 2018

    Bring sufficient cash in USD with you as many places don't accept credit cards. Check with your bank whether your Australian credit or debit card will work in Timor-Leste (see Entry and exit). Exercise a high degree of caution in Timor-Leste

  • Vanuatu

    05 Nov 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions elsewhere in Vanuatu. Higher levels apply in some parts of the country.

  • Tunisia

    05 Nov 2018

    This advice has been reviewed. Exercise a high degree of caution in Tunisia due to the high threat of terrorist attack. Higher levels apply in some parts of the country.

  • Ghana

    02 Nov 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Ghana.

  • Brazil

    02 Nov 2018

    There’s an outbreak of yellow fever in Brazil. Get vaccinated before you travel. Carry your yellow fever vaccination certificate with you. Outbreaks of other mosquito-borne illnesses are common. Protect yourself against mosquito bites. The level of this advice has not changed. Exercise a high degree of caution in Brazil.

  • United Arab Emirates

    01 Nov 2018

    This travel advice has been reviewed and includes information on safety and security. The level of our advice has not changed. Exercise normal safety precautions in the United Arab Emirates (UAE).

  • Pakistan

    01 Nov 2018

    Political organisations are staging demonstrations across Pakistan following the verdict in a high-profile blasphemy case. Some are blocking roads between major cities. Avoid protests, which can turn violent with little warning. Monitor the media and other sources for news of planned or possible unrest (see Safety and security). The level of our advice has not changed. Reconsider your need to travel to Pakistan overall. Higher levels apply in some parts of the country.

  • Ukraine

    01 Nov 2018

    In April 2018, Ukraine introduced e-Visas for Australian tourist and business visitors. The overall level of the advice has not changed. Exercise a high degree of caution in Ukraine. Higher levels apply in some parts of the country.

  • Nigeria

    01 Nov 2018

    Protests in Abuja and other Nigerian cities are becoming increasingly frequent in the lead up to Presidential elections in February 2019. Curfews can be imposed at short notice. Avoid protests, demonstrations and large crowds as they could turn violent. Be alert to possible security threats. Monitor local media for news of unrest (see Safety and security). The level of our advice has not changed. Reconsider your need to travel to Nigeria due to the high threat of terrorist attack and kidnapping. Higher levels apply in some parts of the country. 

  • Singapore

    01 Nov 2018

    ​ Reminder: your passport needs to be valid for at least six months to enter or exit Singapore, even if you're transiting. The level of advice has not changed. Exercise normal safety precautions in Singapore.

  • Vietnam

    31 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Vietnam.

  • Sri Lanka

    30 Oct 2018

    There is an increased likelihood of large protests and demonstrations in Sri Lanka due to political instability. Avoid all demonstrations and large public gatherings, as they may turn violent. Monitor local media for updates. The level of our advice has not changed. Exercise normal safety precautions in Sri Lanka.

  • Philippines

    29 Oct 2018

    Typhoon Yutu ('Rosita') will make landfall on 30 October 2018 on northern and central Luzon. Heavy rains, flash flooding, landslides and strong winds are expected which could result in disruptions to essential services including transportation, power distribution, telecommunications, food and water supply, emergency services and medical care. If you are in the area, monitor local news and weather reports and follow the advice of local authorities (see Natural disasters). The level of advice has not changed. Exercise a high degree of caution in the Philippines overall. Reconsider your need to travel to eastern Mindanao, and do not travel to central and western Mindanao, due to very high levels of violent crime, high threats of terrorist attacks and kidnapping. Martial law is in place in Mindanao until 31 December 2018.

  • Fiji

    29 Oct 2018

    General elections will be held on 14 November 2018. Follow the instructions of local authorities and avoid any demonstrations, rallies and public gatherings in the lead up to, and during the election period. The level of our advice has not changed. Exercise normal safety precautions in Fiji.

  • Ireland

    29 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Ireland.

  • Jordan

    29 Oct 2018

    This advice has been reviewed and updated with new information on safety and security. The level of our advice has not changed. Exercise a high degree of caution in Jordan. Higher levels apply in some parts of the country.

  • Iran

    28 Oct 2018

    This travel advice has been reviewed and includes information on the risk of arbitrary detention or arrest in Iran (see Safety and security). The level of our advice has not changed. Exercise a high degree of caution in Iran overall. Higher levels apply in some parts of the country.

  • Czech Republic

    26 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in the Czech Republic.

  • Myanmar

    23 Oct 2018

    Defaming, disturbing or threatening any person using a telecommunications network is illegal in Myanmar. Do not post negative comments on social media. The level of our travel advice has not changed. Exercise a high degree of caution in Myanmar overall. Higher and lower levels apply in some parts of the country.

  • Kosovo

    23 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Kosovo overall. Higher levels apply in some parts of the country.

  • Bulgaria

    23 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Bulgaria.

  • France

    23 Oct 2018

    The level of our advice has not changed. Exercise a high degree of caution in France, due to the high threat of terrorist attack.

  • Serbia

    22 Oct 2018

    This advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Serbia.

  • Italy

    22 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Italy.

  • New Zealand

    22 Oct 2018

    This travel advice has been reviewed and includes new information on entry and exit conditions. The level of our advice has not changed. Exercise normal safety precautions in New Zealand.

  • Canada

    19 Oct 2018

    ​Canada legalised the recreational use of cannabis on 17 October 2018. Restrictions and age limits apply (see Laws). The level of our advice has not changed. Exercise normal safety precautions in Canada.

  • Tajikistan

    18 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Tajikistan overall. Reconsider your need to travel to the Gorno-Badakhshan Autonomous Oblast and some border regions of the country.

  • Papua New Guinea

    17 Oct 2018

    Port Moresby will host APEC Economic Leaders’ Week from 12-18 November. PNG will temporarily suspend visa on arrival to all foreign nationals from 30 October to 30 November 2018 because of APEC (See Entry and exit). The level of our advice has not changed. Exercise a high degree of caution in PNG overall. Higher levels apply in some parts of the country.

  • United States of America

    15 Oct 2018

    This travel advice has been reviewed and contains new information under Health. The level of our advice has not changed. Exercise normal safety precautions in the United States of America, including Alaska and the Hawaiian Islands. Reconsider your need to travel to the US Virgin Islands and the US territory of Puerto Rico. 

  • India

    15 Oct 2018

    This travel advice has been reviewed and includes new information under Mosquito borne-illnesses (see Health). The level of our advice has not changed. Exercise a high degree of caution in India overall. Higher levels apply in some parts of the country.

  • Kazakhstan

    15 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Kazakhstan.

  • Belarus

    12 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Belarus.

  • Peru

    10 Oct 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Peru overall. Higher levels apply in some parts of the country.

  • Burkina Faso

    10 Oct 2018

    ​In September 2018 three mining staff were kidnapped while travelling between Inata and Tongomayel near Djibo, and in a separate incident an Italian priest was kidnapped in Bomanga, Niger, near the border with Burkina Faso. The level of our advice has changed for eastern border areas with Niger to 'Do not travel'. Reconsider your need to travel to Burkina Faso overall. Higher levels apply in some parts of the country.

  • Malaysia

    10 Oct 2018

    To drive in Malaysia, you need a valid International Driving Permit (IDP) and a valid Australian driver’s licence (see Local travel). The level of our advice has not changed. Exercise normal security precautions in Malaysia overall.​ Reconsider your need to travel to the coastal region of eastern Sabah.

  • Ecuador

    10 Oct 2018

    This travel advice has been reviewed. We now recommend you reconsider your need to travel to both Sucumbios and Esmeraldas provinces in the North of Ecuador. The overall level of our advice has not changed. Exercise a high degree of caution in Ecuador. Higher levels apply in some parts of the country.

  • Costa Rica

    10 Oct 2018

    This travel advice has been reviewed and includes information on ongoing protest activity. The level of this advice has not changed. We continue to advise Australians to exercise a high degree of caution in Costa Rica.

  • Uganda

    08 Oct 2018

    The Uganda Police Force has issued a warning of possible terrorist attacks around Independence Day on 9 October 2018. Pay close attention to your personal security and follow the instructions of local authorities. The level of our advice has not changed. Exercise a high degree of caution. Higher levels apply in some parts of the country.

  • Thailand

    08 Oct 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Thailand overall. Higher levels apply in some parts of the country.

  • China

    08 Oct 2018

    There are increased security measures in Xinjiang (see Safety and security). The level of our advice has not changed. Exercise normal safety precautions in China. Higher levels apply in Tibet and Xinjiang.

  • Gabon

    04 Oct 2018

    Legislative elections will be held in Gabon on 6 and 27 October 2018. Monitor media about possible safety risks in the lead up to, during and after the elections. The level of our advice has not changed. Exercise a high degree of caution in Gabon.

  • Cameroon

    04 Oct 2018

    Presidential elections will be held on 7 October 2018. Monitor media about possible safety risks in the lead up to, during and after the elections. Transport, internet connectivity and other services may be limited or unavailable during the election period. Curfews are in effect in some parts of Cameroon. Avoid demonstrations, political events, and large public gatherings. The level of our advice has not changed. Do not to travel to the Northwest and Southwest states, due to ongoing tensions, threat of localised violence and kidnapping. Exercise a high degree of caution in Cameroon overall. Higher levels apply in some parts of the country.

  • Afghanistan

    04 Oct 2018

    There is a heightened threat of terrorist attack and protests in the lead up to parliamentary elections scheduled for 20 October 2018, and possibly beyond (see Safety and security). The level of our advice has not changed. Do not travel to Afghanistan.

  • Netherlands

    02 Oct 2018

    This travel advice has been reviewed and contains new information on safety and security. The level of our advice has not changed. Exercise normal safety precautions in the Netherlands.

  • Jamaica

    28 Sep 2018

    A state of emergency remains in place until October 2018 due to ongoing violence in the Parish of St James, including Montego Bay, and in St Catherine North, including Spanish Town, Linstead and Bog Walk, and in parts of downtown Kingston. Anticipate road closures and travel delays. Monitor local media and follow instructions issued by local authorities (see Safety and security). The level of our advice has not changed. Exercise a high degree of caution in Jamaica.

  • Cyprus

    28 Sep 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Cyprus. 

  • Maldives

    26 Sep 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution on Malé Island. Exercise normal safety precautions elsewhere in the Maldives.

  • Kyrgyz Republic

    25 Sep 2018

    This advice has been reviewed. Exercise a high degree of caution in the Kyrgyz Republic. Higher levels apply in some parts of the country.                           

  • Chile

    24 Sep 2018

    The level of this advice has not changed. Exercise normal safety precautions in Chile.

  • Dominican Republic

    22 Sep 2018

    This travel advice has been reviewed and includes new information on where to get help. The level of our advice has not changed. Exercise a high degree of caution in the Dominican Republic.

  • Niger

    21 Sep 2018

    We continue to receive information indicating terrorists are planning attacks targeting Westerners in Niger, including possibly in the capital, Niamey. On 17 September 2018, a foreign national was kidnapped southwest of Niamey. The level of our advice has changed for southwest Niger. Do not travel to Niger overall. Reconsider your need to travel to the capital, Niamey.

  • Ethiopia

    20 Sep 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Ethiopia overall. Higher levels apply in some parts of the country.

  • The Gambia

    19 Sep 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in The Gambia.

  • Macau

    19 Sep 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Macau.                            

  • Hong Kong

    19 Sep 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Hong Kong.

  • Egypt

    18 Sep 2018

    Public comments criticising Egyptian government, security forces or religion, can be considered illegal (See Laws). The level of our advice has not changed. Reconsider your need to travel to Egypt overall. Higher levels apply in some areas.

  • Saudi Arabia

    18 Sep 2018

    The Saudi government has issued new laws on social media messaging (see Laws). The level of our advice has not changed. Reconsider your need to travel to Saudi Arabia overall. Higher levels apply in some areas.

  • Zambia

    18 Sep 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Zambia overall. Reconsider your need to travel to some border regions of the country.

  • Zimbabwe

    14 Sep 2018

    On 6 September 2018, local authorities declared a cholera outbreak in Harare. A number of deaths have been reported. There are continuing reports of typhoid fever and cholera in other parts of the country. Consult your doctor or travel clinic on health risks and consider getting vaccinated before you travel (See Health). The level of our advice has not changed. Exercise a high degree of caution in Zimbabwe.

  • Solomon Islands

    13 Sep 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Solomon Islands.

  • The Bahamas

    10 Sep 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in the Bahamas.

  • Trinidad and Tobago

    10 Sep 2018

    Terrorist attacks are possible in Trinidad and Tobago. Religious holidays and large crowds could be targeted. In February 2018, the Trinidad and Tobago authorities arrested a number of individuals who planned to carry out attacks against Carnival. Pay close attention to your personal security at all times. Monitor the media and other sources about possible security threats. The level of our advice has not changed. Exercise a high degree of caution in Trinidad and Tobago.

  • Belize

    07 Sep 2018

    On 4 September 2018, the Government of Belize declared a state of emergency for the George Street and Ghost Town areas of Southside Belize City, as a result of a significant increase in violent crime. Police have been deployed to the areas to stabilise the situation. Avoid the affected areas, remain vigilant at all times and follow the advice of local authorities. The level of our advice has not changed. Exercise a high degree of caution in Belize.

  • Iceland

    07 Sep 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Iceland.

  • South Korea (Republic of Korea)

    07 Sep 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in South Korea.

  • North Korea (Democratic People's Republic of Korea)

    07 Sep 2018

    ​​This travel advice has been reviewed. The level of this advice has not changed. Reconsider your need to travel to North Korea.

  • Bolivia

    06 Sep 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Bolivia.

  • Greece

    05 Sep 2018

    ​​​This advice provides new information on the risk of West Nile virus in Greece (See Health). The level of our advice has not changed. Exercise normal safety precautions in Greece.

  • Mali

    04 Sep 2018

    ​​This travel advice has been reviewed. The security situation throughout Mali could deteriorate with little warning. Avoid political rallies, protests and large gatherings. Monitor local media and other sources for developments which may affect your security. The level of our advice has not changed. Reconsider your need to travel to parts of southern Mali and do not travel to any other areas, including Bamako.

  • Spain

    31 Aug 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Spain.

  • Nepal

    31 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Nepal.

  • Tanzania

    30 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Tanzania.

  • Seychelles

    30 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Seychelles.

  • Senegal

    28 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Senegal overall. Higher levels apply in some parts of the country.

  • Democratic Republic of the Congo

    27 Aug 2018

    This travel advice has been reviewed and includes new information on the Ebola virus disease. The level of our advice has not changed. Reconsider your need to travel to the Democratic Republic of Congo overall. Higher levels apply in some parts of the country.

  • Poland

    23 Aug 2018

    This travel advice has been reviewed . The level of our advice has not changed. Exercise normal safety precautions.

  • Haiti

    21 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Haiti. Higher levels apply in some parts of the country.

  • Kenya

    17 Aug 2018

    This travel advice has been reviewed and includes new information on local laws. The level of our advice has not changed. Exercise a high degree of caution in Kenya overall. Higher levels apply in some parts of the country.

  • Venezuela

    17 Aug 2018

    Protests in Caracas and other major cities occur regularly. There continue to be shortages of basic food items and medicines. Avoid political gatherings and demonstrations as they may become violent. The level of our advice has not changed. Reconsider your need to travel to Venezuela. Higher levels apply in some parts of the country.

  • Laos

    16 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Laos overall. Higher levels apply in some parts of the country.

  • Lithuania

    14 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions.

  • Romania

    12 Aug 2018

    In August 2018, anti-government protests turned violent in Bucharest. A large number of injuries were reported in clashes with the security forces. Further clashes could occur. The level of our advice has not changed. Exercise normal safety precautions in Romania.

  • Uruguay

    10 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Uruguay.

  • Rwanda

    10 Aug 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Rwanda. Higher levels apply in some parts of the country. 

  • Bangladesh

    10 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Reconsider your need to travel to Bangladesh.

  • Turkmenistan

    07 Aug 2018

    ​This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Turkmenistan. Higher levels apply in some parts of the country.

  • Samoa

    06 Aug 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Samoa.

  • Cambodia

    06 Aug 2018

    ​This travel advice has been reviewed. The level of advice has not changed. Exercise normal safety precautions in Cambodia.

  • Guatemala

    30 Jul 2018

    The level of the advice has not changed. Exercise a high degree of caution in Guatemala.

  • Germany

    27 Jul 2018

    This travel advice has been reviewed and provides new information on Oktoberfest. The level of our advice has not changed. Exercise normal safety precautions in Germany and be aware of the increased threat of terrorism.

  • Russia

    25 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Russia. Higher levels apply in some parts of the country.

  • Estonia

    13 Jul 2018

    This travel advice has been reviewed and has new information on where to get help. The level of our advice has not changed. Exercise normal safety precautions in Estonia.​

  • Guinea

    13 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Guinea overall. Reconsider your need to travel to all areas bordering Cote d'Ivoire, Liberia and Sierra Leone.

  • Taiwan

    11 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Taiwan. 

  • Paraguay

    10 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Paraguay.

  • Cook Islands

    10 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precaution in the Cook Islands.

  • Oman

    10 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Oman overall. Reconsider your need to travel to border areas with Yemen.

  • Mexico

    09 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Mexico overall. Higher levels apply in some parts of the country.

  • Colombia

    06 Jul 2018

    ​This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Colombia. Higher levels apply in some parts of the country.

  • Portugal

    06 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Portugal.

  • Denmark

    06 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Denmark.

  • Finland

    04 Jul 2018

    ​​This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Finland.

  • Malawi

    03 Jul 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Malawi. Higher levels apply in in the Mulanje district.

  • Sweden

    28 Jun 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Sweden.

  • Belgium

    26 Jun 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Belgium overall.

  • Algeria

    25 Jun 2018

    This travel advice has been reviewed. The level of our advice has not changed. Reconsider your need to travel to Algeria.

  • Chad

    25 Jun 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Do not travel to Chad overall. Reconsider your need to travel to the capital N'Djamena.

  • Djibouti

    25 Jun 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Djibouti. Higher levels apply in some areas.

  • Brunei Darussalam

    25 Jun 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Brunei Darussalam.

  • Syria

    25 Jun 2018

    This advice has been reviewed. The security situation in Syria is extremely dangerous. It is illegal under Australian law for Australian citizens, including dual citizens, to provide any kind of support to any armed group in Syria. The level of our advice has not changed. Do not travel to Syria.

  • Uzbekistan

    22 Jun 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Uzbekistan. Higher levels apply in some parts of the country.

  • Morocco

    22 Jun 2018

    The Australian Embassy in Rabat is now open and providing passport and consular services to Australians in Morocco. See the Embassy website for information about opening hours and services provided.  The level of our advice has not changed. Exercise a high degree of caution in Morocco overall. Higher levels apply in some parts of the country.

  • Mauritania

    22 Jun 2018

    There is an ongoing threat of kidnapping in Mauritania. Be alert to your personal security at all times (see safety and security). The level of our advice has not changed. Reconsider your need to travel to Mauritania. Higher levels apply in some parts of the country.

  • Somalia

    22 Jun 2018

    This advice has been reviewed. The security situation in Somalia is highly volatile and there is an ongoing very high threat of terrorist attack. There have been a large number of significant attacks since 2016. Terrorist attacks are expected to continue. If you are in Somalia, we strongly urge you to leave if it is safe to do so. The level of our advice has not changed. Do not travel to Somalia.

  • Iraq

    22 Jun 2018

    This advice has been reviewed. The level of our advice has not changed. Do not travel to Iraq, including the Kurdish region. If you choose to visit, in spite of our strong advice, ensure you take appropriate security precautions and obtain a valid Iraqi visa, even if you are only travelling to the Kurdish region of Iraq.

  • Libya

    22 Jun 2018

    Tripoli International Airport reopened in July 2017 but only limited commercial options are available. The security situation in Libya remains volatile, with ongoing fighting. The level of our advice has not changed. Do not travel to Libya.

  • Sierra Leone

    22 Jun 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Sierra Leone.

  • Azerbaijan

    22 Jun 2018

    This travel advice has been reviewed and contains new information on entry and exit conditions. Electronic visas are now available online for single entry visits to Azerbaijan of less than 30 days. The level of our advice has not changed. Exercise normal safety precautions in Azerbaijan overall. Higher levels apply in some parts of the country.

  • Lebanon

    22 Jun 2018

    We now advise you to exercise a high degree of caution in Lebanon, due to the unpredictable security situation, the threat of terrorist attack and ongoing political and sectarian tensions. Higher levels apply in some parts of Lebanon.

  • Yemen

    22 Jun 2018

    This advice has been reviewed and remains current. The level of our advice has not changed. Do not travel to Yemen, including the island of Socotra.

  • Qatar

    22 Jun 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Qatar.                            

  • Kuwait

    22 Jun 2018

     This advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Kuwait.

  • Bahrain

    22 Jun 2018

    This advice has been reviewed. We now advise you to exercise a high degree of caution in Bahrain due to the threat of terrorist attack and civil disturbance. 

  • Austria

    21 Jun 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Austria.

  • Hungary

    20 Jun 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Hungary.

  • Mauritius

    19 Jun 2018

    This travel advice has been reviewed . The level of our advice has not changed. Exercise normal safety precautions in Mauritius.

  • Switzerland

    14 Jun 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Switzerland.

  • Mozambique

    09 Jun 2018

    We now advise you to reconsider your need to travel to Cabo Delgado Province. On 8 June 2018 the US Government warned its citizens of possible imminent attacks on government and commercial centres in the district headquarters of Palma, Cabo Delgado Province. Take particular care around government offices and retail locations, including markets, in Palma. Check local and social media for updates before you travel to the area, remain vigilant and follow the advice of local authorities. We continue to recommend you exercise a high degree of caution in Mozambique overall, including Maputo.

  • Federated States of Micronesia

    08 Jun 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in the Federated States of Micronesia (FSM).

  • Botswana

    06 Jun 2018

    If you’re entering Botswana from Ebola affected countries, you’ll be subject to Ebola screening and may be denied entry or quarantined on arrival (See Entry and exit). The level of our advice has not changed. Exercise normal safety precautions in Botswana.                           

  • Malta

    06 Jun 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Malta.

  • Bhutan

    04 Jun 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Bhutan.

  • Nicaragua

    31 May 2018

    Violent protests are ongoing in various parts of Nicaragua, including Managua and Leon, and have resulted in a number of deaths and injuries. The protests commenced on 18 April 2018 and may continue for some days in various areas, including near universities. Avoid all demonstrations as they may turn violent, and monitor the local media for further information and updates. The level of our advice has changed. We now advise Australians to reconsider your need to travel to Nicaragua.

  • South Africa

    25 May 2018

    The South African Civil Aviation Authority grounded SA Express Airlines on 24 May 2018 due to safety concerns. Contact the airline or your travel agent directly for flight options. The level of our advice has not changed. Exercise a high degree of caution in South Africa.

  • Benin

    21 May 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Benin.

  • The former Yugoslav Republic of Macedonia

    18 May 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in the former Yugoslav Republic of Macedonia.

  • Angola

    17 May 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Angola. Higher levels apply in some parts of the country.

  • Namibia

    16 May 2018

    This travel advice has been reviewed. The level of our advice has not changed. We continue to advise Australians to exercise normal safety precautions in Namibia.

  • Armenia

    15 May 2018

    The level of our advice has not changed. Exercise normal safety precautions in Armenia. Higher levels apply in some parts of the country.

  • Eswatini

    14 May 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Eswatini.

  • United Kingdom

    11 May 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in the United Kingdom.

  • Lesotho

    08 May 2018

    This advice has been reviewed. The level of our advice has not changed. Exercise a high degree of caution in Lesotho.

  • Guam

    04 May 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Guam.

  • Central African Republic

    24 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Do not travel to the Central African Republic.

  • Tonga

    19 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Tonga.

  • Albania

    16 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Albania.

  • Bosnia and Herzegovina

    10 Apr 2018

    This travel advice has been reviewed. The level of our advice has not changed. Exercise normal safety precautions in Bosnia and Herzegovina.

  • Montenegro

    06 Apr 2018

    ​This travel advice has been reviewed. The level of advice has not changed. Exercise normal safety precautions in Montenegro. ​

  • Eritrea

    03 Apr 2018

    This advice has been reviewed. The level of our advice has not changed. Reconsider your need to travel to Eritrea. Higher levels apply in some parts of the country.  

  • Mongolia

    27 Mar 2018

    This travel advice contains new information about entry and exit conditions. The level of our advice has not changed. Exercise normal safety precautions in Mongolia.  

  • Croatia

    23 Mar 2018

    Flooding can occur in Croatia, triggering landslides, damaging buildings and infrastructure, and disrupting road travel. The level of this advice has not changed. Exercise normal safety precautions in Croatia.                    

  • Liberia

    08 Mar 2018

    Maintenance works at Liberia's main international airport, Roberts International Airport, are ongoing and causing regular airport closures. The works will continue until at least the end of March 2018, after which full operations will resume. Contact your airline or travel operator directly for up-to-date information on flight options. The level of our advice has not changed. Exercise a high degree of caution in Liberia overall. Higher levels apply in some parts of the country.

  • Georgia

    26 Feb 2018

    We now advise you to reconsider your need to travel to the Pankisi Gorge. Exercise normal safety precautions in Georgia overall. Higher levels apply in other areas of the country.

  • Guyana

    15 Feb 2018

    ​This travel advice has been updated and contains new information for LGBTI travellers. The level of our advice has not changed. Exercise a high degree of caution in Guyana.

  • Palau

    31 Jan 2018

    This travel advice contains new information on entry and exit conditions. The level of our advice has not changed. Exercise normal safety precautions in Palau.

  • Honduras

    30 Jan 2018

    Following elections in Honduras in November 2017, violent demonstrations occurred throughout the country, with some resulting in deaths. Avoid demonstrations and large public gatherings as they may turn violent, be alert and follow instructions issued by local authorities. Exercise a high degree of caution in Honduras. Higher levels apply in some parts of the country.  

  • Côte d'Ivoire (Ivory Coast)

    28 Jan 2018

    There is an increased risk of demonstrations and protests in Côte d'Ivoire. Protest action by current and former members of the Ivorian armed forces has been occurring across the country since the beginning of 2017. Avoid protests and large public gatherings as they have the potential to turn violent. In the event of further protests, monitor local media, and follow all instructions issued by local authorities. The level of our advice has not changed. Exercise a high degree of caution in Côte d'Ivoire overall. Higher levels apply in some parts of the country.

  • Sudan

    16 Jan 2018

    This travel advice has been reviewed and remains current. The level of our advice has not changed. Reconsider your need to travel to Sudan overall. Higher levels apply in some parts of the country.

  • Norway

    11 Jan 2018

    There are risks for travellers to the arctic archipelago of Svalbard relating to avalanches, glacier accidents, boating incidents and polar bear encounters. The level of our advice has not changed. Exercise normal safety precautions in Norway.

  • Latvia

    21 Dec 2017

    Public consumption of alcohol, unless in a designated place, is illegal in Latvia; fines may apply (see Laws). The level of our advice has not changed. Exercise normal safety precautions in Latvia.

  • Moldova

    20 Dec 2017

    The travel advice has been reviewed and remains current. The level of our advice has not changed. Exercise normal safety precautions in Moldova. Higher levels apply in some parts of the country.

  • El Salvador

    20 Dec 2017

    Pay close attention to your personal security at all times and monitor the media about new safety or security risks. The level of our advice has not changed. Exercise a high degree of caution in El Salvador.

  • Panama

    14 Dec 2017

    This travel advice has been updated with the contact details of the Australian Consulate in Panama. The level of our advice has not changed. Exercise a high degree of caution in Panama overall. Do not travel to the Darien Gap beyond Yaviza.                            

  • Marshall Islands

    13 Dec 2017

    This travel advice contains new information on entry and exit conditions, travelling with children, and driver’s licence requirements. The level of our advice has not changed. Exercise normal safety precautions in the Marshall Islands. 

  • French Polynesia

    06 Dec 2017

    This advice has been reviewed and remains current. Exercise normal safety precautions in French Polynesia.

* Children and dependants under 21 covered for free when travelling with an insured adult.

# A single item limit of $500 applies to this benefit.

Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Cover is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Woolworths Group Limited ABN 88 000 014 675 AR No. 245476 (Woolworths) acts as Hollard’s Authorised Representative. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Product Disclosure Statement to decide if it is right for you.

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Life Insurance is issued by Swiss Re Life & Health Australia Limited ABN 74 000 218 306 AFSL No. 324908 (Swiss Re) and distributed by Greenstone Financial Services Pty Ltd, ABN 53 128 692 884; AFSL No. 343079 (Greenstone). Car, Home, Landlords, Pet and Travel insurance are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard). Woolworths Group Limited ABN 88 000 014 675 AR No. 245476 (Woolworths) acts as Hollard and Greenstone's Authorised Representative. Any general advice provided does not consider your objectives, financial situation or needs. Please consider the Product Disclosure Statement available on this website, to decide if the product is right for you.